Business Details
Your Trusted Insurance Partner in Edwardsville, IL
Hosto Financial is an independent insurance agency with over three decades of experience serving Edwardsville, Glen Carbon, Maryville, Troy, and surrounding communities. Our team prioritizes personalized service, leveraging deep local knowledge to provide tailored insurance solutions for individuals, families, and businesses. We represent top-rated carriers like Progressive and Travelers, ensuring competitive pricing while maintaining a focus on expert guidance and client satisfaction.As lifelong Illinois residents, we understand the unique needs of our community and are committed to delivering long-term protection backed by strategic advice. Our award-winning service, including the 2023 Travelers S.T.A.R. Award, reflects our dedication to transparency, client education, and building lasting relationships through face-to-face interactions rather than impersonal call centers.
Services
Auto Insurance
Home Insurance
Business Owners Insurance
Workers Compensation
Flood Insurance
Umbrella Coverage
Collector Car Insurance
Valuable Possessions Insurance
Highlights and features
- We offer 30+ years of local insurance expertise in Edwardsville and surrounding areas.
- Our independent agency model compares top-rated carriers for optimal coverage and pricing.
- We provide personalized risk management solutions tailored to individual and business needs.
- Our team holds the Travelers S.T.A.R. Award for superior client service and satisfaction.
- We serve clients across Illinois and Missouri with in-depth knowledge of regional regulations.
Associations and certifications
- Travelers Insurance Company
What people say
Knowledgeable, professional
Great to work with
Quick turnaround
Services
Auto Insurance
We provide comprehensive auto insurance solutions for personal and commercial vehicles. Our policies include liability protection, collision coverage, and uninsured motorist options. With access to multiple carriers, we help clients find affordable rates while ensuring adequate protection for drivers in Illinois and Missouri.
Home Insurance
Our home insurance policies protect against fire, theft, and natural disasters with customizable coverage options. We offer replacement cost coverage, personal property protection, and additional living expense coverage. Specialized options include flood insurance, collector car coverage, and valuable possessions scheduling for high-value items.
Business Owners Insurance
We provide tailored business insurance packages combining property, liability, and specialized protections. Our solutions cover commercial vehicles, general liability, surety bonds, and industry-specific risks. Policies can be customized for contractors, landlords, and non-profit organizations across the St. Louis Metro area.
Workers Compensation
Our workers' compensation insurance meets state requirements while protecting businesses from workplace injury claims. We offer policies that cover medical expenses, lost wages, and legal defense costs. Our team helps businesses navigate compliance and risk management to minimize workplace liabilities.
Umbrella Insurance
We offer umbrella policies that provide additional liability protection beyond standard auto and home insurance limits. These policies cover legal defense costs and damages exceeding primary policy limits, protecting assets from major lawsuits related to accidents, defamation, or property damage.
People
Barry Hosto
Owner/Agent
With over 30 years of insurance experience, Barry leads Hosto Financial as a trusted local advisor. He specializes in personalized coverage solutions for individuals and businesses across Illinois and Missouri.
Leah
Insurance Professional
Leah works closely with clients to understand their unique insurance needs and provide tailored solutions. Her focus on exceptional customer service has earned her recognition in client reviews for knowledgeable and responsive support.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, renters), business insurance (commercial auto, workers compensation), specialty coverage (collector cars, flood insurance), and umbrella policies.
How can you help me save on insurance costs?
As an independent agency, we compare multiple carriers to find competitive rates while maintaining quality coverage tailored to your specific needs.
Do you serve businesses outside Edwardsville?
Yes, we serve businesses throughout the Illinois Metro area including Glen Carbon, Maryville, Troy, and the greater St. Louis region.
What happens if I need to file a claim?
Contact us directly at 618-831-8040 or use our online service center to report claims. We'll guide you through the process and advocate for your best outcome.
Are you licensed to operate in Missouri?
Yes, our agency holds insurance licenses in both Illinois and Missouri to serve clients across state lines.
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