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Independent Insurance Solutions in Erie, PA
Sitter Insurance is an independent insurance agency dedicated to providing comprehensive coverage solutions tailored to individual and business needs. With over four decades of experience serving communities in Pennsylvania, Ohio, and North Carolina, we prioritize client relationships over corporate interests. Our team of licensed professionals works with multiple carriers to deliver competitive pricing, personalized service, and innovative risk management strategies. We specialize in home, auto, life, business owners' policies, commercial liability, and specialty insurance products.

Our commitment to modern convenience includes mobile services and digital account management tools. Recognized with Erie Insurance Founder and Life Awards, we combine traditional values with contemporary approaches to meet evolving client expectations. Our offices in Erie, Ashtabula, and Mecklenburg County serve as hubs for local expertise while maintaining statewide and regional coverage capabilities.
Services
Home Insurance Auto Insurance Umbrella Insurance Motorcycle Insurance Condo Insurance Business Owners Insurance Business Auto Insurance General Liability Insurance Commercial Umbrella Insurance Commercial Property Insurance
Highlights and features
  • We are independent agents prioritizing your needs over insurance companies
  • Our agency has over 40 years of local community experience
  • We offer coverage options across multiple states and insurance carriers
  • Our team provides personalized service with modern convenience tools
  • Recognized with Erie Insurance Founder and Life Awards for excellence
What people say
Top notch agents Good honest people Very fair rate Great customer service Friendly and helpful staff
Services
Home Insurance
Protect your home against damage from fire, weather events, and liability claims. Our policies include dwelling coverage, personal property protection, and additional living expenses. We offer customizable options to suit different property types and risk profiles.
Business Owners Insurance
Comprehensive protection combining property, liability, and business interruption coverage. Designed for small to mid-sized businesses, this customizable package addresses premises liability, equipment damage, and operational risks specific to your industry.
Auto Insurance
Coverage for personal and commercial vehicles including liability, collision, and comprehensive protection. We offer flexible options for standard automobiles, motorcycles, and specialty vehicles with features like rental reimbursement and uninsured motorist coverage.
General Liability Insurance
Essential coverage for businesses facing third-party claims of bodily injury or property damage. Includes legal defense costs and medical expense coverage, with customizable limits to protect against common operational risks.
Life Insurance
Term and permanent life insurance solutions to protect your family's financial future. Policies provide death benefits for final expenses, income replacement, and legacy planning with options to meet various budget and coverage requirements.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, life), business insurance (BOP, liability, commercial property), and specialty coverage options across Pennsylvania, Ohio, and North Carolina.
How does being an independent agency benefit me?
As independent agents, we represent multiple carriers to find optimal coverage-price combinations tailored to your specific needs without company-imposed restrictions.
Do you serve businesses outside Erie County?
Yes, we serve businesses throughout Pennsylvania, Ohio, and North Carolina with customized commercial insurance solutions from our regional offices.
What makes your agency different from online insurers?
We combine local expertise with personalized service, offering face-to-face consultations and claims advocacy that automated platforms cannot provide.
How can I manage my policy?
Use our online client portal for policy changes, claims reporting, ID card requests, and bill payments, or contact our offices directly for assistance.