Business Details
20 Years
experience
Emergency
services
Your Trusted Truck Insurance Partner in Covina, CA
Trucksmart Insurance has been safeguarding trucking companies from industry-specific liabilities and claims for over 15 years. As an independent agency, we combine products from leading insurance carriers to create customized packages tailored to your transportation needs. Our team works diligently to analyze your business's unique requirements, ensuring comprehensive coverage at competitive rates. Headquartered in Covina, California, we serve clients across California, Arizona, and Nevada, offering specialized insurance solutions for tractors, trailers, dump trucks, and fleets of all sizes.With partnerships spanning the most reputable insurance providers, we prioritize affordability without compromising quality. Our bilingual support and low down payment program make securing reliable coverage accessible for owner-operators and large fleets alike. Backed by decades of combined experience, our mission remains clear: to provide the protection and peace of mind essential for thriving in the trucking industry.
Services
Trucking Insurance
Workers Compensation
Roadside Assistance
Broker Bonds
48 State Permits
Details
- Year established: 2006
Highlights and features
- We offer 15 years of specialized truck insurance expertise
- Our partnerships include leading national insurance carriers
- We provide a low down payment insurance program
- Our team offers bilingual support (English/Spanish)
- We specialize in customized coverage for all fleet sizes
Services
Commercial Truck Liability
Mandatory coverage protecting trucking businesses from third-party injury claims during commercial operations. Required by state and federal regulations, this policy covers leased and owned units. Our experts help ensure compliance while optimizing protection levels for owner-operators and fleet managers.
Physical Damage Insurance
Protects your truck and trailer investment against collision, theft, and natural disasters. While not legally required, lenders typically mandate this coverage for financed vehicles. We offer actual cash value policies tailored to equipment value and operational needs.
Cargo Insurance
Covers freight damage or loss during transit with exclusions for unattended vehicles and high-risk commodities. Essential for carriers transporting electronics, alcohol, or garments. We help structure policies addressing specific cargo vulnerabilities and operational patterns.
Non-Trucking Liability
Provides protection when trucks operate outside dispatch parameters. Covers accidents during personal use or deadheading between jobs. This specialized policy addresses gaps in standard commercial liability coverage for owner-operators working under lease agreements.
Workers Compensation
Mandatory coverage for work-related employee injuries or illnesses. Complies with state regulations while protecting businesses from financial liability. We offer policies covering medical expenses, rehabilitation costs, and lost wages for trucking industry workers.
People
Flavia Mena-Gonzalez
Owner/Operator
With over 15 years in commercial insurance, Flavia leads Trucksmart's strategic direction while maintaining hands-on client relationships. Her expertise in trucking regulations ensures clients receive compliant, cost-effective coverage solutions.
Celeste Gutierrez
Senior Agent
Licensed since 2008, Celeste specializes in fleet risk assessment and policy customization. She helps clients navigate complex insurance requirements while maintaining Trucksmart's commitment to personalized service.
Lety
Accountant
Handling financial operations since 2010, Lety ensures transparent billing processes and manages the low down payment program. Her financial expertise supports Trucksmart's affordable insurance initiatives.
Claudia
Customer Service
Providing bilingual support since 2012, Claudia assists clients with policy modifications, claims processing, and documentation requests. Her multilingual capabilities enhance accessibility for diverse trucking professionals.
Jackie
Support Staff
Handling day-to-day operations since 2015, Jackie coordinates client communications and maintains licensing compliance. Her organizational skills ensure smooth policy administration for Trucksmart's growing client base.
Questions
What types of truck insurance do you offer?
We provide commercial truck liability, physical damage, cargo insurance, non-trucking liability, workers' compensation, and specialized coverage for fleets, dump trucks, and hazardous materials haulers.
How can I get a free insurance quote?
Complete our online quote form with your business details and vehicle information, or call us at 888-857-0339 for immediate assistance from our bilingual agents.
Do you insure trucking companies outside California?
Yes, we serve clients across Arizona and Nevada, offering state-compliant policies tailored to regional trucking requirements while maintaining nationwide coverage options.
Is financing available for insurance premiums?
We offer a low down payment program to help businesses manage insurance costs while maintaining full coverage requirements for commercial trucking operations.
Do you support Spanish-speaking clients?
Yes, our team provides full bilingual support (English/Spanish) for policy inquiries, claims processing, and documentation assistance to accommodate diverse trucking professionals.
