Business Details
Trusted Renters Insurance Solutions in Irvine, CA
eRenterPlan operates as a licensed insurance agency under Multifamily Internet Ventures, LLC, a subsidiary of RealPage, Inc. Headquartered in Irvine, California, we maintain non-resident insurance agency licenses across all 50 states to serve renters nationwide. Our eRenterplan policies are underwritten by reputable carriers including American Modern Insurance Group, Markel, and American National Property And Casualty Company. With over two decades of experience in the insurance industry, our team specializes in providing comprehensive renters insurance solutions tailored to modern rental lifestyles. We offer coverage for personal liability, personal property, water damage, and pet-related incidents, with unique benefits like actual replacement cost valuation and no rate increases after claims.Our dedicated customer service team operates extended hours seven days a week to assist policyholders. As an industry leader, we prioritize transparency in policy terms and maintain strict compliance with state and federal insurance regulations. Our innovative approach includes covering all dog breeds without restrictions and providing additional living expenses if policyholders are displaced from their homes. Through continuous improvement of our digital platforms, we ensure quick and accessible insurance solutions for renters across the United States.
Services
Personal Liability
Personal Property
Water Damage
Pet Damage
Additional Living Expenses
Highlights and features
- We provide actual replacement cost valuation for possessions
- No rate increases after filing a claim
- Cover all dog breeds without restrictions
- Additional living expenses coverage if displaced from home
- 24/7 customer service with extended weekday hours
What people say
Quick sign-up process
Landlord is happy
All dog breeds covered
Actual replacement cost
No forced entry proof
Services
Personal Liability
Protects against lawsuits for bodily injury or property damage to others. Covers legal fees and settlements up to policy limits. Essential for renters facing potential third-party claims from accidents in their rental unit.
Personal Property
Covers belongings against theft, fire, and covered perils. Provides actual replacement cost without depreciation deductions. Protects electronics, furniture, and personal items up to selected coverage amounts.
Water Damage
Insures against water-related incidents like pipe bursts or appliance leaks. Covers repair costs for structural damage and replacement of ruined possessions. Excludes flood damage typically requiring separate policies.
Pet Damage
Covers property damage caused by pets to rental units. Includes all dog breeds without restrictions. Protects policyholders from financial liability for accidental damage by their animals.
Additional Living
Provides expense coverage when displaced from rental units. Covers temporary housing up to 100% of policy limits. Helps maintain living standards during home repairs from covered losses.
Questions
What does renters insurance typically cover?
Our policies cover personal liability, personal property damage, water damage from plumbing issues, and pet-related incidents. Additional living expenses are included if displaced from your rental unit.
How much does renters insurance cost?
Coverage starts at $15-20 monthly, varying by location and coverage amount. Typical policies include $30,000 personal property coverage and $100,000 liability with a $250 deductible.
Does pet damage coverage have breed restrictions?
We cover all dog breeds without restrictions. Pet damage coverage protects against financial liability for accidental damage caused by your pets to rental property.
What if I need to file a claim?
File claims 24/7 through our website or by phone. No proof of forced entry required for theft claims. Our claims specialists process submissions promptly with no rate increases after claims.
Can roommates share a policy?
Yes, our policies cover up to four roommates at no additional charge. All residents receive equal protection under the shared policy while maintaining individual coverage limits.
Is water damage from appliances covered?
Yes, we cover water damage from plumbing failures, appliance leaks, and pipe bursts. This includes structural repairs and replacement of damaged personal property up to policy limits.
