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Business Details
21 Years
experience
Your Trusted Insurance Partner in Murray, KY
Thurmond Insurance was founded in 2005 with a commitment to providing tailored insurance solutions for individuals and businesses. In 2011, we transitioned from an exclusive agency to an independent agency, expanding our partnerships to include over a dozen home and auto insurers, three dozen commercial providers, and numerous brokers. Our team of licensed professionals brings decades of combined experience in personal and commercial insurance, prioritizing client needs through personalized service. We specialize in auto, home, renters, umbrella, and life insurance, alongside commercial policies designed to protect diverse business interests. Our mission is to safeguard clients' assets while offering competitive rates through strategic partnerships with top-rated carriers.

We emphasize transparency, ensuring clients understand their coverage options without hidden fees or obligations. With offices across multiple states, we serve communities in Kentucky, Tennessee, Mississippi, Missouri, North Carolina, and Georgia. Our staff handles claims efficiently, maintaining a focus on prompt resolution and client satisfaction. We invest in ongoing education to stay current with industry trends and regulatory changes. Our dedication to community extends beyond insurance, with team members actively involved in local organizations and family-centered activities.
Services
Auto Insurance Homeowners Insurance Renters Insurance Umbrella Insurance Watercraft Insurance Earthquake Insurance Motorhome Insurance Scheduled Property Insurance Antique Car Insurance Life Insurance
Details
  • Year established: 2005
Highlights and features
  • We offer competitive rates from 15+ insurance providers.
  • Our team provides personalized insurance solutions tailored to your needs.
  • We specialize in both personal and commercial insurance coverage.
  • Our staff handles claims with prompt, professional service.
  • We operate with full transparency and no hidden fees.
What people say
Smooth process Professional and pleasant Excellent service Incredible efficiency Hounded in a good way
Services
Auto Insurance
Our auto insurance policies protect against liability, collision, and comprehensive risks while offering customizable options for drivers of all profiles. We partner with top-rated carriers to provide competitive rates for standard coverage, antique vehicles, and high-risk drivers. Our team ensures clients understand policy details, including deductibles, limits, and discounts for safe driving records or multi-policy bundling.
Homeowners Insurance
We offer homeowners insurance covering structural damage, personal property loss, and liability claims, with options for earthquake, flood, or umbrella policy add-ons. Policies are tailored to home values, occupancy types, and client-specific risks like valuable collections or home-based businesses. Our agents help clients navigate coverage limits, replacement cost vs. actual cash value, and deductible choices.
Commercial Insurance
Our commercial insurance solutions protect businesses against property damage, liability claims, and operational disruptions across 30+ industry classifications. We provide general liability, property insurance, and specialized policies for farms, contractors, and professional services. Policies include customizable limits, deductible structures, and risk management resources to mitigate workplace accidents or cyber threats.
Life Insurance
We offer term and permanent life insurance policies designed to provide financial security for beneficiaries, with options for adjustable coverage amounts and conversion privileges. Our agents explain policy features like cash value accumulation, premium payment terms, and underwriting requirements for pre-existing conditions or high-risk occupations.
Umbrella Insurance
Umbrella insurance policies extend liability coverage beyond standard auto or home policy limits, protecting against major lawsuits or catastrophic claims. We help clients determine appropriate coverage tiers based on asset value, lifestyle risks, and existing policy structures. Policies typically start at $1 million in additional protection with incremental increases available.
People
Noelle Thurmond
Licensed Agent & Claims Specialist
Noelle joined Thurmond Insurance in 2017, focusing on claims processing and client support. She graduated from Murray State University with a marketing degree and prioritizes simplifying insurance claims for policyholders. She resides in Murray with her family, enjoying outdoor activities and creative projects with her daughter.
Sloane VanSickle
Commercial Insurance Agent
Sloane has served as a licensed agent at Thurmond Insurance for five years, specializing in commercial and farm policies. A lifelong Murray resident, she balances her insurance career with creative hobbies like painting and sewing. She will welcome her first child in 2023 while continuing to service business clients.
Catherine Burkeen
Licensed Agent & Account Manager
Catherine, a Murray native and Murray State University graduate, manages client accounts while balancing family life with her husband and two children. Her 15+ years in insurance include expertise in policy management and community engagement through First Baptist Church activities.
Kelly Holland
Licensed Agent & Account Manager
Kelly relocated to Kentucky four years ago after graduating from Southwest Texas State University. With three years of insurance experience, she balances client management with supporting her son's athletic pursuits in swimming and soccer. She brings a customer-focused approach to policy consultations.
Shannon Thurmond Cox
Insurance Professional
Shannon entered the insurance industry in 2004 with Allstate before transitioning to independent services in 2011. She serves on Westside Baptist Church's kids' worship team and manages a blended family of four children. Her expertise spans personal and commercial insurance solutions.
Questions
How does Thurmond Insurance find the best policy for me?
We partner with 15+ insurance providers to compare rates and coverage options tailored to your specific needs.
What types of insurance do you offer?
We provide auto, home, renters, umbrella, life, commercial, and specialty insurance for unique assets like antique cars.
Do you serve areas outside Kentucky?
Yes, we offer coverage in Tennessee, Mississippi, Missouri, North Carolina, and Georgia.
What happens after I request a quote?
Our team reviews your request within 24 hours and provides customized policy recommendations with competitive pricing options.