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Business Details
36 Years
experience
Affordable Auto Insurance in Reno, NV
Action Auto Insurance has served Reno, Sparks, and all of Nevada for over 30 years, providing affordable auto insurance solutions to drivers in Nevada and California. As an independent agent, we prioritize personalized service over large institutional approaches, partnering exclusively with A-rated carriers to offer tailored policies. Our team brings decades of combined experience in addressing complex driver situations, including SR22 filings and non-owner coverage.

We emphasize transparency in policy details, licensing, and DMV requirements, ensuring clients receive fair, prompt claims processing. With thousands of satisfied customers, we maintain a reputation for combining hard-to-place driver needs with budget-friendly options while keeping operations local and community-focused.
Services
Auto Insurance SR22 Insurance Non-Owner Insurance Motorcycle Insurance Boat Insurance Motor Home Insurance RV Insurance
Details
  • Year established: 1990
Highlights and features
  • We have over 30 years of experience insuring Nevada drivers with personalized solutions.
  • Our independent agent status allows us to select from multiple A-rated carriers.
  • We specialize in hard-to-place driver situations and budget-friendly policies.
  • We offer 24/7 text support for after-hours quote requests and questions.
  • Our team includes Spanish-speaking agents to better serve diverse communities.
What people say
Excellent customer service Super helpful agents Great experience Lowest price around Seamless service
Services
Auto Insurance
We provide comprehensive auto insurance coverage for personal vehicles, including liability, collision, and comprehensive protection. Our policies cater to drivers with varying records, offering flexible options for both standard and high-risk profiles. With partnerships across A-rated carriers, we ensure competitive pricing and tailored solutions for Nevada and California drivers.
SR22 Insurance
Our SR22 insurance services specialize in fulfilling court-mandated requirements for drivers with prior violations. We streamline the filing process with the DMV while maintaining affordable rates. Policies include liability coverage and compliance monitoring to help clients maintain continuous insurance and rebuild their driving records over time.
Non-Owner Insurance
Designed for individuals who don't own vehicles but require insurance, our non-owner policies provide liability protection for occasional rentals or borrowed cars. This cost-effective solution meets Nevada's legal requirements while offering flexibility for drivers who need coverage without vehicle ownership.
Motorcycle Insurance
We offer motorcycle insurance policies covering liability, collision, and comprehensive damages for recreational riders. Our plans protect against theft, accidents, and weather-related incidents while ensuring compliance with Nevada's motorcycle insurance laws through customizable coverage options.
Boat Insurance
Our boat insurance policies protect watercraft owners against liability claims, physical damage, and theft. Coverage extends to trailers, motors, and personal property aboard vessels, providing year-round protection for recreational boaters operating in Nevada's lakes and waterways.
People
Shannon Diaz
Insurance Agent
Shannon Diaz brings extensive insurance expertise to Action Auto Insurance, specializing in personalized policy solutions. With a focus on quick response times and client education, she helps drivers find affordable coverage tailored to their unique needs and budget constraints.
Questions
What types of insurance do you offer?
We provide auto, SR22, non-owner, motorcycle, boat, and RV insurance policies for Nevada and California drivers.
Can I get a quote after hours?
Yes, text us at (775) 525-4406 for after-hours quotes and questions.
Do you serve areas outside Reno?
We insure clients across Nevada and California, including Sparks, Carson City, and surrounding regions.
How can I make policy changes?
Request policy adjustments through our online Policy Service Center or contact our office directly.
Are payment plans available?
Yes, we accept EFT, debit, and credit card payments for premium coverage.
What makes you different from big insurers?
As independent agents, we offer personalized service and compare multiple A-rated carriers to find your best match.