Business Details
Emergency
services
Your Trusted Insurance Partner in South Weber, UT
Jay Carnahan is a trusted local insurance agency serving South Weber, South Ogden, Layton, Morgan, and all of Davis and Weber County, Utah. With over 13 years of experience as a State Farm Agent and deep roots in the Ogden community, we combine personalized service with over 50 years of combined team expertise. Our mission focuses on protecting what matters most through tailored insurance solutions for auto, homeowners, life, business, and health coverage.We prioritize understanding individual needs to deliver efficient, reliable protection while actively supporting local families, businesses, and youth sports. Our commitment extends beyond policieswe aim to be part of the community we serve, offering real guidance and family-like support.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Health Insurance
Pet Insurance
Recreational Vehicles Insurance
Renters Insurance
Condo Insurance
Highlights and features
- We offer 13+ years of local insurance expertise in Utah
- Our team brings 50+ years of combined insurance experience
- Personalized coverage tailored to individual and business needs
- Active community involvement supporting local families and sports
- 24/7 service with real-time guidance and emergency support
What people say
Exceptional customer service
Knowledgeable and patient staff
Quick response times
Personalized coverage options
Community-oriented approach
Services
Auto Insurance
Protect your vehicle and finances with customizable auto insurance policies. We offer coverage for liability, collision, comprehensive damage, and uninsured motorists. Our policies include roadside assistance, rental reimbursement, and discounts for safe drivers. Serving South Weber, Ogden, and surrounding Utah areas, we help individuals and families secure affordable, reliable protection tailored to their driving habits and vehicle value.
Homeowners Insurance
Safeguard your property against fire, theft, and natural disasters with comprehensive homeowners insurance. Our policies cover structural damage, personal belongings, and liability protection. We offer specialized coverage for snowmobiles, trailers, and recreational vehicles during colder seasons. With flexible deductibles and rebuilding cost options, we ensure Davis and Weber County residents maintain financial security for their most valuable asset.
Life Insurance
Secure your family's financial future with term or permanent life insurance policies. We provide death benefit protection to cover funeral costs, mortgages, and income replacement. Our solutions cater to young families, business owners, and retirees across northern Utah. We simplify policy selection by comparing multiple options to match your budget and long-term goals while offering supplemental coverage for critical illnesses.
Business Insurance
Protect Utah small businesses with customized commercial insurance packages. Our coverage includes general liability, property damage, business interruption, and professional liability. We serve entrepreneurs in South Weber, Layton, and Morgan with industry-specific policies for retail, construction, and service providers. Policies can include equipment breakdown coverage and employee injury protection while offering risk management consultations to prevent claims.
Health Insurance
Bridge gaps in medical expenses with supplemental health insurance policies. We offer plans to cover deductibles, copayments, and out-of-pocket costs not fully covered by primary insurance. Our solutions assist families during hospital stays, surgeries, or chronic illness treatments. We explain policy details clearly to help clients in South Ogden and Weber County make informed decisions about additional financial protection for unexpected healthcare needs.
People
Jay Carnahan
State Farm Agent
With 13 years as a State Farm Agent and lifelong Ogden resident, Jay Carnahan combines local knowledge with insurance expertise. He leads a team with 50+ years of combined experience, focusing on personalized coverage for Utah families and businesses. A Weber State University alumnus, he actively supports youth sports and community initiatives while maintaining licenses in property, casualty, life, and health insurance.
JenaV Hunt
Account Manager
Licensed in property, casualty, life, and health insurance since 2022, JenaV Hunt serves Utah and Idaho clients with personalized policy solutions. Her small-town upbringing informs her approachable style when helping customers with auto, home, and life insurance needs. She specializes in clear explanations of complex coverage options while maintaining a client-focused approach that prioritizes budget-friendly protection.
Kennedy Carnahan
Account Manager
Since joining the team in 2023, Kennedy Carnahan has become a trusted resource for Wasatch Front residents needing auto and homeowners insurance. A Plain City native, she simplifies policy updates and coverage reviews while maintaining responsiveness to client needs. Her local perspective helps families in South Weber and Layton secure appropriate protection through clear communication and attentive service.
Jake Godfrey
Bilingual Account Manager
Fluent in English and Spanish, Jake Godfrey specializes in helping South Weber families protect their assets with tailored insurance solutions. Since 2023, he has earned recognition for simplifying complex policies and providing multilingual support across Davis and Weber Counties. His expertise covers auto, home, and life insurance with a focus on making coverage decisions stress-free for diverse clients.
BreeAnn Hall
Customer Retention Manager
With 19 years in the insurance industry and 8 years on the team, BreeAnn Hall provides expert guidance on auto insurance needs across northern Utah. A seasoned professional, she helps clients maintain appropriate coverage through life transitions while offering personalized solutions. Her local experience spans Harrisville, North Ogden, and Eden communities, ensuring policyholders receive informed, long-term support.
Questions
What insurance products do you offer?
We provide auto, homeowners, life, business, health, pet, recreational vehicle, boat, condo, and renters insurance for clients in Davis and Weber Counties, Utah.
How can I get a personalized insurance quote?
Contact us via phone at (801) 689-2567, visit our South Weber office, or request a virtual meeting to discuss your specific needs and receive a customized quote.
Do you serve areas outside South Weber?
Yes, we serve all of Davis and Weber Counties including South Ogden, Layton, Morgan, and surrounding communities with in-person and virtual consultations.
Are you available for emergencies?
Yes, we offer 24/7 service by appointment for urgent insurance needs, claims assistance, and policy adjustments through our on-call team members.
What makes your agency different from other insurers?
Our combination of 13+ years local experience, 50+ years team expertise, and community-focused approach provides personalized service that larger corporations cannot match.
