Business Details
23 Years
experience
Emergency
services
Your Trusted Insurance Partner in Lake Havasu City
Jean Works has served Lake Havasu families for over 22 years, combining decades of experience with personalized service to protect vehicles, homes, and outdoor lifestyles. Our team specializes in Auto, Homeowners, Life, Boat, and Business Insurance tailored to Arizona's unique needs, including monsoon season risks and recreational vehicle coverage. We prioritize local knowledge, understanding regional challenges like heavy lake traffic and seasonal weather patterns. As a State Farm affiliate since 1997, we offer trusted national resources with community-focused service, supporting local events and initiatives through the Lake Havasu City Rotary Club and Chamber of Commerce.Our bundled insurance policies provide multi-line discounts while maintaining comprehensive protection. With virtual and in-person appointments available, we streamline coverage reviews and policy customization to match evolving client needs. Our 4.7/5 Google rating reflects our commitment to real guidance and prompt service, demonstrated through 67 customer reviews praising our responsive team and competitive rates.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Boat Insurance
Business Insurance
Renters Insurance
Condo Insurance
RV Insurance
Motorcycle Insurance
UTV Insurance
Details
- Year established: 2003
Highlights and features
- 22+ years serving Lake Havasu residents with specialized Arizona insurance solutions
- Personalized policy reviews ensure complete coverage without gaps
- Local expertise in seasonal weather risks and recreational vehicle protection
- Multi-line discounts through bundled home and auto insurance policies
- 24/7 availability for emergency insurance needs and consultations
What people say
Excellent agent and staff
Saved money on policies
Quick and friendly service
Local knowledge matters
Personalized attention
Services
Auto Insurance
Our Auto Insurance protects Arizona drivers against accidents, theft, and weather-related damages. We specialize in coverage for daily commutes, highway travel, and recreational vehicle transportation. Policies include options for uninsured motorist protection and roadside assistance.
Homeowners Insurance
Designed for Lake Havasu's climate, our Homeowners Insurance covers fire, monsoon storm damage, and theft. Policies protect primary residences, vacation properties, and condominiums against regional risks while offering customizable coverage limits.
Life Insurance
We offer term and whole life policies to protect families financially through income replacement and debt coverage. Our solutions help clients plan for educational expenses and long-term financial security needs.
Boat Insurance
Specialized protection for wake boats, pontoons, and personal watercraft used on Lake Havasu. Policies cover collisions, theft, and weather damage while providing liability protection for recreational boating activities.
Business Insurance
Local business coverage includes property damage, liability, and commercial vehicle protection. Our policies help Lake Havasu entrepreneurs safeguard their operations against risks specific to Arizona's tourism-driven economy.
People
Jean Works
State Farm Agent
State Farm agent since 2003 with 25+ years insurance experience. Community leader supporting local schools and outdoor recreation through Rotary Club presidency and Chamber of Commerce involvement.
Rick Works
Multiple Line Representative
19+ years insurance experience, former Army National Guard Lieutenant Colonel. Specializes in personalized policy solutions while maintaining Midwest hospitality in Arizona service approach.
Sara Hockett
Multiple Line Representative
15+ years insurance experience with focus on individual goal achievement. Combines positive attitude with technical expertise to simplify complex insurance decisions for clients.
Nicole Campos
Customer Relations Representative
Insurance professional since 2021 with extensive customer service background. Prioritizes family-like support while assisting clients with policy celebrations and challenging situations.
Kevin Milburn
Multiple Line Representative
Business economics graduate with specialized training in personal finance. Builds client relationships through educational approach to insurance options and risk management strategies.
Questions
Can I get insurance quotes without visiting the office?
Yes, we offer virtual appointments and phone consultations for convenient quote generation and policy reviews.
Do you insure recreational vehicles like boats and RVs?
Yes, we specialize in coverage for boats, RVs, motorcycles, and UTVs popular in Lake Havasu's outdoor lifestyle.
What insurance should new Lake Havasu residents prioritize?
Start with Auto and Home/Renters Insurance, adding Boat or RV coverage as needed for local recreational activities.
How does bundling insurance save money?
Combining policies creates multi-line discounts while ensuring coordinated coverage and simplified account management.
Why choose a local insurance agent?
Local agents provide community-specific risk expertise, personalized service, and immediate in-person support for claims and consultations.
