Business Details
50+ Years
experience
Your Trusted Insurance Partner in Westmont, IL
West Suburban Insurance has been a trusted hometown insurance agency serving the Chicagoland suburbs since 1974. Our agency specializes in both personal and commercial lines of insurance, offering tailored solutions for home, auto, life, health, annuities, medicare supplement, long-term care, liability, property, workers' compensation, and umbrella policies. With over 50 years of combined experience, our team prioritizes personalized service, building long-term relationships with clients across multiple generations.As a member of SIAA, the largest alliance of independent agencies in the US, we leverage preferred company contracts to secure A+ rated coverage at competitive prices. Our commitment to excellence is reflected in our focus on reducing client losses, controlling insurance costs, and providing comprehensive protection through trusted partnerships with top-tier insurers.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Umbrella Policy
Details
- Year established: 1974
Highlights and features
- We offer 50+ years of experience in personal and commercial insurance.
- Our team includes specialists with restoration industry expertise.
- We provide access to A+ rated insurance carriers through SIAA membership.
- Our service focuses on reducing client losses and controlling costs.
- We maintain long-term relationships with multi-generational client families.
Associations and certifications
- SIAA
Services
Auto Insurance
We provide comprehensive auto insurance protection for vehicles, including liability coverage, collision damage, and uninsured motorist protection. Our policies cover standard automobiles, antique cars, motorcycles, personal watercraft, RVs, and ATVs. We offer package discounts when combined with homeowners insurance and specialize in finding competitive rates through A-rated carriers.
Home Insurance
Our homeowners insurance covers physical damage from fire, windstorms, theft, and other perils, with options for all-risk policies. We offer specialized coverage for condos, renters, and non-owner occupied dwellings, including liability protection and loss of rental income. Additional endorsements protect against identity theft and provide umbrella coverage for enhanced liability limits.
Business Insurance
We specialize in commercial insurance for contractors, manufacturers, retailers, and service industries, including restoration contractors in fire, water, and mold services. Our offerings include general liability, property insurance, commercial auto, workers' compensation, cyber liability, and excess liability coverage. We provide tailored risk management solutions for businesses of all sizes.
Life Insurance
We offer term life insurance with fixed coverage periods and whole life policies with cash value accumulation. Our solutions address debt protection, mortgage security, income replacement, and business continuity needs. We also provide annuities, medicare supplements, and long-term care insurance to support comprehensive financial planning.
Umbrella Policy
Our umbrella insurance provides additional liability coverage beyond standard auto, home, or recreational vehicle policies. This high-limit coverage protects against catastrophic claims, covering legal defense costs and settlements that exceed underlying policy limits, ensuring continued financial security for individuals and businesses.
People
Rick Martin
Owner
With over 50 years of experience, Rick Martin leads West Suburban Insurance, continuing his father's legacy of trust-based relationships. He specializes in personal insurance solutions and maintains deep community connections.
Mike McNett
Commercial Lines Agent
Mike joined West Suburban in 2023, bringing 20+ years of restoration industry experience. His contractor perspective helps design commercial insurance solutions for businesses nationwide.
Questions
What types of insurance do you offer?
We provide auto, home, life, health, annuities, medicare supplement, long-term care, business liability, property, workers' compensation, and umbrella insurance policies.
How can you help me save money on insurance?
As SIAA members, we access preferred company contracts with A+ rated insurers to deliver competitive pricing while maintaining comprehensive coverage options.
What commercial insurance specialties do you have?
We specialize in restoration contractors' insurance for fire, water, and mold services, along with general liability, property, and workers' compensation coverage.
Do you offer personalized insurance solutions?
Yes, we design customized insurance programs fitting your specific needs and budget, with expertise in both personal and commercial lines.
How can I make a payment?
We offer easy payment options through our website, with support for multiple insurance providers including Chubb, Progressive, and Travelers.
