Business Details
30 Years
experience
Your Trusted Insurance Partner in Mt. Pleasant, SC
Crosby Insurance Group is an independent insurance agency that has served individuals and businesses in South Carolina since 1996. Founded by Rick Crosby, the agency expanded in 2008 through the acquisition of Summerville Insurance Group, solidifying its commitment to comprehensive property and casualty coverage. With offices in Mt. Pleasant, Summerville, and Greenville, the company partners with Carolinas Wealth Management Group to offer retirement planning services across the Carolinas. Our team of experienced agents prioritizes personalized service, leveraging over 95 years of combined industry expertise to build strong client relationships. We represent a curated selection of reputable, financially secure carriers to ensure competitive pricing and tailored coverage solutions.Our dedication to client advocacy is evident in our proactive claims support, ensuring timely and fair resolutions during critical moments. Operating with transparency and integrity, we specialize in addressing unique risks associated with South Carolina's coastal environment, including flood and hurricane exposure. Our services span auto, home, life, health, boat, business insurance, and retirement planning, reflecting our commitment to holistic financial protection. Recognized for exceptional customer service, we consistently receive testimonials praising our responsiveness, expertise, and client-centric approach. As a locally rooted agency with national carrier partnerships, we combine community knowledge with industry-leading resources to safeguard our clients' futures.
Services
Auto Insurance
Home Insurance
Life Insurance
Health Insurance
Flood Insurance
Boat Insurance
Business Insurance
Retirement Planning
Details
- Year established: 1996
Highlights and features
- We offer over 95 years of combined insurance expertise with personalized service
- Our local knowledge addresses South Carolina's unique coastal and weather-related risks
- We represent multiple reputable carriers to find optimal coverage-price combinations
- Our team provides dedicated claims support for timely policyholder recoveries
- We maintain specialized expertise in flood, hurricane, and coastal property insurance
What people say
Exceptional service
Prompt claims resolution
Competitive pricing
Knowledgeable staff
Personalized attention
Services
Auto Insurance
Crosby Insurance Group provides comprehensive auto insurance solutions protecting drivers in Mt. Pleasant and surrounding areas. Our policies cover liability, collision, comprehensive, and uninsured motorist scenarios while addressing local challenges like coastal weather conditions. We offer specialized coverage for RVs, motorcycles, and watercraft, with SR22 filings available. Our agents help clients navigate policy options to find optimal protection levels that balance coverage needs with budgetary considerations, ensuring compliance with South Carolina's legal requirements while providing financial security against accidents and vehicle damage.
Home Insurance
We specialize in homeowners insurance tailored to South Carolina's coastal environment, including flood and hurricane risks. Our policies cover dwelling structure, personal property, liability protection, and additional living expenses during repairs. We offer specialized coverage for beachfront properties and earthquake risks, with umbrella policies for enhanced liability protection. Our team helps clients understand policy details and exclusions while ensuring adequate coverage for high-value items. We advocate for policyholders during claims processes, working to secure fair and timely settlements for property damage or loss.
Life Insurance
Our life insurance services provide financial protection for families and businesses through term, whole, universal, and final expense policies. We offer annuities for retirement income and life settlements for policyholders aged 60+. Our agents help clients structure policies to cover funeral costs, debts, and ongoing living expenses while considering tax implications. We specialize in creating legacy plans and estate strategies that align with individual financial goals, ensuring beneficiaries receive maximum benefits while minimizing potential conflicts or financial strain during difficult times.
Business Insurance
We provide comprehensive business insurance solutions protecting against property damage, liability claims, and operational disruptions. Our offerings include general liability, commercial property, workers' compensation, and cyber liability coverage. We specialize in tailoring policies for South Carolina's specific business environment, addressing weather-related risks and regulatory requirements. Our team helps businesses develop risk management strategies, protect assets, and ensure employee safety while offering group health insurance options. We work closely with clients to create customized protection packages that support business continuity and growth.
Retirement Planning
Our retirement planning services help clients transition from wealth accumulation to preservation and distribution. We offer asset protection strategies, income planning, annuities, and estate planning solutions. Our experts specialize in navigating required minimum distributions, tax-advantaged insurance products, and long-term care planning. We provide Medicare supplement policies and life settlement options to enhance retirement security. Our approach combines investment management with risk mitigation strategies to ensure financial stability throughout retirement while addressing South Carolina-specific regulations and market conditions.
People
Rick M. Crosby
Founder
Rick founded Crosby Insurance Group in 1996, bringing decades of industry experience. He expanded the agency through the 2008 acquisition of Summerville Insurance Group. Rick specializes in retirement planning through his partnership with Carolinas Wealth Management Group, serving clients across the Carolinas with customized insurance solutions.
Davis M. Crosby
Insurance Agent
Davis provides personalized insurance solutions, specializing in homeowners and flood insurance. Clients praise his responsiveness and expertise in explaining complex policy details. He works closely with clients to ensure comprehensive coverage and efficient claims processing, maintaining strong community relationships through his dedicated service approach.
Marie Crosby
Insurance Professional
Marie offers specialized knowledge in life insurance and retirement planning products. She helps clients structure policies that provide financial security for families while addressing estate planning needs. Her client-focused approach emphasizes clear communication and tailored solutions that align with individual financial goals and life circumstances.
Alex Crosby
Insurance Specialist
Alex provides expertise in commercial insurance solutions, helping businesses protect assets and manage risks. He specializes in creating customized coverage packages that address South Carolina's unique business environment, including weather-related hazards and regulatory requirements while maintaining focus on client education and support.
Questions
How can I get a free insurance quote?
Visit our website or contact our Mt. Pleasant office directly. Our agents will assess your needs and provide customized quotes for auto, home, life, health, or business insurance policies.
What types of insurance do you offer?
We provide auto, home, life, health, flood, boat, business insurance, and retirement planning services. Our agents help clients choose appropriate coverage levels for their specific needs.
Do you handle insurance claims?
Yes, we advocate for policyholders during claims processes, working to ensure fair and timely settlements. Our team provides support throughout the entire claims resolution process.
Are you available for after-hours emergencies?
While we maintain regular business hours, our team makes special arrangements for urgent insurance needs. Contact us directly for assistance with time-sensitive matters.
Do you offer retirement planning services?
Yes, through our partnership with Carolinas Wealth Management Group, we provide retirement planning services including annuities, asset protection, and estate planning solutions.
What areas do you serve?
We primarily serve Mt. Pleasant, Summerville, and Greenville, South Carolina, with insurance and retirement planning services available throughout the Carolinas region.
