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Your Trusted Insurance Partner in Lufkin, TX
Morgan Insurance is an independent insurance agency based in Lufkin, Texas, serving clients across Texas and Louisiana. With a combined 150 years of expertise, we partner with over 200 top-rated insurance carriers to provide tailored personal and commercial insurance solutions. Our mission is to act as trusted risk advisors, offering comprehensive coverage for auto, home, flood, renters, life, and business insurance needs. Recognized as the best insurance agency in Angelina County for over 15 years, we prioritize personalized service, proactive risk management, and community involvement.

Our team of dedicated professionals is committed to delivering competitive rates, exceptional customer support, and innovative solutions to protect our clients' assets and futures. We maintain a client-centric approach, ensuring every interaction reflects our values of integrity, teamwork, and continuous education in the insurance industry.
Services
Auto Insurance Homeowners Insurance Flood Insurance Renters Insurance Commercial Property Workers Compensation Business Owners Policy Cyber Liability General Liability Personal Umbrella
Highlights and features
  • We offer 150+ years of combined insurance expertise and partnerships with 200+ top-rated carriers.
  • Our team provides personalized service tailored to both personal and commercial insurance needs.
  • We maintain 24/7 customer support for emergency insurance assistance and claims processing.
  • Recognized as Angelina County's best insurance agency for 15+ years by local voters.
  • We serve clients across Texas and Louisiana with localized insurance solutions and expertise.
What people say
Exceptional insurance services Prompt to answer questions Helpful and friendly staff Great place to do business Professional and courteous associates
Services
Commercial Property Insurance
Commercial Property Insurance protects businesses against property damage from fire, theft, and natural disasters. We offer customized policies covering buildings, equipment, inventory, and business interruption losses. Our solutions address specific industry risks for contractors, retailers, and commercial property owners.
Auto Insurance
Auto Insurance provides liability and physical damage coverage for personal and commercial vehicles. Our policies include options for standard auto, collector cars, motorcycles, and commercial fleet insurance. We offer competitive rates with customizable deductibles and coverage limits.
Workers Compensation
Workers Compensation insurance covers medical expenses and lost wages for work-related injuries. We provide state-compliant policies with risk management resources to protect employees and businesses. Our solutions include safety training and claims management support.
Homeowners Insurance
Homeowners Insurance protects against property damage, liability claims, and living expenses during repairs. We offer standard policies plus specialized coverage for flood, earthquakes, and high-value homes. Our agents help customize deductibles and coverage limits.
Business Owners Policy
Business Owners Policy combines general liability, property insurance, and business interruption coverage in one package. We tailor BOPs for small to mid-sized businesses, offering customizable options for professional liability and equipment breakdown protection.
People
Terry Morgan
Managing Partner
Terry Morgan, a Certified Insurance Counselor, leads our agency with over 40 years of industry experience. He focuses on strategic partnerships and carrier selection to ensure quality coverage options for clients.
Ben Bartlett
Account Executive/Partner
Ben Bartlett brings extensive risk management expertise to commercial clients, specializing in construction and contractor insurance. He develops customized solutions for complex business insurance needs.
Wade Moore
Account Executive/Partner
Wade Moore focuses on personal lines insurance while supporting commercial account management. He emphasizes clear communication and prompt service for policyholders in Texas and Louisiana.
Mitch Ashley
Account Executive/Partner
Mitch Ashley, holding CIC and LRM designations, specializes in commercial insurance for grading and excavation contractors. He provides tailored coverage solutions with risk assessment expertise.
Debra Cahill
Operations Manager/Partner
Debra Cahill oversees daily operations and client relations with 40+ years of insurance experience. She ensures efficient policy administration and maintains high service standards for personal and business clients.
Questions
What personal insurance services do you offer?
We provide auto, homeowners, flood, renters, motorcycle, life, and umbrella insurance policies tailored to individual needs in Texas and Louisiana.
Do you offer commercial insurance for contractors?
Yes, we specialize in coverage for grading contractors, concrete contractors, and other construction businesses with tailored liability and property insurance solutions.
How can I get 24/7 insurance support?
Our 24/7 call center handles emergency claims and urgent requests after business hours through our office phone system.
What areas do you serve?
We serve clients in Lufkin, Nacogdoches, Livingston, Beaumont, Houston, Jasper, and surrounding areas across Texas and Louisiana.
Can I get customized business insurance packages?
Yes, our Business Owners Policy (BOP) combines liability, property, and business interruption coverage with customizable options for specific industry needs.