Business Details
31 Years
experience
Your Trusted Insurance Partner in Bethesda, MD
Since 1995, the Charles Sumpter-State Farm Insurance Agent Agency has provided comprehensive insurance solutions to residents and businesses across Maryland, Virginia, and Washington DC. Our team combines decades of industry experience with specialized certifications, including the Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations, to deliver tailored protection strategies. We offer a full spectrum of insurance products, from auto and homeowners policies to life, health, and business insurance, supported by a Spanish-speaking staff to better serve our diverse community.Rooted in Bethesda, we actively contribute to local food banks and charitable initiatives while maintaining a commitment to personalized service, transparent communication, and continuous professional development. Our focus remains on building long-term relationships through reliable coverage and advocacy for policyholders during critical moments.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Health Insurance
Renters Insurance
Pet Insurance
Details
- Year established: 1995
Highlights and features
- We've served Bethesda since 1995 with localized insurance expertise
- Our team holds advanced industry certifications including ChFC and CLU
- Spanish-speaking staff available for bilingual client support
- Active community contributors supporting local food banks and charities
- Personalized policy guidance without generic corporate approaches
What people say
Excellent experience
Helpful and professional
Quick response
Knowledgeable and patient
Outstanding customer support
Services
Auto Insurance
Protect your vehicle with customizable auto insurance policies tailored to your driving habits and budget. Our plans cover collision damage, liability claims, and comprehensive protection against theft or natural disasters. Serving personal and commercial drivers across three states with flexible payment options and 24/7 claims support.
Homeowners Insurance
Safeguard your home investment with policies covering structural damage, personal belongings, and liability risks. We offer specialized coverage for high-value homes, flood protection, and personal umbrella policies. Our agents help Maryland, Virginia, and DC residents navigate local building codes and insurance requirements.
Life Insurance
Secure your family's future with term or permanent life insurance solutions. Our specialists explain policy options, death benefits, and cash value accumulation strategies. We help clients create legacy plans, cover final expenses, and protect business interests through customized life insurance portfolios.
Business Insurance
Mitigate operational risks with business insurance packages combining property, liability, and workers' compensation coverage. We serve Maryland, Virginia, and DC companies with cyber liability protection, business interruption policies, and industry-specific risk management strategies tailored to small and mid-sized enterprises.
Health Insurance
Navigate health insurance options including individual plans, family coverage, and supplemental policies. Our agents explain ACA-compliant plans, Medicare options, and dental/vision add-ons. We assist clients across three states in finding affordable solutions that meet their medical needs and budget constraints.
People
Charles Sumpter
Owner/Agent
With over 25 years serving Bethesda, Charles holds ChFC and CLU certifications. A Michigan State graduate, he actively supports local charities and maintains licenses in four states to better serve regional clients.
Briana Sumpter
Team member providing insurance services to Maryland, Virginia, and DC residents. Participates in community outreach initiatives through the agency's charitable programs.
Brenda Flores
Insurance Account Representative
Licensed professional with extensive experience in policy management and client support. Handles account inquiries and documentation for personal and commercial insurance clients across three states.
Sarah Cotten
Licensed insurance specialist assisting with policy administration and customer service. Supports clients in Maryland, Virginia, and Washington DC with coverage explanations and documentation needs.
Harry Kuperberg
Insurance Account Representative
Experienced agent providing personalized insurance solutions. Known for thorough policy explanations and helping clients understand coverage options across multiple product lines.
Questions
What insurance products do you offer?
We provide auto, homeowners, life, health, business, renters, and pet insurance. Additional options include condo, boat, and recreational vehicle coverage across Maryland, Virginia, and Washington DC.
How can I get a personalized insurance quote?
Contact our Bethesda office via phone or website to speak with an agent. We'll assess your needs and provide customized coverage options with clear pricing for all available products.
Do you serve commercial clients?
Yes, we offer business insurance packages with property, liability, and workers' compensation coverage. Our specialists create risk management plans tailored to Maryland, Virginia, and DC companies.
Are your agents licensed in multiple states?
Charles Sumpter holds licenses in Maryland, Virginia, Washington DC, and Delaware. Our team maintains proper credentials to serve clients across state lines with compliant coverage solutions.
How do I file an insurance claim?
Contact our office during business hours or use State Farm's 24/7 claims service. We'll guide you through documentation requirements and coordinate with adjusters to process your claim efficiently.
Do you offer bilingual insurance services?
Yes, our Spanish-speaking team members assist clients with policy explanations, documentation, and claims processing to ensure clear communication for all service aspects.
