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35 Years
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Emergency
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Your Trusted Independent Insurance Agency in Denton, TX
At Neal & Neal Insurance, we pride ourselves on delivering personalized service to families and businesses across Texas, Colorado, Oklahoma, Georgia, and New Mexico. As independent agents representing over 80 top-rated insurance companies, we specialize in customizing coverage solutions for auto, home, life, health, and commercial needs. With 29 years of experience and a commitment to closing coverage gaps, we offer same-day quotes, annual policy reviews, and 24/7 claim support.

Our team of licensed professionals prioritizes client education, ensuring informed decisions through transparent comparisons of policy features and pricing. Backed by decades of combined expertise, we focus on risk management to protect assets while helping clients achieve significant savings through tailored insurance strategies.
Services
Home Insurance Auto Insurance Life Insurance Health Insurance Medicare Supplements Commercial Property Farm & Ranch Insurance Umbrella Policies Golf Cart Insurance Business Owners Policy
Details
  • Year established: 1991
Highlights and features
  • We are independent agents representing 80+ top-rated insurance companies.
  • 29 years of experience serving clients across five states.
  • We offer free annual policy reviews to ensure continued coverage adequacy.
  • Same-day quotes available for home, auto, and commercial insurance.
  • Our team provides 24/7 claim reporting assistance for emergencies.
Services
Home Insurance
We provide comprehensive homeowners insurance protecting against damage to structures, personal belongings, and liability claims. Our policies include customizable options for flood, wind, and specialty coverage. With access to multiple carriers, we help clients find competitively priced policies tailored to their specific property needs and risk profiles.
Auto Insurance
Our auto insurance solutions cover personal and commercial vehicles with options for liability, collision, comprehensive, and uninsured motorist coverage. We offer flexible payment plans and discounts for multi-policy bundling. As independent agents, we compare rates across providers to ensure optimal protection at affordable prices for all driver profiles.
Medicare Supplements
We specialize in Medicare Supplement Insurance helping clients cover out-of-pocket costs like deductibles and copayments. Our experts explain plan options and help select coverage that complements Original Medicare. We provide ongoing support for policyholders needing assistance with claims or coverage changes across all service states.
Commercial Property
Our commercial property insurance protects business assets against fire, theft, and natural disasters. We offer customizable policies for office buildings, retail spaces, and industrial facilities. With expertise in risk assessment, we help businesses secure appropriate coverage limits while navigating complex insurance requirements for commercial operations.
Life Insurance
We provide term and permanent life insurance solutions to protect families and business interests. Our agents help determine appropriate coverage amounts based on financial obligations and future needs. With access to multiple carriers, we offer competitive rates and policy features tailored to individual circumstances and long-term planning goals.
People
Dan Neal
Founder
Dan Neal founded the agency in 1991 after graduating from UT-Arlington with a Banking & Finance degree. Licensed in property/casualty and life/health insurance, he brings decades of consumer-focused insurance expertise from prior business ownership experiences.
Karen Neal
Co-Owner
Karen Neal joined the agency in 1996 with a Microbiology degree from Texas A&M. Licensed in property/casualty and life/health insurance, she contributes extensive knowledge of insurance products and client service standards through her 28-year career.
Christina Neal
Insurance Agent
Christina Neal joined the family business in 2024 after working in financial technology. With experience in Texas, Colorado, and Georgia markets, she applies her leadership background to deliver personalized insurance solutions across multiple states.
Laura Wilfon
Insurance Agent
Laura Wilfon transitioned from 15 years in broadcast news to insurance in 2019. Licensed to service Georgia clients, she combines communication skills with insurance expertise to provide personalized coverage solutions for personal lines policies.
Carrie Ebeid
Licensed CSR
Carrie Ebeid has served as a licensed customer service representative for 20 years. With a business administration degree from UNT, she specializes in personal lines insurance support and policy administration for the agency's clients.
Questions
What makes Neal & Neal Insurance different from other insurance agencies?
As independent agents, we represent 80+ top-rated companies rather than being tied to a single carrier. This allows us to objectively compare policies and pricing to find the best coverage for your specific needs.
Which states do you serve?
We provide insurance services across Texas, Colorado, Oklahoma, Georgia, and New Mexico with agents licensed to support clients in all these states.
How quickly can I get an insurance quote?
In most cases, we can provide same-day quotes for home, auto, and commercial insurance policies through our efficient comparison process.
Do you offer Medicare Supplement insurance?
Yes, we specialize in Medicare Supplement policies that help cover deductibles, copayments, and other out-of-pocket costs associated with Original Medicare.
Can I get 24/7 claim assistance?
Yes, our policy documents include 24-hour claim reporting numbers. Coverage holders can contact these numbers anytime for emergency claim situations.
Is online quote submission available?
Yes, our website offers free online quote requests. Simply complete one of our quick forms and a representative will follow up promptly.