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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Kirkland, WA
Since 1963, the Ballard Agency has remained steadfast in its commitment to providing tailored insurance solutions for both individuals and businesses. As a family-owned and operated agency, we understand the unique challenges faced by closely held businesses and work diligently to advocate for our clients before, during, and after policy implementation. Our team collaborates with top-tier carriers such as Chubb, Safeco, and Travelers to design coverage programs that address specific client needs, serving everyone from small local businesses to national accounts. With expertise spanning industries like construction, food and beverage, hospitality, and manufacturing, we prioritize risk management and comprehensive protection.

Owner Chris Ballard, a licensed insurance agent with nearly two decades of experience, actively leads the agency, ensuring a legacy of personalized service and industry leadership. Our focus on identifying potential risks and implementing proactive strategies has earned us the trust of thousands of clients over five decades. We pride ourselves on simplifying complex insurance needs and delivering peace of mind through customized coverage solutions that safeguard assets and futures.
Services
Construction Insurance Food & Beverage Insurance Hospitality Insurance Wholesale Distribution Insurance Manufacturing Insurance Professional Services Insurance Real Estate Insurance Personal Insurance Risk Management Errors & Omissions Coverage
Details
  • Year established: 1963
Highlights and features
  • Family-owned agency with 60+ years of industry experience
  • Tailored coverage through partnerships with top-tier carriers
  • Specialized expertise in construction, hospitality, and manufacturing sectors
  • Proactive risk management strategies for businesses of all sizes
  • Owner-led service ensuring personalized client advocacy
What people say
Competent partner Get things done Comprehensive insurance program
Services
Construction Insurance
We provide specialized insurance programs for construction firms addressing project-specific risks. Our policies cover equipment damage, liability claims, and financial losses from delays or accidents. With expertise in both small and large-scale projects, we help contractors mitigate risks associated with timelines, investments, and regulatory compliance.
Food & Beverage Insurance
Our industry-specific solutions protect food processing, manufacturing, and packaging businesses. Coverage includes product liability, spoilage, contamination, and recall risks. We offer tailored policies for breweries and brewpubs through BeerInsurance.com, addressing unique challenges like trade name restoration and mechanical breakdowns.
Hospitality Insurance
Designed for restaurants, bars, and hotels, this insurance protects against slip-and-fall liabilities, power outage losses, and inventory damage. We serve chains, franchises, and independent establishments, providing comprehensive protection for property damage and business interruption scenarios.
Professional Services Insurance
Errors and Omissions (E&O) policies safeguard consultants and professionals against claims of negligence or failure to deliver services. Our coverage protects against lawsuit costs arising from contractual disputes or project-related mistakes during or after service delivery.
Personal Insurance
We offer customized insurance for high-net-worth individuals covering homes, investments, vehicles, and valuable assets like yachts or classic cars. Our umbrella policies provide excess liability protection, ensuring comprehensive coverage for personal assets and possessions.
People
Chris Ballard
Owner
Licensed insurance agent with nearly two decades of experience. Purchased the family agency in 2001, continuing its legacy of personalized service and industry leadership since 1963.
Questions
What industries does Ballard Agency specialize in?
We specialize in construction, food & beverage, hospitality, manufacturing, professional services, and real estate insurance, with tailored solutions for breweries and high-net-worth individuals.
How does Ballard Agency tailor insurance coverage?
We work with top carriers like Chubb and Travelers to create customized policies, addressing specific risks through site assessments and industry-specific expertise for businesses of all sizes.
Do you offer personal insurance for high-value assets?
Yes, we provide coverage for homes, real estate investments, classic cars, yachts, and umbrella policies to protect high-net-worth individuals' personal assets and liabilities.
Are you part of any trusted insurance networks?
We are a proud member of the Trusted Choice program, ensuring our clients receive reliable, ethical insurance services backed by industry-leading carriers.