Business Details
20 Years
experience
Trusted Contractor Insurance Solutions in Oceanside, CA
Craft Guard Insurance was founded in 2006 with a clear mission: to provide contractors and small business owners with affordable, comprehensive insurance solutions while saving them time and money. Our team understands the unique challenges contractors face because we come from a contracting background ourselves. We recognized a gap in the market for insurance services tailored specifically to contractors' needs, which led us to establish a company that prioritizes prompt service, competitive pricing, and personalized support. With over 15 years of industry experience, we've built a reputation for delivering robust coverage options, including general liability, workers compensation, and commercial auto insurance, alongside same-day certificate issuance. Our commitment to exceptional customer service means our agents take the time to understand each client's specific requirements before recommending coverage solutions.We pride ourselves on our ability to handle certificate requests efficiently, ensuring contractors can focus on winning bids without insurance delays. Our office hours are structured to accommodate busy schedules, operating Monday through Friday from 7:30 AM to 5:30 PM. While we specialize in serving California and Texas contractors, our dedication to quality service extends to all clients regardless of location. Through our deep industry knowledge and client-first approach, we've earned numerous testimonials praising our knowledgeable staff, responsive service, and competitive rates. We remain committed to evolving with our clients' needs while maintaining our founding principle of providing reliable insurance solutions that protect both businesses and livelihoods.
Services
General Liability Insurance
Workers Compensation Insurance
Commercial Auto Insurance
Tools and Equipment Insurance
License Bonds
Excess Liability Insurance
Builders Risk Insurance
Cannabis Industry Insurance
Details
- Year established: 2006
Highlights and features
- We offer over 15 years of specialized insurance experience for contractors
- Our same-day certificate issuance ensures timely project compliance
- Knowledgeable agents provide personalized insurance recommendations
- Competitive rates save clients hundreds annually on insurance costs
- Prompt handling of certificate requests with 24-hour processing standard
What people say
Amazing customer service
Same day certificate
Knowledgeable agents
Competitive pricing
Prompt payment reminders
Services
General Liability Insurance
General Liability Insurance protects contractors against claims of bodily injury, property damage, and personal injury during business operations. This essential coverage helps contractors meet contractual requirements while protecting their financial interests. Our policies provide comprehensive protection with competitive rates tailored to various contracting specialties.
Workers Compensation Insurance
Workers Compensation Insurance provides wage replacement and medical benefits for employees injured on the job. Required in California and most states, this coverage protects both workers and business owners from financial losses due to workplace injuries. Our policies ensure compliance while offering robust protection for contracting businesses.
Commercial Auto Insurance
Commercial Auto Insurance covers business vehicles with protections including liability, collision, and comprehensive coverage. This essential policy safeguards contractors' vehicles used for work purposes against accidents, theft, and other damages. Our plans include customizable options to meet specific business transportation needs.
Tools and Equipment Insurance
Tools and Equipment Insurance protects valuable movable equipment used at job sites. Ideal for contractors who transport tools regularly, this coverage safeguards against loss, damage, or theft of essential work equipment. Our policies help maintain business continuity by ensuring quick replacement of critical tools.
License Bonds
License Bonds provide financial guarantees for contractors' compliance with state regulations. Required for licensing in California and Texas, these bonds protect clients by ensuring contractors meet legal and professional obligations. We offer fast, efficient bonding solutions tailored to contractors' specific licensing needs.
People
Joshua E. Lenahan
Founder & CEO
With over 15 years in the insurance industry and a contracting background, Joshua established Craft Guard Insurance to address contractors' unique insurance needs. His leadership focuses on combining industry expertise with personalized service to deliver optimal insurance solutions.
Stacee
Client Services Specialist
Stacee provides exceptional client support, known for resolving policy issues promptly and maintaining proactive communication with clients. Her dedication to client satisfaction has earned numerous positive testimonials from long-term customers.
Luke
Insurance Agent
Luke offers personalized insurance guidance with attention to detail, helping clients understand their coverage options. His professional approach and commitment to finding optimal insurance solutions have made him a trusted advisor for many contractors.
Questions
What types of insurance do you offer for contractors?
We provide general liability, workers compensation, commercial auto, tools and equipment insurance, license bonds, excess liability, builders risk, and cannabis industry insurance tailored for contractors' needs.
How quickly can I get a certificate of insurance?
Most certificates are issued within 24 hours, with same-day processing available when we receive your policy number from the carrier.
Do you serve contractors outside California and Texas?
While our physical office serves California, we provide insurance solutions to contractors across both California and Texas states.
What payment options are available?
Contact our office directly to discuss available payment methods and options for your insurance policies.
How do you help contractors save money?
Our industry expertise identifies cost-saving opportunities, with clients reporting annual savings of hundreds to thousands of dollars through our competitive rate comparisons.
What if I need insurance urgently?
Call our office immediately - we prioritize prompt assistance and often provide same-day insurance solutions for urgent contractor needs.
