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Trusted Commercial Insurance Solutions in Fullerton, CA
American Exeer has built a reputation as a trusted partner in commercial insurance solutions. With over 35 years of combined experience in property and casualty insurance, we specialize in risk management for technical and service-related industries. Our team leverages decades of expertise to connect clients with A-rated insurance carriers, ensuring competitive rates for preferred and non-preferred risks.

As an independent brokerage, we prioritize access to hundreds of insurers, tailoring coverage to meet the unique needs of businesses across Southern California. Our commitment to excellence extends to specialized areas like cyber liability, workers' compensation, and professional liability, where we provide comprehensive protection backed by industry-leading carriers.
Services
Workers Compensation Cyber Liability Insurance Professional Liability Commercial Auto Insurance Excess Liability
Highlights and features
  • We have over 35 years of combined experience in property and casualty insurance.
  • We offer access to hundreds of insurance carriers for competitive rates.
  • Our team specializes in risk management for technical and service-related industries.
  • We provide tailored coverage for both preferred and non-preferred commercial risks.
  • We serve businesses across Southern California with local market expertise.
Services
Workers Compensation
Workers' compensation insurance provides wage replacement and medical benefits for employees injured on the job. We offer coverage through multiple carriers, including options for high and low experience modification rates. Our independent brokerage ensures competitive rates while meeting state requirements for workplace injury protection.
Cyber Liability Insurance
Cyber liability insurance covers financial losses from data breaches and cyberattacks. Our policies include first-party and third-party coverage for electronic data loss, notification expenses, and legal liabilities. We provide tailored solutions to protect businesses handling sensitive customer information like credit card numbers and health records.
Professional Liability
Professional liability insurance protects against claims of negligence or errors in professional services. We offer coverage for architects, engineers, consultants, and other professionals. Policies address legal defense costs and damages from alleged service failures, ensuring business continuity during litigation.
Commercial Auto Insurance
Commercial auto insurance covers business-owned vehicles for accidents, theft, and property damage. We provide liability coverage for injuries or damage caused by company vehicles. Our policies meet state minimum requirements while offering additional protection for non-emergency medical transportation and distribution operations.
Excess Liability
Excess liability insurance provides additional coverage beyond primary policy limits. We offer up to $50 million in limits for businesses requiring enhanced protection. This coverage extends to general liability, garage keepers liability, and other high-risk exposures in parking structures and commercial operations.
Questions
What types of commercial insurance do you offer?
We provide workers' compensation, cyber liability, professional liability, commercial auto, and excess liability insurance tailored to technical and service-related industries.
Do you work with high-risk businesses?
Yes, we specialize in coverage for non-preferred risks and offer solutions for businesses with high experience modification rates.
Which areas do you serve?
We serve businesses in Orange, Los Angeles, San Diego, Riverside, and San Bernardino Counties in Southern California.
How do you find competitive insurance rates?
As an independent brokerage, we access hundreds of carriers to compare policies and secure the best rates for your specific risk profile.
Can you help with cyber insurance for IT businesses?
Yes, we offer specialized cyber liability coverage for information technology firms, including data breach protection and electronic data loss coverage.