Business Details
Your Trusted Insurance Partner in Crosslake, MN
Lakes Central Insurance has built a reputation as a trusted independent insurance agency serving Minnesota and neighboring states. With over 60 years of combined experience, our team of fully licensed brokers specializes in crafting customized insurance solutions tailored to the unique needs of our clients. We work with more than 40 insurance providers to ensure competitive pricing and comprehensive coverage across home, auto, life, health, commercial, and recreational insurance. Our local expertise allows us to stay ahead of regional risk factors, providing proactive guidance to help clients navigate evolving insurance landscapes.We prioritize open communication and personalized service, ensuring clients feel supported throughout their insurance journey. Our commitment to the community extends beyond insurance, as evidenced by our A+ Better Business Bureau rating and active involvement in local chambers of commerce. By maintaining long-standing relationships with carriers, we maintain independence to advocate solely for our clients' best interests. Whether meeting in person at one of our three Minnesota offices or through virtual consultations, we deliver the same level of dedicated service that has made us a neighborly presence in the insurance industry.
Services
Home Insurance
Auto Insurance
Renters Insurance
Life Insurance
Health Insurance
Commercial Insurance
Motorcycle Insurance
Boat Insurance
Recreational Insurance
Umbrella Insurance
Highlights and features
- We offer 60+ years of combined insurance expertise with local market knowledge
- Our team works with 40+ insurance carriers to find optimal coverage options
- We maintain an A+ Better Business Bureau rating for ethical business practices
- Our brokers provide proactive risk management guidance tailored to Minnesota's unique needs
- We offer personalized service through three convenient Minnesota office locations
Associations and certifications
- Better Business Bureau
What people say
Outstanding service
Savvy professionals
Quality service
Quick response
Great communication
Services
Home Insurance
Our home insurance policies protect Minnesota homeowners against property damage, liability claims, and additional living expenses. We customize coverage to include unique features like lakefront property protections and seasonal home considerations. With access to multiple carriers, we help clients find policies that balance comprehensive protection with affordable premiums while addressing regional risk factors.
Commercial Insurance
We provide tailored commercial insurance solutions for Minnesota businesses, including property coverage, liability protection, and business interruption insurance. Our brokers understand local industry risks and help businesses create comprehensive risk management plans. We represent multiple carriers to ensure competitive pricing while maintaining appropriate coverage levels for various business types.
Auto Insurance
Our auto insurance policies cover personal and commercial vehicles with options for liability, collision, and comprehensive coverage. We help clients navigate Minnesota's specific insurance requirements while finding cost-effective solutions. Our brokers work with multiple carriers to ensure competitive rates and customized coverage options for different vehicle types and driver profiles.
Boat and Watercraft Insurance
We specialize in boat and watercraft insurance for Minnesota's lake communities, covering damage, liability, and equipment protection. Our policies address unique aspects like seasonal storage and regional waterway regulations. With expertise in recreational marine insurance, we help clients protect their watercraft investments while ensuring compliance with local boating requirements.
Umbrella Insurance
Our umbrella insurance policies provide additional liability protection beyond standard home or auto policies. We help clients assess their risk exposure and determine appropriate coverage limits. These policies offer cost-effective protection against major claims that could exceed primary policy limits, providing valuable security for Minnesota residents and businesses.
People
Shane Paskey
President
Shane Paskey leads Lakes Central Insurance with over 20 years of industry experience. He specializes in commercial insurance solutions and has built strong carrier relationships to benefit clients. Shane actively contributes insurance insights through our blog and maintains a focus on personalized client service.
Joleen Schwartz
Licensed Insurance Professional
Joleen Schwartz provides expert insurance guidance with specialized knowledge in personal and commercial policies. She works closely with clients to understand their unique coverage needs and delivers tailored risk management solutions. Joleen maintains direct communication with policyholders to ensure ongoing satisfaction.
Marty Johnson
Licensed Insurance Professional
Marty Johnson brings extensive experience in automotive insurance products to our team. He helps clients navigate vehicle coverage options while maintaining focus on cost-effective solutions. Marty provides personalized support for both individual and commercial vehicle insurance needs.
Questions
What types of insurance do you offer?
We provide home, auto, life, health, commercial, renters, motorcycle, boat/watercraft, recreational, and umbrella insurance policies tailored to Minnesota residents and businesses.
How do you find competitive insurance rates?
As an independent agency with relationships across 40+ carriers, we leverage our network to negotiate competitive pricing while maintaining comprehensive coverage for our clients.
Are you accredited by any industry organizations?
We maintain an A+ rating with the Better Business Bureau and work exclusively with reputable insurance carriers to ensure quality service and coverage options.
Do you serve clients outside Minnesota?
While based in Minnesota, we also serve clients in Iowa, North Dakota, South Dakota, and Wisconsin through our network of insurance providers.
