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Your Trusted Insurance Partner in Wilmington, NC
At Heinberg & Major Auto Insurance, we treat our clients like family, dedicating ourselves to helping them realize their dreams through comprehensive protection and peace of mind. With decades of combined experience in the insurance industry, our team of licensed professionals delivers personalized service tailored to each client's unique needs. We specialize in auto, home, life, and commercial insurance solutions, ensuring our clients receive competitive rates and optimal coverage. Our commitment extends beyond individual policieswe actively support local communities through partnerships with organizations like SafeSpace and Lower Cape Fear Hospice. Backed by strong relationships with top-tier insurance carriers, we streamline the claims process to provide timely, stress-free resolutions.

Whether you're a homeowner, business owner, or driver, our agency prioritizes transparency, ethical practices, and unwavering client advocacy. We pride ourselves on leveraging modern technology while maintaining the personal touch that defines our family-owned business. Our track record of customer loyalty, evidenced by decades-long client relationships and referrals, underscores our dedication to excellence. From policy customization to 24/7 claims support, we strive to exceed expectations at every interaction. Join a community where your protection is our priority and your trust is our foundation.
Services
Auto Insurance Homeowners Insurance Life Insurance Commercial Insurance Renters Insurance Flood Insurance Boat Insurance Motorcycle Insurance Workers Compensation Property Insurance
Highlights and features
  • We offer personalized insurance solutions tailored to individual and business needs.
  • Our team provides 24/7 claims support for urgent situations.
  • We maintain partnerships with top-tier insurance carriers for reliable coverage options.
  • Our agency supports local community initiatives through active charitable involvement.
  • We combine modern technology with traditional customer service values.
What people say
Great customer service Affordable insurance rates Prompt claims processing Personalized attention Community involvement
Services
Auto Insurance
Our auto insurance policies protect drivers with customizable coverage options including liability, collision, and comprehensive protection. We serve personal and commercial vehicle owners across three states, offering competitive rates and 24/7 claims support. Our experienced agents help clients navigate policy selections and ensure compliance with state requirements while prioritizing cost-effective solutions.
Homeowners Insurance
We provide comprehensive homeowners insurance covering property damage, personal liability, and additional living expenses. Our policies protect against common risks like fire, theft, and natural disasters while offering optional flood and earthquake coverage. Clients benefit from personalized risk assessments and streamlined claims processing, particularly during emergencies like hurricane season when timely assistance is critical.
Commercial Insurance
Our commercial insurance solutions protect businesses with policies covering property damage, liability, workers' compensation, and business interruption. We serve diverse industries including retail, hospitality, and professional services, offering tailored packages that meet specific regulatory requirements. Clients receive dedicated support for risk management and claims resolution to minimize operational disruptions.
Life Insurance
We offer term and permanent life insurance policies designed to provide financial security for families and dependents. Our solutions include customizable death benefits, cash value components, and policy riders to meet long-term financial goals. Clients receive personalized guidance to select coverage amounts and terms that align with their estate planning and income replacement needs.
Renters Insurance
Our renters insurance policies protect tenants' personal property against damage or theft while providing liability coverage for accidents. We offer affordable rates with optional add-ons for high-value items and additional living expenses. The policies meet common landlord requirements while ensuring renters receive prompt claims processing and personalized service.
People
Alex Snotherly
Principal Agent
Alex Snotherly leads our agency with over 20 years of insurance experience, specializing in personalized risk management solutions for individuals and businesses.
Joseph Wells
Associate Agent
Joseph Wells assists clients with policy selections and claims processing, bringing five years of expertise in auto and home insurance products.
Javiera Milan
Licensed Sales and Service Rep
Javiera Milan provides bilingual insurance services, helping clients understand coverage options and maintain continuous protection through proactive policy management.
Questions
What insurance products do you offer?
We provide auto, home, life, commercial, renters, flood, boat, motorcycle, and workers' compensation insurance policies.
Do you serve areas outside North Carolina?
Yes, we also provide coverage in South Carolina and Virginia through our licensed agents.
How can I file an insurance claim?
Call our office directly or contact your specific insurance carrier using the claims numbers provided on our website.
Are your insurance rates competitive?
We guarantee competitive pricing through comparisons across multiple top-tier insurance carriers for optimal value.
Do you offer 24/7 customer support?
Our offices operate during standard business hours but provide 24/7 claims assistance through carrier partnerships.
How does your rewards program work?
Refer friends for quotes to earn $10 donations to local causes and enter monthly $50 gift card drawings.
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