Business Details
45 Years
experience
Emergency
services
Your Trusted Insurance Partner in New York
Founded in 1981, Stern Agency has established itself as a trusted independent insurance agency serving individuals and businesses across the Tri-State area. We prioritize client needs by leveraging a state-of-the-art computer system for precise rate comparisons and comprehensive policy management. Our team specializes in personal and commercial insurance, offering tailored solutions that minimize costs while addressing coverage gaps. As advocates for our clients, we work directly with a curated selection of reputable insurers to secure optimal coverage at competitive rates.Our approach emphasizes risk management strategies, including risk elimination, reduction, and transfer, ensuring clients receive fair and prompt claims resolution. With over four decades of experience, we maintain a commitment to transparency, personalized service, and long-term client relationships.
Services
Personal Insurance
Commercial Insurance
Umbrella Insurance
Specialty Insurance
Health & Life Insurance
Details
- Year established: 1981
Highlights and features
- We are an independent agency since 1981, working exclusively for our clients' interests.
- We use state-of-the-art systems for accurate rate comparisons and policy management.
- Our risk management focus reduces insurance costs and minimizes coverage gaps.
- We advocate for clients during claims to ensure fair, prompt settlements.
- We offer personalized service for both individuals and business owners.
Services
Personal Insurance
We provide tailored personal insurance solutions for homeowners, renters, and drivers. Our policies protect against property damage, liability, and personal risks while optimizing affordability. With access to multiple insurers, we secure coverage that aligns with individual client needs and financial goals.
Commercial Insurance
Our commercial insurance services safeguard businesses against property loss, liability claims, and operational disruptions. We offer customized policies for diverse industries, including property, liability, workers' compensation, and cyber liability coverage. Risk management strategies help minimize premiums and coverage gaps.
Umbrella Insurance
Umbrella insurance provides additional liability protection beyond standard policy limits. We help clients secure coverage for catastrophic claims, protecting assets and future income from lawsuits or major incidents. Policies are available for both personal and business needs.
Specialty Insurance
We offer specialized insurance programs for unique risks, including collectibles, watercraft, and high-value properties. Our expertise extends to non-traditional insurance needs, ensuring comprehensive protection for assets that require tailored underwriting and policy terms.
Health & Life Insurance
Our health and life insurance solutions provide financial security for individuals and families. We offer term and whole life policies, health coverage options, and retirement planning tools. Policies are designed to protect loved ones and ensure long-term financial stability.
People
Adam Stern
President
Adam Stern leads Stern Agency with over 20 years of insurance industry experience. He focuses on client advocacy and strategic growth while maintaining the agency's founding principles of integrity and personalized service.
Jason Stern
CEO
Jason Stern oversees daily operations and innovation at Stern Agency. With a background in risk management, he ensures the agency delivers cutting-edge solutions while maintaining its commitment to client-centric service.
Scott Colosimo
Vice President
Scott Colosimo specializes in commercial insurance solutions. He brings 15+ years of expertise in business risk assessment and policy customization, helping companies protect assets and manage liability exposures effectively.
Ryan Robbins
Vice President
Ryan Robbins focuses on personal insurance and specialty coverage. He excels in creating tailored policies for high-net-worth individuals and unique asset protection scenarios, ensuring comprehensive risk management.
Terry Litoff
Claims Manager
Terry Litoff oversees the agency's claims process, advocating for clients during insurance disputes. With 25 years of experience, she ensures timely, fair resolutions while maintaining direct communication with policyholders.
Questions
What types of insurance does Stern Agency offer?
We provide personal insurance, commercial insurance, umbrella policies, specialty coverage, and health/life insurance solutions tailored to individual and business needs.
How do I file a claim with Stern Agency?
Contact Terry Litoff, our Claims Manager, directly at (845) 354-8000 during business hours or use our carrier contact resources after hours for prompt assistance.
Are you an independent insurance agency?
Yes, we work independently to represent clients' interests, not insurance companies, ensuring unbiased recommendations and competitive pricing across multiple carriers.
What areas do you serve?
We primarily serve the Tri-State area, including New York, New Jersey, and Connecticut, with office locations in New York City and Montebello, NY.
How do you help reduce insurance costs?
Our risk management approach identifies coverage gaps and optimizes policies through rate comparisons, bundling options, and tailored risk mitigation strategies.
Can you assist with specialized insurance needs?
Yes, our specialty insurance programs cover unique assets like collectibles, watercraft, and high-value properties requiring non-standard underwriting solutions.
