Business Details
15 Years
experience
Trusted Insurance Solutions for Small Businesses and Contractors
Citizens General Insurance Brokers specializes in providing tailored insurance solutions for small businesses and contractors. Since 2011, our team of dedicated professionals has served construction industry tradesmen with high-quality coverage designed to meet unique needs. As an independent agency, we represent top-rated carriers to offer unbiased advice and competitive pricing. Our expertise spans general liability, workers' compensation, commercial auto, and specialized contractor bonds. We prioritize risk management strategies to help clients protect their assets while maintaining affordability. With a proven track record of helping thousands of businesses secure appropriate coverage, we combine industry knowledge with personalized service.Our commitment to excellence is demonstrated through our 12% average premium savings for customers and 24/7 support for policy management. We maintain strong relationships with trusted carriers to ensure comprehensive protection options. Our agency's reputation as a go-to resource for contractor insurance reflects our deep understanding of construction industry risks. Through continuous education and proactive client communication, we help businesses navigate complex insurance requirements with confidence.
Services
General Liability Insurance
Workers Compensation Insurance
Commercial Auto Insurance
Contractor Bonds
Business Owners Insurance
Umbrella Insurance
Builders Risk Insurance
Inland Marine Insurance
Professional Liability Insurance
Payment Bonds
Details
- Year established: 2011
Highlights and features
- We have over 12 years of specialized experience in contractor insurance.
- We work with multiple top-rated insurance carriers for unbiased comparisons.
- Our independent agency model ensures objective coverage recommendations.
- We help clients save an average of 12% on insurance premiums.
- We provide dedicated support for construction industry-specific insurance needs.
What people say
Super fast
Great customer support
Cheapest liability insurance
Great deals
Proficient and helpful
Services
General Liability Insurance
This insurance protects businesses from common claims like property damage and bodily injury. It covers legal defense costs and settlements up to policy limits. Ideal for contractors and small businesses facing daily operational risks, this coverage helps maintain financial stability during unexpected incidents.
Workers Compensation Insurance
Mandatory coverage protecting both employers and employees from work-related injury costs. It covers medical expenses, lost wages, and rehabilitation costs. California contractors benefit from customized policies that comply with state regulations while minimizing financial exposure from workplace accidents.
Commercial Auto Insurance
Specialized vehicle coverage for business-owned trucks, vans, and equipment transport vehicles. This policy includes liability protection for accidents and property damage, plus optional comprehensive coverage. Tailored for construction businesses with commercial vehicle fleets requiring higher liability limits.
Contractor Bonds
These financial guarantees ensure project completion and payment fulfillment. Includes bid bonds, performance bonds, and payment bonds that protect clients from contractor default. Essential for securing public works contracts and maintaining industry trust through financial accountability.
Business Owners Insurance
Combined package covering commercial property and liability risks. Includes protection for business premises, equipment, and liability claims. Designed for small businesses needing comprehensive coverage with customizable options for property damage, business interruption, and third-party claims.
Questions
What types of insurance do you specialize in?
We specialize in contractor insurance including general liability, workers' compensation, commercial auto, and construction bonds. We also offer business owners policies and specialized coverage for construction industry risks.
How can I get a quote?
Request a quote through our website or call (800) 498-0884. Our agents will analyze your business needs and provide customized coverage options with competitive pricing within minutes.
Are you licensed to operate in California?
Yes, we are a licensed insurance agency serving California contractors and businesses. Our agents hold proper credentials to provide insurance solutions across the state.
What payment options are available?
We offer flexible payment terms through our carrier partners. Specific options depend on your chosen policy and insurance provider, including installment plans and annual payment discounts.
How quickly can I get coverage?
Most policies can be issued within one business day. Our streamlined process allows quick certificate issuance and immediate coverage activation for urgent project requirements.
Do you offer 24/7 claims support?
While our office hours are Monday-Friday 7:30 AM-4:00 PM PST, we provide emergency contact options for urgent claims assistance outside regular business hours.
