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Your Trusted Insurance Partner in Southwest Florida
At Jones Family Insurance, we work closely with clients to create personalized insurance plans tailored to their unique needs, whether for individuals, families, or businesses. With over a decade of industry experience, our team leverages a network of 40+ top-rated insurance providers to secure competitive rates and comprehensive coverage. Headquartered in Punta Gorda, Florida, we prioritize community engagement through local sponsorships and volunteer work while maintaining offices in Fort Myers and Naples.

Our approach combines deep expertise in surety bonds, commercial auto policies, and payroll services with a commitment to treating every client as part of our extended family. We specialize in simplifying complex insurance decisions through clear communication and dedicated support.
Services
Auto Insurance Home Insurance Business Insurance Payroll Services Flood Insurance Umbrella Insurance Commercial Auto Workers Compensation Errors & Omissions Insurance
Highlights and features
  • We offer personalized insurance solutions through a network of 40+ top-rated providers
  • Our team has 14+ years of combined experience in surety bonds and commercial insurance
  • We provide comprehensive payroll services for businesses with 4-100+ employees
  • Our local offices serve Southwest Florida communities with personalized support
  • We maintain A-rated or better partnerships with insurers like Heritage and Southern Oak
What people say
Personalized service Competitive rates Knowledgeable team Local expertise Quick response
Services
Business Property Insurance
Protect your business assets with comprehensive property insurance covering buildings, equipment, inventory, and business interruption. Our policies include flood protection for Southwest Florida businesses and liability coverage to safeguard against third-party claims. We help combine property and liability insurance for cost-effective bundled solutions.
Payroll Services
Streamline payroll processing with tax reporting, workers' compensation management, and compliance support for businesses of all sizes. Our services handle quarterly filings, year-end tax forms, and workers' comp administration to let you focus on core business operations.
Commercial Auto Insurance
Secure tailored commercial auto policies for businesses relying on transportation. We provide coverage for vehicles used in daily operations, protecting against accidents, theft, and liability claims while ensuring compliance with state requirements.
Workers Compensation
Obtain mandatory workers' compensation coverage for employee injuries or illnesses. Our policies meet Florida requirements and include payroll reporting services to simplify compliance for businesses with varying employee counts.
Errors & Omissions Insurance
Protect your professional services with E&O coverage against claims of negligence or mistakes. This liability insurance covers legal costs and settlements for consultants, real estate agents, and other professionals providing advice or specialized services.
People
Matthew Jones
President & CEO
With 14 years in insurance and surety bonds, Matthew leads our agency's expansion while serving on local boards including Charlotte Prep and Florida Bail Agents Association. He manages relationships with 40+ insurance carriers.
Sadie Hineline
Customer Service Representative
A Port Charlotte resident pursuing international business studies, Sadie brings 4 years of management experience from Kid Star Arcade. She handles client inquiries and policy support at our Punta Gorda office.
Angela Pennell
Office Assistant
With 20+ years in customer service and law office management, Angela supports daily operations. A Charlotte County resident since 2003, she coordinates office logistics and client communications.
Morgan Timko
Marketing
Morgan leads our marketing initiatives, creating content and campaigns that highlight our community involvement and insurance expertise across Southwest Florida.
Questions
What types of insurance do you offer?
We provide auto, home, business, flood, umbrella, commercial auto, workers' compensation, and errors & omissions insurance policies tailored to individual and business needs.
Do you serve businesses of all sizes?
Yes, our payroll services and business insurance solutions support companies with 4-100+ employees across Southwest Florida.
Are you affiliated with major insurance providers?
We partner with 40+ top-rated insurers including Heritage, Southern Oak, and United Property & Casualty to ensure quality coverage options.
What areas do you cover?
We serve Punta Gorda, Fort Myers, Naples, Port Charlotte, North Port, and surrounding areas in Charlotte and Lee Counties.
How can I get a quote?
Request a quote online or contact our Punta Gorda office at (941)205-0191, Fort Myers at (239)552-4111, or Naples at (239)227-2349 for personalized assistance.
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