Business Details
29 Years
experience
Your Trusted Insurance Partner in Panama City, FL
Since 1997, A Action American Insurance has been dedicated to providing comprehensive insurance solutions tailored to the unique needs of residents in Northwest Florida. Our team of experienced professionals specializes in crafting personalized policies that protect homes, vehicles, and recreational assets while maintaining a steadfast commitment to competitive pricing and exceptional customer service. With decades of combined industry expertise, we guide clients through complex coverage options, ensuring they receive optimal protection against risks ranging from natural disasters to liability claims.Our reputation for reliability is built on transparent communication, prompt claims processing, and a deep understanding of local market requirements. We prioritize client education, helping policyholders make informed decisions about dwelling protection, personal property coverage, and specialized insurance for boats, motorcycles, and mobile homes. Our Panama City-based agency remains a trusted advisor in risk management, combining national carrier resources with community-focused service to deliver peace of mind to every client.
Services
Homeowner Insurance
Auto Insurance
Motorcycle Insurance
Boat Insurance
Mobile Home Insurance
Details
- Year established: 1997
Highlights and features
- We offer 28 years of localized insurance expertise since 1997
- Our agents provide personalized policy customization for unique needs
- We maintain partnerships with multiple top-tier insurance carriers
- Our team specializes in Northwest Florida risk management requirements
- We offer comprehensive coverage education during every consultation
Services
Homeowner Insurance
Our homeowner insurance policies protect dwellings, structures, and personal property against common perils like fire, windstorms, and theft. We offer customizable coverage options including liability protection, personal property replacement, and additional endorsements for enhanced security. Our agents help clients understand policy limitations regarding natural disasters while recommending appropriate supplemental coverage.
Auto Insurance
We provide comprehensive auto insurance solutions meeting Florida's legal requirements while offering optional protections like collision coverage, uninsured motorist protection, and rental reimbursement. Our policies protect vehicles against damage from accidents, theft, and natural events while providing liability coverage for bodily injury and property damage claims.
Boat Insurance
Specialized boat insurance policies protect watercraft against physical damage, liability claims, and emergency assistance needs. Our coverage options include protection against collisions, weather damage, and theft while offering customizable deductibles and liability limits tailored to individual boating activities and vessel values.
Motorcycle Insurance
Our motorcycle insurance provides liability coverage for bodily injury and property damage along with optional comprehensive protection against theft, vandalism, and accident-related damage. Policies include uninsured motorist coverage and can be customized with additional protections for high-value motorcycles and specialty riding needs.
Mobile Home Insurance
We offer specialized insurance for mobile and manufactured homes covering physical structure damage, personal property loss, and liability claims. Our policies protect against common perils like fire and theft while offering optional flood insurance and liability extensions for unique risks associated with non-traditional home ownership.
People
Jack Andrews
Contact Representative
Jack Andrews serves as primary contact for A Action American Insurance, leveraging extensive industry experience to connect clients with appropriate coverage solutions through personalized consultations.
Questions
What types of insurance do you offer?
We provide homeowners, auto, motorcycle, boat, and mobile home insurance policies tailored to Northwest Florida residents' specific needs.
Do you offer free insurance quotes?
Yes, we provide free, no-obligation insurance quotes for all our policy types through in-person consultations or phone evaluations.
Are you licensed to operate in Florida?
We are a fully licensed insurance agency serving Northwest Florida with established partnerships across major insurance carriers.
What are your business hours?
Our Panama City office operates Monday-Thursday 9AM-5PM, Wednesday 8AM-12PM, and is closed weekends.
Can I file claims through your agency?
Yes, we assist clients with claim filings and serve as intermediaries between policyholders and insurance carriers throughout the process.
Do you offer 24/7 emergency services?
While our office isn't staffed after hours, we provide emergency contact information for urgent claim situations through our carrier partners.
