Business Details
45 Years
experience
Emergency
services
Your Trusted Insurance Partner in Bowling Green, OH
Since 1981, Kathrens Insurance has served Bowling Green and Northwest Ohio communities with personalized insurance solutions. Our family-owned agency prioritizes client relationships over corporate interests, offering access to multiple carriers to secure optimal coverage and rates. With decades of combined experience, our team provides expert guidance across auto, home, farm, business, and specialty insurance lines. We differentiate ourselves by maintaining direct client communication through the same dedicated agent throughout the policy lifecycle.Our commitment to transparency ensures no hidden fees, while our local market expertise enables tailored risk management strategies. As an independent agency, we focus on continuous policy evaluation to maintain cost-effectiveness without compromising protection. Our proven track record includes efficient claims resolution and proactive client education on evolving insurance needs. This client-centric approach has sustained multi-generational customer relationships for over four decades.
Services
Auto Insurance
Home Insurance
Farm Insurance
Business Insurance
Crop Insurance
Renters Insurance
ATV Insurance
Motorcycle Insurance
RV Insurance
Umbrella Insurance
Details
- Year established: 1981
Highlights and features
- Family-owned since 1981 with multi-generational insurance expertise
- Access to multiple carriers for competitive pricing options
- Direct client communication with dedicated insurance professionals
- Proven claims resolution track record with major carriers
- Local market expertise tailored to Northwest Ohio needs
What people say
Personalized service
Competitive pricing
Efficient claims processing
Knowledgeable staff
Multi-carrier options
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting drivers across Northwest Ohio. Our policies cover liability, collision, and comprehensive damages while offering competitive rates through multiple carrier partnerships. Our team specializes in finding optimal coverage for standard vehicles, classic cars, and high-risk drivers. With personalized service since 1981, we ensure policyholders understand their coverage options and maintain proper protection as needs evolve.
Home Insurance
Our home insurance policies safeguard residential properties against common risks including fire, theft, and weather damage. We offer standard homeowners coverage, flood insurance, and landlord policies tailored to individual needs. As local experts, we understand regional weather patterns and construction considerations affecting coverage requirements. Our agency maintains relationships with major carriers to ensure competitive pricing and reliable claims processing for policyholders in Bowling Green and surrounding areas.
Farm Insurance
Specialized insurance solutions protect agricultural operations across Northwest Ohio. Our farm policies cover equipment, livestock, and crop losses while addressing liability concerns for working farms. We offer both standard farm owner packages and specialized crop insurance programs meeting USDA requirements. With decades of experience serving rural communities, our team understands the unique risks facing modern agricultural businesses and provides customized risk management strategies.
Business Insurance
We protect local businesses through customized commercial insurance packages. Our offerings include business owner policies (BOP), liability coverage, and industry-specific protections for retail, manufacturing, and service enterprises. As an independent agency, we access multiple carriers to create cost-effective solutions meeting each business's unique risk profile. Our team works closely with owners to ensure proper coverage for property, operations, and liability exposures across Northwest Ohio.
Crop Insurance
USDA-approved crop insurance programs protect farmers against yield losses and revenue declines. We specialize in federal crop insurance programs meeting regulatory requirements while providing supplemental coverage options. Our agency maintains expertise in local growing conditions and commodity markets to help farmers manage production and price risks. With personalized service since 1981, we ensure agricultural clients maintain financial stability through changing environmental and market conditions.
People
Bonnie Kathrens
Founder
Established the agency in 1981 as a Farmers Insurance agent. Built a family-owned business emphasizing personalized service and multi-carrier options. Retired after decades of serving Northwest Ohio clients.
Gary Kathrens
Co-Founder
Joined the agency after Bonnie's initial success. Helped expand service offerings and carrier partnerships. Retired after building a reputation for client advocacy and insurance expertise.
Brandon Kathrens
Current Agent
Groomed to lead the agency since 2001. Manages day-to-day operations while maintaining family commitment to personalized service. Handles complex insurance needs for residential and commercial clients.
Sarah
Insurance Agent
Assists clients with policy selection and claims processing. Recognized for patient explanations and thorough coverage reviews. Handles specialty insurance needs including classic cars and farm equipment.
Jeanna
Customer Service Specialist
Supports policyholders with billing questions and coverage adjustments. Praised for prompt communication and proactive policy reviews. Ensures seamless client experience during claims processes.
Questions
What insurance products do you offer?
We provide auto, home, farm, business, crop, ATV, motorcycle, RV, umbrella, and renters insurance policies tailored to individual needs.
How are you different from big insurance companies?
As an independent agency, we offer multiple carrier options instead of pushing one company's products, ensuring personalized service through dedicated agents.
Can I report claims after business hours?
Yes, we provide after-hours claims numbers for Progressive and Buckeye Insurance policyholders, with regular business hours Monday-Friday 8am-5pm.
Do you offer online payment options?
Yes, our Online Service Center allows policyholders to make payments, update contact info, and manage policy changes through our secure website.
How do you help clients save money?
We periodically review policies to ensure optimal coverage and cost-effectiveness, leveraging multiple carrier relationships to find competitive pricing options.
What areas do you serve?
Primarily Bowling Green and surrounding Northwest Ohio communities, with personalized service available to clients across the state.
