Business Details
We are an Independent Insurance Agency, which means we can shop your insurance through over 20 companies to find you the best rate for the best coverage. We also make it very easy to get started. We service the entire state of Alabama. At Legacy Insurance, each one of our clients is given a dedicated team of experts that work together to proficiently address all your concerns.
We offer all types of Personal Insurance coverages to our clients in Alabama including Auto Insurance, Homeowners Insurance, Individual Annuities, ATV, and Boat & Watercraft. Give one of our agents a call to save money on your Business Insurance. Some of our Commercial insurance coverages include Apartment Building Owners, Bonds, Builders Risk, Business Owners Policy (BOP), and Church Insurance.
Just give us a quick call today at 256-325-3730 or Submit one of our quick online quote forms - with the help of our dedicated business partners; we conveniently offer an entire solution for all your insurance and business needs.
We offer all types of Personal Insurance coverages to our clients in Alabama including Auto Insurance, Homeowners Insurance, Individual Annuities, ATV, and Boat & Watercraft. Give one of our agents a call to save money on your Business Insurance. Some of our Commercial insurance coverages include Apartment Building Owners, Bonds, Builders Risk, Business Owners Policy (BOP), and Church Insurance.
Just give us a quick call today at 256-325-3730 or Submit one of our quick online quote forms - with the help of our dedicated business partners; we conveniently offer an entire solution for all your insurance and business needs.
Services
About
Legacy Insurance is an Independent Insurance Agency representing many different companies for your insurance needs.
We carefully selected our carriers in order to provide you with the best level of service, price and coverage.
As independent insurance agents, you have the ability to choose the best carrier for your insurance needs.
That is the main advantage to using an independent insurance agency, we work to satisfy your needs.
Our goal is to educate and service the insurance consumer throughout the state of Alabama.
We carefully selected our carriers in order to provide you with the best level of service, price and coverage.
As independent insurance agents, you have the ability to choose the best carrier for your insurance needs.
That is the main advantage to using an independent insurance agency, we work to satisfy your needs.
Our goal is to educate and service the insurance consumer throughout the state of Alabama.
Testimonials
Joe was able to provide me what I needed quickly and answered all my questions about options and service.
He was very professional and offered very competitive pricing.
I would recommend him to anyone.
I really enjoyed talking with Joe Mullins about insurance options for my business and personal use.
He was very professional and offered very competitive pricing.
I would recommend him to anyone.
I really enjoyed talking with Joe Mullins about insurance options for my business and personal use.
Personal
Our goal is to protect you and your family from those unexpected events by finding the right coverage at an affordable rate.
If you need Auto, Home, Umbrella or any other personal insurance coverage, we can tailor a package to fit your individual personal insurance needs.
Our number one priority is to protect your family from any unforeseen event that may be a burden to your family in the future.
Our Personal lines staff is here to answer any questions you may have and research the best policy for your needs.
If you need Auto, Home, Umbrella or any other personal insurance coverage, we can tailor a package to fit your individual personal insurance needs.
Our number one priority is to protect your family from any unforeseen event that may be a burden to your family in the future.
Our Personal lines staff is here to answer any questions you may have and research the best policy for your needs.
Auto Insurance
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price.
Your price gets even better if you qualify for any of our available discounts.
When applying for auto Insurance in Madison, Alabama, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage.
We can help you understand what these terms mean and how much coverage is right for you.
Your price gets even better if you qualify for any of our available discounts.
When applying for auto Insurance in Madison, Alabama, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage.
We can help you understand what these terms mean and how much coverage is right for you.
Homeowners Insurance
Your home is the usually the biggest purchase you will make and is your most valuable asset.
If you have any damage, you need a Alabama insurance agent that will find the best company to fit your needs and settle your claims quickly.
At Legacy Insurance, we will help you find the right fit for your needs with providing quality service and affordable pricing.
Homeowner policies will differ on where you live, the valuables in the home and which coverages you choose.
A comprehensive plan will cover you financially if you have a loss due to fire, theft or other events, in addition to the event if someone is injured on your property.
If you have any damage, you need a Alabama insurance agent that will find the best company to fit your needs and settle your claims quickly.
At Legacy Insurance, we will help you find the right fit for your needs with providing quality service and affordable pricing.
Homeowner policies will differ on where you live, the valuables in the home and which coverages you choose.
A comprehensive plan will cover you financially if you have a loss due to fire, theft or other events, in addition to the event if someone is injured on your property.
Atv
At Legacy Insurance, we can provide insurance coverages for your ATV, Jet Ski or off-road vehicles in Madison and throughout the state of Alabama.
If you own an ATV or off-road vehicle, you need to make sure that you have the right coverage in case of an accident or loss.
While some homeowners insurance policies may cover certain liabilities, in most cases Alabama residents need an additional ATV policy to give them the complete coverage they need.
We can help you find the right coverage for your special vehicle to protect your investment depending on the vehicle type.
