Over the past 30 years all lines of insurance have changed. We have learned and adjusted for these changes every year by innovating the way we run our business. This has provided us with the understanding of how the industry works and how we can service our clients better than any other agency. Our Goal is to provide you with every option available so that you can make an educated decision about your purchase.
We are not the largest Health Insurance Agency in Yuba City because we sell. We provide you with the information/data you are looking for to make the best decision for your family or business with no pressure to make the purchase. If we can't help you, then we will find someone else that can! David is Patient Protection and Affordable Care Act (PPACA) certified while our other staff has gone through many other certifications to understand this new law.
We are happy to say that we have done more enrollments in Covered CA then any other agency or agent in Yuba and Sutter County. Together, these two laws complete Congress's current efforts to enact comprehensive health care reform in the United States.
We are not the largest Health Insurance Agency in Yuba City because we sell. We provide you with the information/data you are looking for to make the best decision for your family or business with no pressure to make the purchase. If we can't help you, then we will find someone else that can! David is Patient Protection and Affordable Care Act (PPACA) certified while our other staff has gone through many other certifications to understand this new law.
We are happy to say that we have done more enrollments in Covered CA then any other agency or agent in Yuba and Sutter County. Together, these two laws complete Congress's current efforts to enact comprehensive health care reform in the United States.
Services
About Us
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David Ernstam Financial and Insurance Services, Inc.is a full service insurance Agency serving the protection needs of individuals and families across California since 1983.
We help our clients take control of their medical and life insurance spending by finding the best plan for them and their dependents.
Our commitment is to provide quality and affordable life and healthcare insurance to our clients.
We strive to give them the right information, resources, and access to the products of the industry's largest insurance providers, to help them make the best choices for themselves and their loved ones.
We help our clients take control of their medical and life insurance spending by finding the best plan for them and their dependents.
Our commitment is to provide quality and affordable life and healthcare insurance to our clients.
We strive to give them the right information, resources, and access to the products of the industry's largest insurance providers, to help them make the best choices for themselves and their loved ones.
Personal Insurance
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At David Ernstam Financial and Insurance Services, Inc., we help our clients take control of their medical and life insurance spending by finding the best plan for them and their dependents.
We are serving Northern California cities such as: Yuba City, Marysville, Gridley, Colusa, Oroville, Olivehurst, Wheatland, Roseville and Sacramento.
With the Health Care Reform changes, it is important to find affordable, quality medical insurance.
Families are being left with medical bills and drugs they can't afford.
We are serving Northern California cities such as: Yuba City, Marysville, Gridley, Colusa, Oroville, Olivehurst, Wheatland, Roseville and Sacramento.
With the Health Care Reform changes, it is important to find affordable, quality medical insurance.
Families are being left with medical bills and drugs they can't afford.
Employee Benefits/Group Insurance
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David Ernstam Financial & Insurance Services, Inc. is a full service insurance agency serving the needs of businesses since 1983.
As Employee Benefits Programs continue to be more complex, the need for a genuine partnership with an Employee Benefits Broker has become extremely important.
At David Ernstam Financial & Insurance Services, we value this partnership with all businesses.
We are committed to evaluating, implementing and servicing Employee Benefit programs that support employee recruitment and retention, and meet the specific needs of each individual client.
As Employee Benefits Programs continue to be more complex, the need for a genuine partnership with an Employee Benefits Broker has become extremely important.
At David Ernstam Financial & Insurance Services, we value this partnership with all businesses.
We are committed to evaluating, implementing and servicing Employee Benefit programs that support employee recruitment and retention, and meet the specific needs of each individual client.
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