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50+ Years
experience
Your Trusted Insurance Partner in Lake Forest, CA
At Reeves-Reeves & Associates, we have been dedicated to protecting families and empowering businesses since 1959. As a family-owned and operated agency, our legacy spans three generations, beginning with Sylvia T. Reeves' door-to-door sales in 1959 and continuing through James E. Reeves' leadership and Jammie L. Reeves' modern innovations. We specialize in personalized insurance solutions, offering comprehensive coverage options for personal and commercial needs. Our expertise spans Auto, Homeowners, Umbrella, and Earthquake Insurance, as well as Business Owner Policies and Workers Compensation.

With over six decades of experience serving California clients, we maintain a steadfast commitment to exceptional service and top-rated carrier partnerships. Our team prioritizes understanding individual client needs to deliver tailored protection that balances affordability with comprehensive coverage. Through continuous industry education and a client-first approach, we ensure our customers receive informed guidance and reliable support. Our agency's longevity reflects our dedication to building lasting relationships based on trust, transparency, and unwavering advocacy for our policyholders.
Services
Auto Insurance Homeowners Insurance Business Owner Policy Workers Compensation Earthquake Insurance Umbrella Insurance Condo Insurance Renters Insurance Garage Liability Classic Car Insurance
Details
  • Year established: 1959
Highlights and features
  • We offer 60+ years of insurance expertise serving California clients
  • Our family-owned agency provides personalized service across three generations
  • We partner with top-rated insurance carriers for reliable coverage options
  • Our agents specialize in both personal and commercial insurance solutions
  • We maintain 8:00 AM - 5:00 PM weekday availability for direct client support
Services
Auto Insurance
Our Auto Insurance policies provide comprehensive protection for personal and business vehicles, including liability coverage, collision protection, and uninsured motorist benefits. We offer customizable options for classic cars, daily drivers, and commercial fleets. With access to top-rated carriers, we help clients find affordable rates while maintaining essential coverage tailored to their driving needs and risk profile.
Homeowners Insurance
We provide Homeowners Insurance solutions that safeguard residential properties against common risks including fire, theft, and natural disasters. Our policies include dwelling coverage, personal property protection, and liability insurance. We specialize in California-specific risks like earthquake coverage through specialized endorsements. Our agents help clients determine appropriate coverage limits and deductible options that balance protection with budget considerations.
Business Owner Policy
Our Business Owner Policies combine essential commercial coverages into customized packages for small to mid-sized businesses. This includes property insurance, general liability, and business interruption coverage tailored to specific industries. We work with clients to identify unique risks and implement comprehensive protection strategies that safeguard business assets while maintaining cost-effectiveness through bundled policy structures.
Workers Compensation
We offer Workers Compensation Insurance solutions that meet California's mandatory requirements for businesses with employees. Our policies provide coverage for workplace injuries and occupational illnesses, including medical expenses and lost wages. We help businesses navigate compliance requirements and implement safety programs to reduce workplace risks. Our carriers specialize in various industry classifications to ensure appropriate risk assessment and premium calculation.
Earthquake Insurance
Our Earthquake Insurance policies provide critical coverage for seismic events not included in standard homeowners policies. We offer standalone policies and endorsements through specialized carriers like GeoVera and Palomar. Our agents help California residents assess their seismic risk exposure and determine appropriate coverage limits for both residential and commercial properties, including structural damage and personal property replacement.
People
Sylvia T. Reeves
Founder
Sylvia T. Reeves established the agency in 1959 after gaining experience in Long Beach. Born in 1925 to a Tennessee farming family, she built lasting client relationships through door-to-door sales. Her entrepreneurial spirit and commitment to customer service created the foundation for the agency's multi-generational success.
James E. Reeves
President 1988-2021
James E. Reeves joined the family business in 1972 and became fully licensed in multiple insurance lines within six months. He led the agency's incorporation in 1987 and served as President until 2021. His industry leadership included a term as President of the Professional Insurance Agents Western Alliance from 2007-2009.
Jammie L. Reeves
President 2021-Present
Jammie L. Reeves became President in 2021 after joining full-time in 2010. As the third-generation leader, she maintains the agency's personal approach while driving growth. With over a decade of experience and an insurance license since 2011, she continues the family tradition of exceptional client service and industry expertise.
Questions
What types of insurance do you offer?
We offer Auto, Homeowners, Earthquake, Umbrella, and Classic Car Insurance for individuals, along with Business Owner Policies, Workers Compensation, and Garage Liability coverage for commercial clients.
How can I get a personalized insurance quote?
Contact us at (949) 458-9999 or visit our Lake Forest office to speak with an agent who will assess your specific needs and provide customized coverage options from top-rated carriers.
Do you handle insurance claims directly?
We provide carrier contact information for claims processing but recommend contacting your insurance provider directly for immediate assistance with specific claims.
Are you available for after-hours emergencies?
Our regular business hours are Monday-Friday 8:00 AM - 5:00 PM. For urgent matters outside these hours, contact your insurance carrier directly using the numbers provided on your policy documents.
How do you help clients choose the right coverage?
Our experienced agents assess your individual needs, explain policy details, and compare options from multiple carriers to find the best balance of coverage and affordability for your situation.