Business Details
27 Years
experience
Trusted Insurance Broker in Chapel Hill, NC
Chip Millard is an independent insurance broker with 26 years of experience helping individuals, families, and businesses navigate the complexities of insurance. Specializing in health, life, disability, dental, vision, Medicare, and long-term care insurance, we prioritize personalized service and plain-language explanations to ensure clients understand their options. Our commitment to no additional costs, combined with partnerships with major insurers, allows us to provide tailored solutions that meet diverse needs. With a focus on local expertise and nationwide accessibility, we handle enrollment, claims, and ongoing support, ensuring clients receive optimal coverage throughout their lives. 
Services
Health Insurance
Life Insurance
Disability Insurance
Dental Insurance
Vision Insurance
Medicare Supplements
Long Term Care Insurance
Group Health Insurance
Short Term Health Insurance
Employee Benefits
Details
- Year established: 1999
Highlights and features
- We offer 26 years of experience in personalized insurance solutions.
- Our team provides plain-language explanations of complex insurance options.
- No additional costs for enrollment or ongoing client support.
- We partner with all major insurers to find the best coverage.
- Local expertise with nationwide accessibility for all clients.
What people say
Personalized service
Expert guidance
26 years experience
No additional cost
Helpful reviews
Services
Health Insurance
Health insurance provides financial protection for medical expenses, including doctor visits, hospital stays, and prescriptions. We help individuals and businesses select plans that balance cost and coverage, ensuring compliance with ACA standards. Our expertise simplifies enrollment and ongoing management.
Life Insurance
Life insurance ensures financial security for dependents after the policyholder's death. We offer term and permanent policies tailored to family needs, business obligations, or estate planning, with tax-free benefits to cover mortgages, education, or income replacement.
Disability Insurance
Disability insurance replaces income lost due to illness or injury, covering essential expenses. We customize policies for individual occupations, ensuring benefits align with gross income and tax advantages for long-term stability.
Dental Insurance
Dental insurance reduces costs for preventive and major dental work, including cleanings, fillings, and crowns. We compare plans to maximize benefits like annual maximums and in-network provider access, ensuring affordable oral health care.
Long Term Care Insurance
Long-term care insurance covers custodial and skilled care in homes or facilities, protecting assets from high care costs. We design policies for home care, assisted living, or nursing home needs, offering flexibility and financial security.
People
Chip Millard, Insurance
Insurance Broker
With 26 years of experience, Chip Millard specializes in helping North Carolina residents and businesses choose insurance. He emphasizes plain-language guidance, personalized service, and partnerships with major insurers to deliver cost-effective solutions.
Questions
What types of insurance do you offer?
We offer health, life, disability, dental, vision, Medicare, long-term care, and group insurance for businesses.
How can you help me choose the right insurance?
We analyze your needs, budget, and preferences to recommend customized plans from multiple insurers, ensuring optimal coverage.
Do you work with small businesses?
Yes, we specialize in group health and employee benefits for businesses with 1-99 employees, including plan design and administration.
Are your services free?
Yes, we receive commissions from insurers, so there are no additional costs for clients.
Can you help with insurance outside North Carolina?
Our primary focus is North Carolina, but we offer telehealth consultations for out-of-state inquiries.
