Business Details
27 Years
experience
Your Trusted Commercial Insurance Partner in Houston
Commercial Global Insurance, a division of Higginbotham Insurance, has been providing tailored commercial insurance and risk management solutions since 1999. Our expertise spans property, casualty, and employment benefits insurance, serving industries such as oil and gas, construction, healthcare, and cannabis. With a merger in 2015, we expanded our capabilities while maintaining a client-centric approach rooted in integrity and personalized service. Our team of licensed professionals offers contract reviews, claims advocacy, and proactive loss prevention programs, ensuring comprehensive protection for businesses of all sizes.Backed by 53 years of combined industry experience, we prioritize customized policies over generic solutions, leveraging relationships with national carriers to secure optimal coverage. Our commitment to technological innovation and regulatory compliance supports long-term client success, reflected in a 90% client retention rate and a referral-driven growth model.
Services
Commercial Property Insurance
General Liability Insurance
Workers Compensation
PEO Services
Risk Management
Casualty Insurance
Environmental Packages
Surety Bonds
Cyber Insurance
Employment Benefits
Details
- Year established: 1999
Highlights and features
- We offer 53 years of combined insurance and risk management experience.
- Our in-house attorney reviews contracts to limit risks and ensure enforceable agreements.
- Licensed claims adjusters serve as client advocates for expedited claim resolutions.
- Proactive loss prevention programs include worksite safety assessments and regulatory compliance support.
- Customized insurance policies are tailored to specific industry risks and client operations.
Services
Commercial Property Insurance
Protects commercial property against risks like fire, theft, and natural disasters. Covers buildings, equipment, and inventory with customizable options including flood, windstorm, and inland marine insurance. Tailored for industries ranging from manufacturing to healthcare, ensuring business continuity after unexpected losses.
General Liability Insurance
Covers legal costs and damages for property damage, bodily injury, or advertising injuries. Essential for businesses facing lawsuits over accidents or alleged negligence. Includes pollution coverage and errors & omissions protection for sectors like construction, healthcare, and technology.
Workers Compensation
Provides wage replacement and medical benefits for work-related injuries or illnesses. Required in most states, it protects employers from lawsuits while ensuring employee care. Specialized programs for high-risk industries like oil and gas, construction, and manufacturing.
PEO Services
Offers co-employment solutions for payroll, benefits administration, and risk management. Reduces employer liabilities while providing access to competitive health plans and workers' comp rates. Ideal for small businesses seeking large-scale HR support and compliance expertise.
Risk Management
Comprehensive programs to identify, assess, and mitigate business risks. Includes safety training, regulatory compliance audits, and claims advocacy. Focuses on reducing incidents through worksite assessments and tailored safety protocols for industries like trucking and construction.
People
Blake Barnes
Principal
Blake Barnes founded the agency in 2000, bringing over two decades of insurance expertise. He leads client relationships and strategic growth while maintaining a focus on personalized service and risk management innovation.
Questions
What industries do you specialize in?
We specialize in oil and gas, construction, healthcare, cannabis, manufacturing, and technology industries, offering tailored insurance solutions for each sector's unique risks.
What is PEO and how can it benefit my business?
PEO (Professional Employer Organization) provides HR outsourcing, reducing administrative burdens and offering competitive employee benefits through shared employer relationships.
How do you handle insurance claims?
Our licensed adjusters advocate for clients, expediting claims processing while coordinating with carriers for timely, fair resolutions.
Do you offer cyber liability insurance?
Yes, we provide cyber insurance covering data breaches, network security failures, and associated legal liabilities for businesses of all sizes.
What risk management services are available?
We offer safety training, compliance audits, worksite assessments, and loss analysis to proactively reduce incidents and insurance costs.
Are you an independent insurance agency?
Yes, we're independent and partner with multiple carriers to find customized coverage options that best fit each client's needs.