If you own an ATV or off-road vehicle, you need to make sure that you have the right coverage in case of an accident or loss.
While some homeowners insurance policies may cover certain liabilities, in most cases Alabama residents need an additional ATV policy to give them the complete coverage they need.
We can help you find the right coverage for your special vehicle to protect your investment depending on the vehicle type.
Boat & Watercraft
At Legacy Insurance, we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft.
Some boats or smaller watercraft may even be covered under your current homeowners policy.
The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Alabama insurance coverage needs.
Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation.
Physical Damage Coverage - Adding this coverage to your policy protects your boat while in storage and during transport.
Some boats or smaller watercraft may even be covered under your current homeowners policy.
The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Alabama insurance coverage needs.
Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation.
Physical Damage Coverage - Adding this coverage to your policy protects your boat while in storage and during transport.
Collector Car
Legacy Insurance can help you find the right coverage for your collector or antique car for the right price.
Collector cars and trucks have different insurance than regular auto insurance and at Legacy Insurance, we can provide those options for you.
Classic cars are usually in the category of antique once the vehicle is 15-20 years old or older.
Collector car insurance coverage can also include exotic autos, sports cars and rare automobiles.
We can customize a Alabama collector car insurance product that will make sure your classic, exotic, sports, rare or antique car can be protected.
Collector cars and trucks have different insurance than regular auto insurance and at Legacy Insurance, we can provide those options for you.
Classic cars are usually in the category of antique once the vehicle is 15-20 years old or older.
Collector car insurance coverage can also include exotic autos, sports cars and rare automobiles.
We can customize a Alabama collector car insurance product that will make sure your classic, exotic, sports, rare or antique car can be protected.
Condo Insurance
Even though Condo owners pay a mortgage and make their own repairs like any traditional homeowner would, they share some similar circumstances similar to those of renters.
This is because their home is attached to other condo owner's homes and they share a building or complex.
This creates some unique circumstances and risks.
Legacy Insurance can help build a Condo Owners policy that fits the needs of your Alabama condo.
Condo Association insurance can help but it often is meant for the building itself rather than what's inside.
This is because their home is attached to other condo owner's homes and they share a building or complex.
This creates some unique circumstances and risks.
Legacy Insurance can help build a Condo Owners policy that fits the needs of your Alabama condo.
Condo Association insurance can help but it often is meant for the building itself rather than what's inside.
Earthquake
At Legacy Insurance, we can protect your Alabama property with earthquake coverage.
We realize that earthquake insurance is necessary in Alabama, so we will shop multiple companies to find the policy best suited to your needs.
Owning a home in Alabama, it is important to protect your property from any damage that may occur as a result of an earthquake.
Damage from an earthquake can result in thousands of dollars in damage & most homeowners policies don't cover earthquake damage.
At Legacy Insurance, we can find the right combination of coverage and price.
We realize that earthquake insurance is necessary in Alabama, so we will shop multiple companies to find the policy best suited to your needs.
Owning a home in Alabama, it is important to protect your property from any damage that may occur as a result of an earthquake.
Damage from an earthquake can result in thousands of dollars in damage & most homeowners policies don't cover earthquake damage.
At Legacy Insurance, we can find the right combination of coverage and price.
Flood Insurance
Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy.
Also, don't rely on the federal government to assist you in the event of a massive flood situation.
Your standard Alabama flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas.
Typically, your flood insurance policy is dependent on your flood zone risk.
Building coverage is designed to protect the structure of your home or business and cover appliances and other property items that are considered part of your property including air conditioners, dishwashers and cabinets.
Also, don't rely on the federal government to assist you in the event of a massive flood situation.
Your standard Alabama flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas.
Typically, your flood insurance policy is dependent on your flood zone risk.
Building coverage is designed to protect the structure of your home or business and cover appliances and other property items that are considered part of your property including air conditioners, dishwashers and cabinets.
Individual Life Insurance
Deciding on the right Alabama Individual Life Insurance policy usually depends on your future goals.
Whether you wish to provide a tax free income for your beneficiaries, have funds for the payment of the final expenses or estate taxes, replace the income that is lost if you die, or provide a significant charitable contribution, we can help you chose the policy that will fit your needs at an affordable price.
A source of savings - If not paid out by death benefit, some types of life insurance can have a cash value.
Whether you wish to provide a tax free income for your beneficiaries, have funds for the payment of the final expenses or estate taxes, replace the income that is lost if you die, or provide a significant charitable contribution, we can help you chose the policy that will fit your needs at an affordable price.
A source of savings - If not paid out by death benefit, some types of life insurance can have a cash value.
Manufactured / Mobile Home
At Legacy Insurance, we can assist you in finding the right coverage for an affordable price for your Alabama mobile home or manufactured home insurance.
Many times a mobile home is a more affordable way to become a homeowner and you'll need similar coverage that a homeowner would need.
When purchasing a mobile home, you may not be aware that it requires different coverages than a normal homeowners policy.
These manufactured home have special requirements due to the transportability and construction.
