Business Details
8 Years
experience
Your Trusted Insurance Partner in Florida
Worth Insurance is a Florida-based insurance provider dedicated to simplifying the insurance experience for homeowners, auto owners, and businesses. Since 2018, we have leveraged technology and personalized service to deliver fast, flexible, and affordable coverage options. Our mission is to reimagine the insurance advisor experience by combining digital efficiency with human expertise, ensuring clients receive tailored solutions that meet their unique needs.We specialize in personal and commercial insurance products, including home, condo, landlord, flood, and auto insurance, while prioritizing transparency, local expertise, and responsive support. With a focus on innovation and customer-centric values, we strive to make insurance shopping seamless and stress-free.
Services
Home Insurance
Condo Insurance
Landlord Insurance
Flood Insurance
Car Insurance
Boat Insurance
RV Insurance
Cyber Insurance
General Liability
Professional Liability
Details
- Year established: 2018
Highlights and features
- We offer personalized insurance solutions tailored to Florida's unique risks.
- Our team provides responsive, 24/7 customer support for urgent needs.
- We combine technology with human expertise for a seamless shopping experience.
- We partner with top-rated carriers to ensure competitive rates and coverage.
- Our agents have deep local knowledge of Florida's insurance market.
What people say
Excellent customer service
Very responsive
Professional approach
Amazing service
Great rates
Services
Home Insurance
Worth Insurance provides comprehensive home insurance tailored to protect Florida properties from hurricanes, floods, and other risks. Our policies cover dwelling structures, personal property, liability, and loss of use. We offer customizable options like full replacement cost, unlimited loss of use, and deductible waivers to ensure homeowners are fully protected. Our team works with top-rated carriers to deliver competitive rates and personalized service.
Condo Insurance
Our condo insurance (HO-6) covers interior structures, personal belongings, and liability for Florida condominium owners. Policies address risks like theft, fire, and water damage, with optional endorsements for flood or hurricane coverage. We help clients navigate master policy gaps and ensure compliance with mortgage or HOA requirements. Competitive rates and tailored discounts are available.
Landlord Insurance
Worth Insurance offers specialized landlord policies protecting rental properties against property damage, liability, and loss of rental income. Coverage includes DP-1, DP-2, and DP-3 options, with endorsements for flood, earthquake, or tenant-caused damage. We assist landlords in securing cost-effective policies that meet lender requirements and mitigate Florida-specific risks.
Flood Insurance
We provide flood insurance through the National Flood Insurance Program (NFIP) and private carriers to safeguard Florida properties in high-risk zones. Policies cover structural damage, personal property, and loss of use due to flooding. Our agents help clients assess flood risks, select appropriate coverage, and comply with federal mortgage mandates.
Car Insurance
Our car insurance policies offer liability, collision, and comprehensive coverage tailored to Florida drivers. We provide competitive rates for standard and high-risk drivers, with discounts for bundling, safe driving, and multi-policy holders. Additional options include uninsured motorist protection and roadside assistance.
Questions
What types of insurance does Worth Insurance offer?
Worth Insurance offers home, condo, landlord, flood, car, boat, RV, cyber, general liability, and professional liability insurance for Florida residents and businesses.
Is condo insurance required in Florida?
While not legally required, condo insurance (HO-6) is often mandated by mortgage lenders or HOAs to cover interior structures and personal property not included in the master policy.
Does landlord insurance cover flood damage?
Standard landlord policies exclude flood damage. We offer separate flood insurance through NFIP or private carriers to protect rental properties in high-risk areas.
How can I lower my insurance premiums?
Bundling policies, increasing deductibles, installing safety features, and qualifying for discounts (e.g., multi-policy, claims-free) can reduce premiums across home, auto, and business insurance.
What is covered under a Florida home insurance policy?
Typical coverage includes dwelling protection, other structures, personal property, loss of use, liability, and medical payments. Optional endorsements cover hurricanes, floods, and high-value items.
How do I file a claim with Worth Insurance?
Contact our team directly via phone or email to initiate a claim. We guide clients through documentation, coordinate with carriers, and prioritize timely resolution for all covered losses.
