Business Details
37 Years
experience
Your Trusted Insurance Partner in Morgan Hill, CA
At Frederick H Di Meo Insurance Agency, we have dedicated over 30 years to providing comprehensive insurance solutions tailored to our clients' needs. As a family-owned and operated agency since 1989, we prioritize stability, service, and personalized attention, representing multiple carriers to ensure competitive rates without compromising coverage. Our expertise spans home, auto, rental, and specialty policies across California, Arizona, Oregon, Nevada, and Washington, with a focus on addressing challenges like wildfire risks and non-renewals.With a track record of growth from 400 to nearly 4,000 clients, we emphasize quick responses, long-term relationships, and leveraging decades of combined experience to guide clients through evolving insurance landscapes. Our team, led by President Frederick H DiMeo and Vice-President Alston J DiMeo, remains committed to independent, client-centric service, ensuring transparency and trust in every policy we craft.
Services
Home Insurance
Auto Insurance
Rental Property Insurance
Umbrella Insurance
Flood Insurance
Earthquake Insurance
Motorcycle Insurance
RV Insurance
Investment Property Insurance
Details
- Year established: 1989
Highlights and features
- We offer over 30 years of experience in home and auto insurance.
- Our independent agency partners with multiple carriers for competitive rates.
- We specialize in high-risk areas like wildfire-prone western states.
- Our family-owned team provides personalized service and quick responses.
- We maintain long-term client relationships with transparent solutions.
Services
Home Insurance
Our home insurance policies protect your property with customizable coverage options, including structural damage, personal belongings, and liability protection. We specialize in high-risk areas affected by wildfires and natural disasters, ensuring competitive rates through multiple carrier partnerships. With decades of experience, we help clients secure policies tailored to their unique needs, from standard residences to luxury homes.
Auto Insurance
We provide comprehensive auto insurance solutions for personal and commercial vehicles, covering collision, liability, and uninsured motorists. Our agency offers bundling discounts and competitive rates by leveraging relationships with top-tier carriers. Whether insuring classic cars, daily drivers, or high-mileage vehicles, our team ensures coverage aligns with your driving habits and budget while maintaining compliance with state regulations.
Rental Property Insurance
Our rental property insurance safeguards investment properties against damage, loss of income, and liability claims. Designed for landlords with single or multiple units, policies include protection for structural elements, vandalism, and tenant-related risks. We address challenges like non-renewals in high-risk markets, offering tailored solutions to preserve your real estate investments across western U.S. states.
Umbrella Insurance
Umbrella insurance policies provide additional liability coverage beyond standard home or auto policies, protecting against catastrophic claims. We help clients secure higher limits to safeguard assets from lawsuits or severe accidents. Our agency ensures seamless integration with existing policies, offering peace of mind for individuals with significant financial exposure or unique risk profiles.
Flood Insurance
We offer flood insurance for properties in high-risk zones, covering structural and content damage from flooding events. Policies comply with federal regulations and include options for basements, valuables, and emergency repairs. Our team assists clients in navigating floodplain requirements and securing coverage in areas where traditional carriers withdraw, ensuring continuity of protection for vulnerable properties.
People
Frederick H DiMeo
President
Frederick H DiMeo, President, has over 30 years of insurance experience, founding the agency in 2001 after decades in the industry. He remains dedicated to client satisfaction and maintaining independent, personalized service.
Alston J DiMeo
Vice-President
Alston J DiMeo, Vice-President, joined the agency in 2020 as a licensed agent, contributing fresh expertise and driving growth while upholding the family legacy of client-focused insurance solutions.
Questions
What types of insurance do you offer?
We provide home, auto, rental property, umbrella, flood, earthquake, motorcycle, RV, and investment property insurance across California, Arizona, Oregon, Nevada, and Washington.
Can you help with high-risk property insurance?
Yes, we specialize in high-risk areas affected by wildfires and natural disasters, offering tailored solutions for properties facing premium increases or non-renewals.
How do bundling discounts work?
Bundling combines home and auto policies for discounts, reducing costs while maintaining comprehensive coverage through our multiple carrier partnerships.
What states do you serve?
We serve California, Arizona, Oregon, Nevada, and Washington, providing localized insurance solutions adapted to regional risks and regulations.
