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Your Trusted Independent Insurance Agency in Stephenville, TX
BC Insurance was founded by Brandon and Cindy Carrell to provide tailored insurance solutions for families, farmers, and ranchers. With over two decades of experience in the insurance industry, we specialize in farm and ranch insurance, equine mortality coverage, and commercial policies designed to meet the unique needs of agricultural businesses. Our team of licensed agents is committed to delivering personalized service, prioritizing client needs over transactions, and maintaining the highest standards of integrity. We represent top-rated carriers to ensure competitive pricing and comprehensive coverage options for every client. Our mission extends beyond businesswe aim to safeguard the legacy of farming and ranching communities through education, advocacy, and community involvement.

As a locally owned agency, we take pride in supporting local agriculture, rodeo events, and educational initiatives. Our leadership team actively mentors agents to uphold industry expertise and ensure clients receive informed guidance. Whether protecting crops, livestock, or personal assets, we strive to provide peace of mind through reliable insurance solutions. Our dedication to operational excellence ensures seamless service delivery, from policy acquisition to claims support. Rooted in Stephenville, Texas, we remain deeply connected to the communities we serve, fostering trust through transparency and long-term relationships.
Services
Farm & Ranch Insurance Equine Mortality Insurance Commercial Insurance Life Insurance Health Insurance Property Insurance Auto Insurance Commercial Umbrella Agribusiness Insurance Personal Lines Insurance
Highlights and features
  • We offer 20+ years of expertise in agricultural insurance solutions.
  • Our independent agency status provides access to multiple top-rated carriers.
  • We prioritize client needs over transactions with personalized service.
  • Our team includes licensed agents specializing in farm, ranch, and equine insurance.
  • We actively support local agriculture through community involvement and education.
Services
Farm & Ranch Insurance
Our Farm & Ranch Insurance provides comprehensive protection for agricultural operations, including crop coverage, livestock mortality, equipment, and liability. We tailor policies to address risks specific to farming and ranching, ensuring financial security against unforeseen events. Clients benefit from specialized expertise and partnerships with top-rated carriers to secure optimal coverage at competitive rates.
Equine Mortality Insurance
Equine Mortality Insurance safeguards horse owners against financial loss due to death or injury of valuable animals. Our policies cover medical expenses, surgical procedures, and liability risks associated with equine ownership. We cater to both recreational and professional equestrian clients, offering customizable plans to match individual needs and industry standards.
Commercial Insurance
Commercial Insurance protects businesses with property, liability, and auto policies tailored to industry-specific risks. We offer general liability, workers' compensation, and commercial umbrella policies to mitigate operational threats. Clients gain access to risk management strategies and competitive pricing through our network of premier insurance carriers.
Life Insurance
Our Life Insurance solutions provide financial security for families through term, whole, and supplemental policies. We assist clients in selecting coverage that aligns with long-term goals, offering flexible options for individual and group needs. Expert guidance ensures policies meet evolving personal and financial circumstances.
Personal Lines Insurance
Personal Lines Insurance covers home, auto, and personal assets with customizable policies for individuals. We offer replacement cost coverage, liability protection, and discounts for bundling multiple policies. Clients receive personalized support to navigate claims and maintain affordable, comprehensive protection.
People
Brandon Carrell
Agency Owner
Brandon Carrell, co-owner of BC Insurance, specializes in farm and ranch insurance with 20+ years of experience. He mentors agents and advocates for agricultural communities while prioritizing client education and tailored coverage solutions.
Cindy Carrell
Agency Owner
Cindy Carrell, co-owner of BC Insurance, oversees agency operations and carrier relationships. With licenses in life, health, and property insurance, she focuses on client-centric service and operational excellence.
Ashley Smith
Senior Personal Lines Agent
Ashley Smith, a senior agent at BC Insurance, combines agricultural expertise with insurance experience to help clients understand policies. She actively supports 4-H and FFA programs while managing personal lines and animal mortality coverage.
Cassidey Hegar
Senior Farm and Ranch Agent
Cassidey Hegar specializes in farm and ranch insurance, leveraging her agricultural background to assist clients with equine mortality and property policies. She actively participates in rodeo events and supports local farming communities.
Jared Snyder
Farm and Ranch Agent
Jared Snyder, a farm and ranch insurance agent, brings expertise in agricultural risk management. A Tarleton State graduate, he focuses on cattle operations and rodeo, offering tailored insurance solutions for rural clients.
Questions
What types of insurance does BC Insurance offer?
We provide farm and ranch insurance, equine mortality coverage, commercial policies, life insurance, health insurance, and personal lines insurance for home and auto.
Why choose BC Insurance for agricultural coverage?
Our team has 20+ years of experience in agricultural insurance, offering tailored solutions and partnerships with top-rated carriers to protect farming and ranching operations.
Do you serve areas outside Stephenville?
Yes, we serve Stephenville, Breckenridge, Eastland, and surrounding regions in Texas with local expertise and personalized service.
Are you an independent insurance agency?
Yes, we represent multiple top-rated carriers to provide competitive pricing and comprehensive coverage options tailored to your specific needs.
What sets BC Insurance apart from competitors?
We combine deep agricultural expertise, personalized service, and community involvement to deliver trusted insurance solutions focused on client needs over transactions.