Business Details
16 Years
experience
Your Trusted Insurance Partner in Kernersville, NC
Moon-Shina Insurance Solutions has been dedicated to empowering clients with informed insurance decisions since 2010. Our team combines over 40 years of collective industry experience, specializing in Medicare, supplemental, and life insurance solutions. We prioritize personalized guidance to help clients navigate complex enrollment processes and avoid costly penalties. With a client-first approach, we serve residents across North Carolina and multiple other states, offering access to 75+ products from 8 national carriers. Our professionals, including President Tim Shinaa certified Fraternal Insurance Counselor with 25+ years in the fielddeliver no-cost, no-obligation consultations tailored to individual needs.We maintain transparency in all communications, ensuring clients understand their coverage options and long-term benefits. Our commitment extends beyond initial enrollment, with periodic check-ins to confirm ongoing satisfaction and adapt to changing circumstances. As an independent agency, we focus on client education rather than specific carrier products, fostering trust through unbiased advice. Our office in Kernersville, NC, operates Monday-Friday 9am-5pm, with Saturday appointments available for added convenience.
Services
Medicare Solutions
Supplemental Insurance Plans
Life Insurance
Details
- Year established: 2010
Highlights and features
- We offer 25+ years of Medicare insurance expertise with certified professionals.
- Our no-cost consultations provide unbiased comparisons across 8 national carriers.
- We serve clients in North Carolina and multiple other states with local market knowledge.
- Our team maintains ongoing support through periodic coverage check-ins.
- We specialize in avoiding late enrollment penalties and clarifying complex options.
Associations and certifications
- Fraternal Insurance Counselor (FIC)
- Fraternal Insurance Counselor Fellow (FICF)
What people say
Best coverage
Professionalism and helpfulness
Knowledgeable
Highly recommend
Periodic check-ins
Services
Medicare Solutions
We provide comprehensive Medicare enrollment guidance, helping clients understand Part A/B/D options and Advantage plans. Our experts clarify eligibility requirements, late enrollment penalties, and coverage gaps. With access to multiple carriers, we tailor solutions for individuals transitioning to Medicare or seeking supplemental protection.
Supplemental Insurance
Our supplemental insurance plans address healthcare costs not covered by original Medicare. We analyze client health profiles to recommend policies covering co-payments, deductibles, and emergency care. This includes Medigap plans and specialized coverage for chronic conditions, ensuring financial protection against unexpected medical expenses.
Life Insurance
We offer term and permanent life insurance solutions to protect families and estates. Our advisors assess clients' financial obligations, dependents' needs, and long-term goals. We provide policy comparisons across carriers, emphasizing death benefit adequacy, premium affordability, and cash value accumulation potential.
People
Tim Shina
President
Certified Fraternal Insurance Counselor with 25+ years in Medicare insurance. Former executive at American General and United Healthcare. Specializes in enrollment education and penalty avoidance for seniors.
Questions
What Medicare plan options do you explain during consultations?
We clarify Original Medicare (Parts A/B/D), Advantage plans, Medigap supplements, and prescription coverage options during no-cost consultations.
Do you help clients outside North Carolina?
Yes, we assist clients in multiple states with Medicare enrollment and insurance planning through virtual consultations.
How do you help avoid late enrollment penalties?
We provide enrollment timelines and coverage gap analyses to prevent penalties for Part B/D and Advantage plans.
What life insurance policy types do you offer?
We provide term life, whole life, and universal life insurance policies from multiple national carriers.
Can I review my current coverage with your team?
Yes, we conduct annual coverage reviews to ensure existing policies meet changing healthcare and financial needs.
