Business Details
Your Trusted Independent Insurance Partner in Maryland & Surrounding States
Borden Insurance is an independent insurance brokerage dedicated to delivering personalized solutions tailored to our clients' unique needs. Originally established as an agent for a top-tier insurance company, we have evolved into a trusted independent agency serving Maryland, Washington DC, North Carolina, Pennsylvania, Virginia, Delaware, New Jersey, and West Virginia. Led by licensed professional B.J. Borden, who holds expertise in both insurance and real estate, we combine decades of industry experience with a commitment to understanding and addressing each client's specific requirements.Our team prioritizes quality service, leveraging licenses across multiple states to provide comprehensive coverage options for auto, home, life, business, and bond insurance. With a focus on community engagement and client satisfaction, we strive to deliver reasonable, high-quality insurance solutions while maintaining transparency and professionalism in all interactions.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Bond Insurance
Pet Insurance
Flood Insurance
Classic Car Insurance
Workers' Compensation
Commercial Umbrella
Highlights and features
- We offer tailored insurance solutions across eight states with licensed expertise.
- Our team combines insurance and real estate expertise for comprehensive client service.
- We prioritize understanding unique client needs before recommending coverage options.
- We maintain licenses in multiple states to ensure regulatory compliance and local knowledge.
- Our community-focused approach ensures personalized, transparent insurance guidance.
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual and commercial needs. Our coverage options protect against liability, collision, and uninsured motorists while offering discounts for safe drivers and multi-policy bundling. With expertise in standard and specialty vehicle insurance, we help clients secure optimal protection at competitive rates across multiple states.
Business Insurance
Our business insurance solutions safeguard companies against property damage, liability claims, and operational disruptions. We offer customized packages including business auto, workers' compensation, and industry-specific coverage for restaurants, wholesalers, and professional services. Risk control services help businesses implement safety measures to reduce claims and maintain compliance with state regulations.
Life Insurance
We offer term and permanent life insurance policies to protect families and business interests. Our solutions include retirement planning, long-term care riders, and personal catastrophe liability coverage. Clients benefit from personalized consultations to determine appropriate coverage amounts and policy structures that align with their financial goals and family needs.
Home Insurance
Our home insurance policies cover residential properties against fire, theft, and natural disasters. We provide homeowners, renters, condo, and mobile home insurance with optional flood coverage and personal valuables protection. Policyholders receive guidance on risk mitigation strategies and claims assistance to ensure property security and financial stability.
Bond Insurance
We facilitate bond insurance solutions for construction projects, licensing requirements, and contract guarantees. Our services include bid bonds, performance bonds, and payment bonds that protect all parties involved in contractual agreements. Clients receive expert advice on bond selection and assistance with meeting regulatory requirements for various industries.
People
B.J. Borden
Principal Agent
Licensed insurance professional and Maryland Realtor with Summa Cum Laude legal education. Leads agency operations while serving on community youth boards and holding real estate certifications. Combines insurance expertise with local market knowledge to serve clients across multiple states.
Harold Y. Borden, Sr.
Customer Service Representative
Experienced insurance support specialist handling client inquiries and policy administration. Provides personalized assistance to policyholders while maintaining focus on customer satisfaction and accurate documentation for all insurance transactions.
Christina Sastre
Sales Associate
Insurance sales professional connecting clients with appropriate coverage options. Focuses on building relationships and understanding client needs while leveraging agency resources to deliver comprehensive insurance solutions.
Karla Fuentes
Customer Service Representative
Dedicated insurance support staff member assisting with policy changes, claims questions, and new client onboarding. Maintains bilingual capabilities to serve diverse client needs while ensuring timely and accurate service delivery.
Michael Maingi
Customer Service Representative
Insurance operations specialist providing administrative support and client communication. Focuses on policy documentation accuracy and maintaining efficient office procedures to support the agency's service commitments.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, bond, pet, flood, classic car, workers' compensation, and commercial umbrella insurance policies tailored to individual and business needs.
Which states do you serve?
We serve clients in Maryland, Washington DC, North Carolina, Pennsylvania, Virginia, Delaware, New Jersey, and West Virginia with licensed insurance professionals.
How can I get a free insurance quote?
Visit our website to request free quotes for life insurance through Ethos Life or contact us directly for home and auto insurance estimates.
Can I modify my existing policy?
Yes, submit policy change requests through our website or contact our office during business hours to adjust coverage details with our customer service team.
Are you affiliated with Erie Insurance?
Yes, we are an independent agency representing Erie Insurance Group while maintaining partnerships with other insurers to provide comprehensive coverage options.
Do you offer commercial insurance packages?
We provide customized business insurance packages including commercial auto, risk control services, and industry-specific coverage for restaurants, wholesalers, and professional services.
