Business Details
Your Trusted Insurance Partner in Mineral Wells, TX
At Family's Choice Insurance, our mission is to be your familys choice for insurance and financial planning while delivering exceptional service and honest solutions. We are dedicated to protecting you from the unexpected and keeping you grounded through lifes storms. Our approach prioritizes client relationships, ensuring every individual feels supported and informed. With over 20 years of experience, we specialize in retirement planning, long-term care solutions, and life insurance, guided by core values of integrity and family-centric service. Our bilingual agents provide quality advice tailored to diverse needs, ensuring transparency and trust in every interaction. We believe no client should be pressured into policies that do not align with their best interests.Our team combines expertise in Life, Accident, Property & Casualty insurance with certifications in Long-Term Care, Medicare, and Annuities to deliver personalized financial strategies. We emphasize policy reviews to adapt to changing life circumstances, ensuring ongoing protection for growing families. Our commitment to community extends to educating clients on insurance options, from final expense coverage to groundbreaking cancer treatment funding. By focusing on client education and ethical practices, we aim to rebuild trust in an industry often perceived as transactional.
Services
Life Insurance
Medicare Plans
Retirement Planning
Long-Term Care
Final Expense
Home Insurance
Commercial Insurance
Auto Insurance
Highlights and features
- We offer over 20 years of experience in personalized insurance solutions.
- Our bilingual agents provide culturally sensitive, accessible service.
- No-pressure consultations prioritize clients' best interests over sales targets.
- We specialize in complex Medicare and retirement planning strategies.
- Our team holds certifications in Long-Term Care, Medicare, and Annuities.
What people say
Treated with respect and dignity
Sincere desire to help
No-pressure consultations
Patient and honest advisors
Comprehensive policy explanations
Services
Life Insurance
We offer term, whole, and universal life insurance policies designed to provide financial security for dependents. Our customized plans consider individual risk profiles and long-term goals. Policies can include mortgage protection, income replacement, and final expense coverage.
Medicare Plans
Our Medicare specialists help navigate Original Medicare, Advantage, and Supplement options. We explain coverage gaps and enrollment processes while comparing plans from top carriers like Humana and UnitedHealthcare to find optimal solutions.
Retirement Planning
We develop retirement strategies using fixed annuities and rollover options to protect assets from market volatility. Services include income planning, tax-deferred growth strategies, and lifetime income benefit riders for sustainable retirement income.
Long-Term Care
Our long-term care plans protect assets while ensuring access to quality care for daily living assistance. Coverage includes home healthcare, assisted living facilities, and specialized services for chronic conditions, with customizable benefit periods.
Final Expense
Simplified issue policies cover end-of-life expenses without medical exams. Premiums remain level for life, and coverage amounts can be customized to meet specific funeral and medical bill requirements for seniors.
People
Juan Cardona
CEO & Owner
With over 20 years in insurance, Juan founded Family's Choice Insurance to provide ethical, client-focused solutions. Licensed in multiple specialties, he prioritizes personalized service and family values in every client interaction.
Michelle Perez-Ledesma
Managing Partner
As a bilingual insurance broker, Michelle combines customer service expertise with community-focused advice. She specializes in making complex insurance concepts accessible to diverse clients while maintaining high ethical standards.
Questions
What insurance services do you specialize in?
We specialize in life insurance, Medicare plans, retirement planning, long-term care, and final expense coverage.
Do you offer Medicare Advantage plan comparisons?
Yes, we help compare Medicare Advantage, Supplement, and Original Medicare options tailored to your needs.
How do you approach retirement planning?
We create customized plans focusing on asset protection, risk management, and sustainable income strategies.
Can I get insurance without medical exams?
Yes, our final expense policies offer simplified underwriting without medical exams or health questions.
Do you serve businesses as well as individuals?
Yes, we provide commercial insurance solutions alongside personal coverage options.
