Business Details
32 Years
experience
Trusted Insurance & Employee Benefit Solutions in Syracuse, NY
Your Fiscal Fitness was founded in 1994 by Clark A. Gronsbell, a Fellow in the Insurance Council, to provide tailored financial and employee benefit solutions for small businesses and individuals. With nearly 30 years of experience, we specialize in navigating complex insurance landscapes to deliver cost-effective, customized plans. Our independent brokerage model allows us to represent multiple carriers, ensuring clients receive competitive options without pressure to adopt one-size-fits-all solutions. As former Certified Public Accountants, we integrate financial discipline into every recommendation, prioritizing compliance, cost savings, and long-term viability. Our team resolves most client issues the same day, offering direct access to experts rather than hourly employees.We serve businesses across New York State, with a focus on Central New York, while supporting national clients with New York-based employees. Our mission remains steadfast: to simplify employee benefits through creative, competitive strategies that maximize value and minimize costs. Client testimonials consistently highlight our personalized service, regulatory expertise, and ability to streamline healthcare and insurance complexities. We pride ourselves on transparency, working exclusively for clientsnot insurance companiesto build trust through decades of reliable, client-centric service.
Services
Group Health Insurance
Employee Benefits Consulting
Disability Insurance
Medicare Plans
Income Tax Services
Details
- Year established: 1994
Highlights and features
- We offer 30 years of specialized expertise in New York State insurance regulations.
- Our independent brokerage model provides unbiased, tailored benefit solutions.
- We resolve most client issues the same day with direct expert access.
- We serve Central New York with deep local market knowledge.
- Our team combines CPA financial discipline with insurance advisory excellence.
What people say
Quick turnaround
Excellent customer service
Knowledgeable and up-to-date
Personalized attention
Second to none
Services
Group Health Insurance
We design customized group health insurance programs for small businesses, balancing cost and coverage through our independent brokerage network. Our solutions comply with New York State regulations while adapting to evolving client needs. Clients benefit from direct expert consultation and competitive carrier options.
Employee Benefits Consulting
Our consulting services help businesses create comprehensive employee benefit packages, including dental, vision, and disability insurance. We analyze organizational needs to recommend fiscally responsible solutions that attract talent while maintaining regulatory compliance. Our team provides ongoing support for plan adjustments and employee education.
Medicare Plans
We assist individuals in selecting Medicare Advantage and Prescription Drug Plans through personalized guidance. Our PlanEnroll tool simplifies comparison shopping while our experts explain complex options. We prioritize clear communication about coverage changes and cost-saving opportunities for retirees.
Disability Insurance
We offer short-term and long-term disability insurance solutions for businesses and individuals, ensuring financial security during unexpected absences. Our independent status allows comparison across carriers to find policies matching specific occupational risks and budget requirements.
Income Tax Services
Leveraging our CPA background, we provide tax preparation services for individuals and small businesses. Our approach integrates tax planning with benefit strategy to optimize overall financial outcomes. We focus on accuracy, compliance, and identifying legitimate deductions.
People
Clark A. Gronsbell
Founder & Owner
Clark founded Your Fiscal Fitness in 1994 after working as a Certified Public Accountant in Washington DC. With nearly 30 years of experience, he combines financial expertise with insurance advisory services. His CPA background informs cost-saving strategies while his FIC designation ensures deep industry knowledge. Clark personally oversees client relationships.
Questions
What employee benefit services do you offer?
We provide group health, dental, vision, and disability insurance programs tailored to small businesses. Our services include plan selection, compliance documentation, and ongoing support for policy changes.
How do you help small businesses save on insurance costs?
We analyze your specific needs and shop multiple carriers to find cost-effective solutions. Our CPA background identifies tax-advantaged strategies while our brokerage independence ensures competitive pricing.
Do you serve businesses outside Central New York?
While we specialize in Onondaga, Oneida, Madison, Cayuga, and Oswego counties, we assist businesses nationwide that have employees in New York State.
How quickly do you resolve client issues?
Most client concerns are resolved the same day through direct access to our experts, not automated systems or hourly employees.
What Medicare plan assistance do you provide?
We offer personalized Medicare Advantage and Prescription Drug Plan guidance using our PlanEnroll tool, with clear explanations of coverage changes and cost-saving options.
