Business Details
29 Years
experience
Emergency
services
Your Local Insurance Experts in Fairhope, AL
Since February 1, 1997, Malone Insurance has been dedicated to delivering personalized insurance solutions tailored to the unique needs of our clients. Our commitment to exceptional customer service is demonstrated through prompt communication, proactive discount identification, and deep local market expertise. Recognized nationally with prestigious accolades including 12-time President's Council Membership and 17-time Toppers Club Membership, we combine industry-leading knowledge with a community-focused approach.Our team of licensed professionals specializes in auto, home, life, business, and recreational insurance products, ensuring comprehensive coverage options for individuals and businesses across Baldwin County and the Gulf Coast region. We prioritize building lasting relationships by understanding client needs and providing responsive support during critical moments, whether through emergency assistance or long-term financial protection planning.
Services
Life Insurance
Home Insurance
Auto Insurance
Business Insurance
Recreational Insurance
Renters Insurance
Property Insurance
Commercial Policies
Specialty Insurance
Health Insurance
Details
- Year established: 1997
Highlights and features
- We offer 25+ years of localized insurance expertise
- Our team provides personalized policy consultations
- We maintain 24/7 emergency claims support
- Our agency holds multiple national industry awards
- We offer comprehensive coverage comparisons across major insurance products
Associations and certifications
- President's Council
- Champion Award
- Toppers Club
Services
Life Insurance
Our life insurance products provide financial security for families and businesses through customizable term policies. We help clients protect loved ones against final expenses, estate taxes, and ongoing financial needs while offering business continuity solutions through buy-sell agreements. Our agents specialize in creating tailored protection strategies that align with individual life stages and financial goals.
Home Insurance
We offer comprehensive homeowners insurance covering dwellings, personal property, and liability protection. Our policies include coverage for structural improvements, loss assessments, and additional living expenses during repairs. We help clients understand policy limits and exclusions while providing guidance on protecting their largest financial investment against common risks.
Auto Insurance
Our auto insurance solutions protect against financial loss from accidents, theft, or damage. We provide liability coverage, collision protection, and comprehensive plans with optional features like accident forgiveness and multi-policy discounts. Our agents help clients navigate state requirements while optimizing coverage for their specific driving needs and vehicle types.
Business Insurance
We deliver customized business insurance solutions protecting against operational risks and liabilities. Our offerings include property coverage, liability protection, and business continuity planning. We work with small business owners to create risk management strategies that safeguard assets while supporting long-term growth and compliance with industry-specific requirements.
Renters Insurance
Our renters insurance policies protect personal belongings and provide liability coverage for tenants. We offer flexible plans covering property damage, medical payments, and additional living expenses. Our agents explain coverage options including scheduled property protection and identity theft resolution services to help renters secure their personal assets affordably.
People
Andy Malone
Agent/Owner
Andy founded the agency in 1997 after graduating from Auburn University with a Business Economics degree. He holds multiple insurance licenses and has served the Fairhope community for over 25 years, specializing in personalized insurance solutions.
Matt Malone
Agent/Owner
Matt has partnered with his brother Andy since 1998, bringing business management expertise from Auburn University. He specializes in life/health and property/casualty insurance while maintaining deep community involvement through youth sports coaching.
Paula Malone
Customer Service
As office manager, Paula leverages banking industry experience to ensure quality service. She manages daily operations while balancing family life on a Silverhill farm with her husband and eight grandchildren.
Jeff Faulkner
Agent
Jeff joined the team in 2020 with a decade of Farmers Insurance experience. He specializes in life/health and property/casualty insurance while actively coaching youth sports teams in Fairhope.
Juliana Green
Agent
Juliana joined in 2020 after relocating from Brazil. She brings cross-cultural perspective to property and casualty insurance while maintaining her passion for Crossfit coaching and community involvement.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, recreational, and renters insurance policies tailored to individual and commercial needs across Baldwin County.
How can I get an insurance quote?
Request personalized quotes through our website contact form, by phone at 251-990-4000, or by visiting our Fairhope office during business hours.
Do you offer multi-policy discounts?
Yes, we provide multi-line discounts for bundling home, auto, and business insurance policies with the same client.
Are you available for emergency claims?
Our team provides 24/7 claims support through our emergency assistance line for urgent insurance needs.
What areas do you serve?
We primarily serve Fairhope, Baldwin County, and the Gulf Coast region with localized insurance expertise.
Can I meet with an agent in person?
Yes, our Fairhope office offers in-person consultations with licensed agents during regular business hours Monday-Friday.
