Business Details
Hospitality Insurance Specialists in Garden City, NY
RMS Hospitality Group is a specialized insurance program division with over two decades of expertise in serving the hospitality industry. Our team combines deep underwriting knowledge, claims management proficiency, and operational experience to deliver tailored risk protection solutions. We focus on mitigating liabilities unique to nightclubs, bars, restaurants, and live music venues through comprehensive coverage options. Our proprietary claims service SKOPENOW leverages digital forensics to combat fraudulent claims, while our streamlined submission process reduces errors and accelerates approvals. With A-rated carriers and a national footprint, we provide scalable insurance programs backed by industry-leading financial strength.Our staff's hands-on experience in hospitality operations ensures our solutions address real-world challenges faced by venue owners. We maintain affiliations with RMS Insurance Brokerage to enhance risk management capabilities and offer competitive commissions to brokers. Our automated platforms simplify policy administration while maintaining rigorous underwriting standards. Through personalized service and technical innovation, we help protect businesses from catastrophic liability exposures.
Services
General Liability
Liquor Liability
Workers Compensation
Excess Liability
Risk Management
Claims Investigation
Franchise Insurance
Property Insurance
Highlights and features
- 20+ years of hospitality insurance expertise with A-rated carriers
- Proprietary claims investigation service SKOPENOW reduces fraudulent settlements
- Competitive commissions and streamlined submission process for brokers
- National reach with specialized underwriting for high-risk venues
- Staff with direct hospitality industry operational experience
Associations and certifications
- A.M. Best A (Superior)
What people say
Quick response
Best-in-class service
Comprehensive suite
Dedicated staff
Extensive experience
Services
General Liability
Our general liability insurance protects hospitality businesses from third-party claims involving bodily injury, property damage, and advertising injuries. This coverage addresses common risks like slip-and-fall accidents and property damage incidents. With A-rated carriers providing financial backing, policyholders receive robust protection against lawsuits and associated legal costs.
Liquor Liability
Specialized liquor liability insurance covers establishments serving alcohol against claims arising from alcohol-related incidents. This includes coverage for bodily injury or property damage caused by intoxicated patrons. Our policies address dram-shop liability and provide defense against costly alcohol-related lawsuits.
Workers Compensation
Workers compensation insurance covers medical expenses and lost wages for employees injured on the job. Our policies comply with state requirements and provide financial protection for hospitality businesses facing workplace accidents. This coverage includes legal defense costs and rehabilitation support for injured workers.
Excess Liability
Excess liability insurance provides additional coverage beyond primary policy limits. This protects against catastrophic claims that exceed standard liability limits. Our umbrella policies offer extended protection for high-risk hospitality venues facing significant financial exposure from major incidents.
Risk Management
Our risk management services help hospitality businesses identify and mitigate potential hazards. This includes safety protocol development, staff training programs, and claims data analysis to prevent future incidents. We provide customized solutions to reduce insurance premiums and improve operational safety.
People
Mark D. Derrenberger
CEO/Managing Director
Insurance industry leader with extensive experience in hospitality risk management. Oversees strategic direction and executive leadership at RMS Hospitality Group.
Diane Krause
COO/Managing Director
Operational executive managing day-to-day activities and program administration. Ensures efficient delivery of insurance services to hospitality clients.
John Read
Chief Financial Officer
Financial strategist responsible for fiscal oversight and accounting operations. Maintains financial integrity across all insurance programs offered.
Joanne Toss
Senior Program Underwriter
Experienced underwriting professional evaluating risk profiles and developing specialized insurance products for high-risk hospitality venues.
Peter M. Duvall
Vice President of Operations
Operations leader managing policy administration and service delivery. Coordinates between underwriting, claims, and broker support teams for seamless execution.
Questions
What types of businesses do you insure?
We specialize in nightclubs, bars, restaurants, live music venues, and other hospitality establishments requiring specialized liability coverage.
Do you offer liquor liability insurance?
Yes, we provide comprehensive liquor liability coverage addressing dram-shop exposures and alcohol-related incident protection.
How do you handle claims investigation?
Our proprietary SKOPENOW service uses digital forensics and social media analysis to investigate claims and combat fraudulent settlements.
Can brokers access online submission tools?
Yes, we provide digital platforms for policy submissions, including marketing materials and automated underwriting support for brokers.
What risk management services are available?
We offer safety protocols, staff training programs, and data-driven risk mitigation strategies tailored to hospitality operations.
