Business Details
6 Years
experience
Your Trusted Insurance Partner in Mitchell, SD
At Kelly Gross Insurance, we pride ourselves on delivering personalized insurance solutions tailored to the unique needs of Mitchell and surrounding communities. With over four decades of combined experience in banking management and insurance sales, our team understands the importance of protecting what matters most to South Dakotans. Our agency, established in 2020, builds upon a legacy of local expertise dating back to 1916 through our partnership with De Smet Farm Mutual Insurance Company. We specialize in farm/ranch, homeowners, automobile, and renters insurance, ensuring comprehensive coverage for every lifestyle. Our commitment to exceptional customer service is reflected in our community involvement, including leadership roles in local organizations and volunteer initiatives.As a locally owned agency, we prioritize South Dakota-based decision-making, guaranteeing that your policies and claims are handled by neighbors who understand regional needs. Our historic office at 110 East Second Street stands as a testament to our dedication to preserving community heritage while providing modern insurance solutions. We combine proven industry knowledge with personalized attention to help clients navigate risk management confidently. Our team's deep roots in Mitchell ensure a nuanced understanding of local agricultural, residential, and commercial insurance requirements. Through transparent communication and tailored policy options, we strive to be the trusted insurance partner for generations of South Dakotans.
Services
Farm & Ranch Insurance
Homeowners Insurance
Automobile Insurance
Renters Policy
Insurance Services
Details
- Year established: 2020
Highlights and features
- We offer locally tailored insurance solutions with South Dakota-based decision-making
- Our team combines 40+ years of banking and insurance industry experience
- We maintain active community leadership roles in local organizations and churches
- Our partnership with De Smet Farm Mutual Insurance ensures regionally specific coverage
- We operate from a historic Mitchell building restored to architectural excellence
Services
Farm & Ranch Insurance
Our Farm/Ranch policy protects South Dakota agricultural operations with comprehensive coverage for residences, personal property, farm buildings, machinery, and livestock. This tailored solution addresses both personal and farm liability concerns while accommodating unique rural property needs. Backed by De Smet Farm Mutual's local decision-making, we ensure policies reflect regional agricultural challenges and opportunities.
Homeowners Insurance
We provide customized homeowners insurance covering primary residences, other structures, and personal property with optional liability protection. Our policies adapt to South Dakota's climate and property risks while maintaining affordability through locally set rates. The coverage extends to unique property features common in Mitchell's historic neighborhoods and modern developments.
Automobile Insurance
Our automobile insurance solutions protect personal and farm vehicles with flexible coverage options that complement home and farm policies. We address South Dakota driving conditions including rural roadways and seasonal weather patterns. Bundling options create cost-effective protection packages for Mitchell-area drivers.
People
Kelly Gross
Agent/Agency Owner
A Mitchell resident since 1979, Kelly Gross combines business administration expertise with decades of insurance and banking experience. As a Dakota Wesleyan University graduate and former Watertown agency owner, he brings community leadership through roles at First United Methodist Church and Wesley Acres Foundation. His agency prioritizes personalized service and local decision-making.
Logan Smith
Agent
Born and raised in Mitchell, Logan Smith serves as a dedicated agent with architectural design expertise from Mitchell Technical Institute. A 12-year South Dakota National Guard veteran and local family man, he combines military discipline with community knowledge to address home, farm, and auto insurance needs through De Smet Farm Mutual products.
Questions
What insurance products does Kelly Gross Insurance offer?
We provide farm/ranch, homeowners, automobile, and renters insurance policies through De Smet Farm Mutual Insurance Company, tailored to South Dakota residents' specific needs.
How does local decision-making benefit policyholders?
South Dakota-based decisions ensure your insurance rates, policy approvals, and claims processing reflect regional agricultural conditions, property values, and community-specific risks.
Can I get coverage for unique property features?
Yes, our policies accommodate distinctive properties including historic buildings like our 1916 bank-turned-office, with specialized coverage options for architectural elements and heritage structures.
How do claims get handled locally?
South Dakotan claims specialists manage your case from start to finish, ensuring understanding of regional agricultural practices, weather patterns, and community rebuilding resources.
