Business Details
26 Years
experience
Emergency
services
Your Trusted Partner for Affordable Health Insurance Solutions
Catalyst Insurance Group has been dedicated to transforming healthcare affordability since its founding in 2000. Our mission focuses on rescuing families and businesses from unsustainable health plans by offering innovative solutions that combine cost savings with comprehensive coverage. We specialize in Minimum Essential Coverage (MEC) plans, Health Savings Accounts (HSAs), and HealthShare memberships that provide 100% preventive care coverage, prescription discounts, and telemedicine access. Our Living Benefits program addresses chronic, critical, and terminal illnesses with flexible cash benefits. With over $40 million saved in medical billing for clients, we prioritize Pro-Life, Pro-Family, and Pro-Freedom values while advocating for patient-doctor autonomy.Our nationwide services include customizable dental and vision plans, 24/7 Telemedicine through Recuro, and phase-in coverage for pre-existing conditions. We emphasize tax savings through HSAs, with individual contributions up to $4,300 and family contributions up to $8,550 annually. Our team educates clients on redirecting healthcare funds toward essential life needs, maintaining transparency in pricing and operations. We operate as a trusted partner for individuals, families, and employers seeking affordable, values-aligned healthcare solutions.
Services
Preventative MEC Plans
HealthShare Memberships
HSA Administration
Living Benefits
Telemedicine Services
Prescription Discount Programs
Chronic Illness Coverage
Critical Illness Protection
Terminal Illness Benefits
Dental & Vision Plans
Details
- Year established: 2000
Highlights and features
- We offer 40-60% savings on health plans with nationwide provider access.
- Our 24/7 Telemedicine service provides immediate healthcare access anytime.
- We guarantee coverage for preventive care, prescriptions, and chronic conditions.
- Our phase-in approach covers pre-existing conditions over time with no exclusions.
- We prioritize Pro-Family values and tax-advantaged savings through HSAs.
Services
Preventative MEC Plans
Our Preventative MEC Plans cover 100% of preventive care services including immunizations, mammograms, colonoscopies, and telemedicine consultations. These plans ensure early detection of health issues while offering prescription discounts up to 75%. Ideal for maintaining workforce health and reducing long-term medical costs through proactive care.
HealthShare Memberships
HealthShare Memberships provide shared coverage for hospitalizations, surgeries, and maternity needs after a member's unshared amount is met. Members select $1,500, $3,000, or $6,000 responsibility amounts per incident. This nonprofit program shares 100% of eligible expenses while allowing freedom in treatment choices and provider selection.
Health Savings Accounts
Our HSA administration services enable tax-free savings for medical expenses. Individuals can contribute up to $4,300 annually, families up to $8,550 with federal tax deductions. Funds cover preventive care, alternative treatments, and qualified medical expenses while encouraging cost-conscious healthcare decisions through consumer-driven spending.
Living Benefits
Living Benefits provide cash payouts for chronic, critical, or terminal illnesses to cover care expenses, income loss, or travel costs. Qualifying conditions include inability to perform daily living activities or diagnoses of 15 specified critical illnesses. Terminal illness coverage applies for life expectancies of 24 months or less.
Telemedicine Services
Telemedicine Services offer 24/7/365 access to healthcare providers through Recuro's network. Patients receive immediate consultations for non-emergency conditions, prescriptions, and specialist referrals. This service reduces office visit costs while ensuring timely medical intervention through secure video and phone consultations.
People
Kent Long
Owner
Kent Long founded Catalyst Insurance Group in 2000 with a mission to reduce healthcare costs for families and businesses. As a veteran agent, he specializes in healthcare reform education and has helped clients save over $40 million in medical expenses through innovative plan structuring.
Questions
What is a HealthShare membership?
HealthShare is a nonprofit medical cost-sharing program where members contribute toward each other's eligible medical expenses. After paying your selected unshared amount ($1,500-$6,000), the program shares up to 100% of remaining costs for major medical events.
How do HSA plans save money?
HSAs allow tax-free savings for medical expenses. Contributions receive federal tax deductions, and funds grow tax-free when used for qualified healthcare costs like preventive care, prescriptions, and alternative treatments.
Are pre-existing conditions covered?
Yes, our phase-in program covers pre-existing conditions over five years. Year one provides $0 coverage, increasing to $30,000 in year two, $60,000 in year three, and full coverage after five years without hospitalization exclusions for common conditions.
What preventive services are included?
Preventative MEC plans cover immunizations, mammograms, colonoscopies, female wellness exams, diet counseling, screenings, and 75% prescription discounts. Telemedicine consultations are available 24/7 for immediate healthcare access.
How does Living Benefits coverage work?
Living Benefits provide cash payouts for chronic, critical, or terminal illnesses. Funds can be used for medical care, travel expenses, or income replacement. Coverage applies when diagnosed with 15 specified critical illnesses or inability to perform daily living activities.