Many times a mobile home is a more affordable way to become a homeowner and you'll need similar coverage that a homeowner would need.
When purchasing a mobile home, you may not be aware that it requires different coverages than a normal homeowners policy.
These manufactured home have special requirements due to the transportability and construction.
Motor Home
Driving and taking care of a Motor home/RV is very different from a car or truck.
So, don't make the mistake of trying to insure yours with a traditional "auto" insurance policy.
We've been helping RV/Motor home enthusiasts in Madison and throughout the state of Alabama for years.
The type of coverage you need and amounts can vary depending on the type of Motor home or RV you have and how you use it.
Do you have awnings or antennas?
What do you have inside of your Motor home?
How often do you use it?
So, don't make the mistake of trying to insure yours with a traditional "auto" insurance policy.
We've been helping RV/Motor home enthusiasts in Madison and throughout the state of Alabama for years.
The type of coverage you need and amounts can vary depending on the type of Motor home or RV you have and how you use it.
Do you have awnings or antennas?
What do you have inside of your Motor home?
How often do you use it?
Motorcycle Insurance
We are a Alabama based insurance agency that specializes in motorcycle coverage.
We will shop the best motorcycle insurance companies in Alabama to find you the best coverage at an affordable price.
Insurance companies will take into consideration many different factors when insuring your motorcycle in Alabama.
One company is not always the best fit for everyone, that is why we compare companies for you.
Most companies offer coverages similar to auto insurance policy.
This would include your bodily injury and property damage liability.
We will shop the best motorcycle insurance companies in Alabama to find you the best coverage at an affordable price.
Insurance companies will take into consideration many different factors when insuring your motorcycle in Alabama.
One company is not always the best fit for everyone, that is why we compare companies for you.
Most companies offer coverages similar to auto insurance policy.
This would include your bodily injury and property damage liability.
Personal Umbrella
Umbrella insurance is there to protect you if you are liable for something big.
Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.
For example, if you're in a big car accident and need to cover replacement and medical costs, umbrella insurance can help in these extra costs.
Instead of just having your normal auto insurance coverage, Alabama umbrella insurance gives you the additional coverage you may need.
Umbrella Insurance can assist in the claim and payment processes by covering costs when all other insurance is exhausted.
Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.
For example, if you're in a big car accident and need to cover replacement and medical costs, umbrella insurance can help in these extra costs.
Instead of just having your normal auto insurance coverage, Alabama umbrella insurance gives you the additional coverage you may need.
Umbrella Insurance can assist in the claim and payment processes by covering costs when all other insurance is exhausted.
Pet Insurance
Pet insurance would cover expenses with your pet, dog or cat may have unexpected medical bills.
Our pet insurance providers will reimburse your pet expenses after your pet is treated at the veterinarian.
Pet Insurance has become more popular as the recent advancements in veterinary medicine are helping pets live longer, but many times these treatments can be costly.
At Legacy Insurance, we can provide your pet insurance very affordably where you can visit any licensed vet, specialist or emergency room.
Our pet insurance providers will reimburse your pet expenses after your pet is treated at the veterinarian.
Pet Insurance has become more popular as the recent advancements in veterinary medicine are helping pets live longer, but many times these treatments can be costly.
At Legacy Insurance, we can provide your pet insurance very affordably where you can visit any licensed vet, specialist or emergency room.
Recreational Vehicle
As your Independent Insurance Agency in Madison Alabama, we have connections with some of the top rated insurance companies which allows us to find competitive rates and the right coverage for your toys.
Recreational vehicles provide a lot of enjoyment but also bring with them some unique risk and exposures.
We can help protect you.
And don't forget, many of your favorite toys have trailers you may also want coverage for.
Whether you're a current client and acquired a new toy or you are shopping around for help through a new agency, let us wow you with our insight on protecting your off road activities!
Recreational vehicles provide a lot of enjoyment but also bring with them some unique risk and exposures.
We can help protect you.
And don't forget, many of your favorite toys have trailers you may also want coverage for.
Whether you're a current client and acquired a new toy or you are shopping around for help through a new agency, let us wow you with our insight on protecting your off road activities!
Renters Insurance
You may be speculative why it's necessary to hold a renters insurance.
Rental properties, particularly apartments are thought-about risky once it involves potential claims.
You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent.
There are many potential risks and your property is in danger.
The items you own are valuable and you should shield them from a loss.
Besides, renters insurance in most cases is extremely cheap.
At Legacy Insurance, we know the primary concerns with renting a home or apartment, and renter's insurance protects you from a range of threats and dangers that would occur with a rented unit.
Rental properties, particularly apartments are thought-about risky once it involves potential claims.
You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent.
There are many potential risks and your property is in danger.
The items you own are valuable and you should shield them from a loss.
Besides, renters insurance in most cases is extremely cheap.
At Legacy Insurance, we know the primary concerns with renting a home or apartment, and renter's insurance protects you from a range of threats and dangers that would occur with a rented unit.
