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20 Years
experience
Emergency
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Your Trusted Insurance Partner in Surprise, AZ
Fowler Insurance Agency is a family-owned business established in 2006, dedicated to providing tailored insurance solutions for both commercial and personal clients. With over 50 years of combined industry experience, we prioritize lowering clients' risk costs while protecting their assets and offering peace of mind. As an independent agency, we partner with top-rated carriers to deliver customized insurance plans at competitive rates. Our philosophy centers on treating clients like family, offering individualized attention through virtual or in-person consultations at our Surprise, Arizona office. We specialize in hard-to-place risks and provide comprehensive coverage options, including workers' compensation, commercial auto, property insurance, and personal lines.

Our team is committed to transparency, prompt communication, and leveraging decades of expertise to meet diverse client needs. Recognized for exceptional service, we maintain strong relationships with A.M. Best 'A' rated carriers and emphasize community involvement through partnerships with local nonprofits. Clients benefit from 24/7 claim support, flexible payment plans, and a consultative approach that prioritizes long-term client satisfaction over transactional interactions.
Services
Commercial Insurance Personal Insurance Homeowners Insurance Auto Insurance Life Insurance Workers Compensation Business Interruption Insurance Garage Liability Insurance Disability Insurance Long-Term Care Insurance
Details
  • Year established: 2006
Highlights and features
  • We offer 50+ years of combined insurance expertise with personalized service.
  • Our independent agency provides access to multiple A.M. Best 'A' rated carriers.
  • We specialize in customized solutions for hard-to-place commercial risks.
  • 24/7 claim support with direct carrier connections for faster resolution.
  • Community-focused approach with local nonprofit partnerships and client education.
Associations and certifications
  • A.M. Best
What people say
Expertise and professionalism Prompt and thorough assistance Competitive rates and coverage Knowledgeable and easy to talk to Go above and beyond
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions for businesses of all sizes, including workers' compensation, property insurance, and general liability. Our specialized programs address hard-to-place risks with tailored coverage options. Clients benefit from competitive rates and partnerships with top-rated carriers to protect their operations from fire, liability claims, and other threats.
Personal Insurance
Our personal insurance services cover auto, homeowners, and life insurance with customized plans for individual needs. We offer disability, annuity, and long-term care policies to protect personal assets. Clients receive expert guidance on navigating insurance options with a focus on affordability and comprehensive protection for families and individuals.
Homeowners Insurance
We deliver tailored homeowners insurance policies that protect against property damage, liability claims, and personal losses. Our coverage includes standard protections plus optional endorsements for unique risks. Clients receive personalized risk assessments and competitive pricing through our network of A.M. Best-rated carriers.
Auto Insurance
Our auto insurance solutions provide liability, collision, and comprehensive coverage for personal and commercial vehicles. We offer flexible payment plans and discounts for multi-policy bundling. Clients benefit from 24/7 claim reporting and direct carrier connections for expedited claims processing and roadside assistance.
Life Insurance
We offer term and permanent life insurance policies to secure clients' financial futures. Our solutions include coverage for final expenses, income replacement, and estate planning. Clients receive personalized consultations to determine appropriate coverage amounts and policy structures that align with their long-term financial goals.
Questions
What types of insurance do you offer?
We provide commercial insurance (workers' compensation, property, liability) and personal insurance (auto, homeowners, life, disability, long-term care) with specialized programs for hard-to-place risks.
Are you available outside regular business hours?
Yes, we offer 24/7 claim reporting and emergency assistance. Our office hours are Monday-Friday 8:30 AM-4:00 PM, but we're reachable anytime for urgent needs.
How do you handle insurance claims?
We forward claims directly to your carrier for immediate processing. We provide guidance throughout the process and maintain partnerships with carriers to expedite resolutions.
Can you help with hard-to-place insurance risks?
Yes, we specialize in customized solutions for challenging commercial risks through our network of specialty carriers and 50+ years of industry expertise.
Do you offer payment plans?
Yes, flexible payment options are available for all accounts. Contact your agent to discuss installment plans that suit your financial needs.
What areas do you serve?
While based in Surprise, Arizona, we serve clients nationwide through virtual consultations and maintain local expertise for Arizona businesses and residents.