Business Details
18 Years
experience
Your Trusted Partner for Insurance Solutions
BGA Insurance has built a reputation for delivering comprehensive sales, marketing, planning, and underwriting support to life insurance producers. As an independent Brokerage General Agency, we specialize in Life Insurance, Long-Term Care, Annuities, and Disability solutions, working closely with financial planners, producers, and agencies to meet client needs through management, support, and expertise. Representing over 40 top insurance carriers, we structure tailored solutions to address risk management, wealth transfer, and long-term care requirements.Our team combines deep industry experience with a commitment to client-centric service, ensuring every step of the process is guided by professionalism and reliability. With a focus on innovation and adaptability, we provide tools and resources to help financial professionals thrive in a dynamic market.
Services
Life Insurance
Annuities
Long-Term Care Insurance
Disability Insurance
Homeowners Insurance
Commercial Insurance
Pet Insurance
Term Life Insurance
Permanent Life Insurance
Renters Insurance
Details
- Year established: 2008
Highlights and features
- We provide expert sales and underwriting support for life insurance producers.
- We represent over 40 top insurance carriers for comprehensive coverage options.
- Our team offers decades of experience in estate planning and risk management.
- We deliver tailored solutions for high-net-worth clients and complex cases.
- We prioritize timely case processing and personalized agent support.
Services
Life Insurance
BGA Insurance offers comprehensive life insurance solutions, including term and permanent policies, designed to protect families and businesses. Our expertise ensures tailored coverage for income replacement, estate taxes, and legacy planning. With access to 40+ carriers, we provide competitive rates and flexible options to meet diverse client needs.
Annuities
Our annuity services focus on secure retirement planning, offering fixed, variable, and indexed options. BGA Insurance helps clients build tax-deferred growth and guaranteed income streams. We partner with top carriers to deliver products aligned with long-term financial goals and risk tolerance levels.
Long-Term Care Insurance
BGA Insurance provides long-term care policies to cover assisted living, home care, and adult day services. These plans address costs not covered by health insurance or Medicare, ensuring clients maintain financial stability while receiving necessary care. Flexible coverage options adapt to evolving needs.
Disability Insurance
Our disability insurance solutions protect against income loss due to illness or injury. BGA offers both individual and group policies with customizable benefit periods and payout structures. These plans ensure clients maintain financial security during unexpected career interruptions.
Commercial Insurance
BGA Insurance tailors commercial insurance to safeguard businesses against liability, property damage, and operational risks. Our policies address industry-specific threats, including workers' compensation, property insurance, and liability coverage. We help businesses protect assets and ensure continuity through comprehensive risk management strategies.
People
Barry Zimmermann
President
Barry Zimmermann founded BGA Insurance in 2008 after decades in retail seminars on estate planning. He leads with expertise in life insurance and financial services, driving the company's growth into a top-tier brokerage agency.
Shawn Bragdon
Managing Partner
Shawn Bragdon brings 30+ years of insurance experience, including 14 years as Lincoln's Regional VP. He specializes in retirement planning and wealth transfer strategies, frequently speaking on advanced tax and insurance solutions for financial professionals.
Justin Shultz
Senior Vice President
Justin Shultz, a founding member with 20 years in brokerage, excels in estate planning and foreign national markets. He builds strong agent relationships, combining technical knowledge with a client-focused approach to drive practice growth and client satisfaction.
Ken Williams
Senior Vice President
Ken Williams, with an MBA and 10+ years in brokerage, offers deep product knowledge and competitive analysis. He has qualified for Top of the Table and International Forum recognitions, supporting agents with strategic insurance solutions.
Jonna Billesbach
Brokerage Director
Jonna Billesbach has 30 years of life insurance experience, including roles at Old Line Life and Credit Suisse. She joined BGA in 2017, leveraging her CLU designation and extensive product expertise to build long-term agent relationships.
Questions
What types of insurance does BGA Insurance offer?
BGA Insurance provides life, annuities, long-term care, disability, homeowners, commercial, and pet insurance, along with specialized solutions for high-net-worth clients and complex cases.
How does BGA support financial advisors?
We offer sales, underwriting, and planning support, including access to 40+ carriers, case management, and tailored strategies for estate planning, wealth transfer, and retirement solutions.
Can I get customized insurance solutions for unique needs?
Yes, our team designs flexible policies for high-net-worth individuals, business owners, and clients with complex requirements, ensuring coverage aligns with specific financial goals and risks.
What areas does BGA Insurance serve?
We operate nationwide with a focus on California, supporting clients across the U.S. through localized expertise and a robust network of insurance carriers.
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