Business Details
16 Years
experience
Your Trusted Life Insurance Partner in West Deptford
Get Life Insurance Now has been dedicated to providing accessible life insurance solutions since 2010. Our team specializes in securing coverage for individuals with complex medical histories, including chronic conditions and high-risk profiles, through a nationwide network of over 50 insurance providers. With more than three decades of industry experience, we focus on personalized service, helping clients navigate policy options without requiring medical exams. Our expertise spans term, permanent, simplified issue, and guaranteed issue policies, ensuring tailored solutions for families, seniors, and those previously denied coverage.We prioritize transparency, offering direct consultations to assess individual needs and deliver competitive pricing. Our commitment to client protection extends to educating policyholders about coverage benefits, from funeral expense coverage to estate planning support. Backed by client testimonials and a proven track record, we strive to make life insurance accessible to all, regardless of age or health status.
Services
Term Life Insurance
Permanent Life Insurance
Simplified Issue Policies
Guaranteed Issue Policies
Senior Life Insurance
High-Risk Coverage
Estate Planning Insurance
Funeral Expense Coverage
Details
- Year established: 2010
Highlights and features
- We specialize in high-risk life insurance placements with 30+ years of industry experience
- Our network includes 50+ life insurance providers across the United States
- No medical exams required for policy qualification
- 24/7 availability for urgent insurance needs
- Personalized consultations to match clients with optimal coverage solutions
What people say
No medical exams required
Coverage for pre-existing conditions
Competitive rates
Knowledgeable agents
Quick approvals
Services
Term Life Insurance
Term life insurance provides death benefit protection for specific periods like 10, 20, or 30 years. This solution suits individuals seeking affordable coverage during working years or for specific financial obligations. Premiums remain fixed throughout the term, with options available for both healthy applicants and those with medical histories.
Guaranteed Issue Life Insurance
Guaranteed issue policies offer coverage without medical underwriting, ideal for individuals with serious health conditions. These permanent policies guarantee acceptance up to specified age limits, with death benefits paid after initial waiting periods. Our specialists help clients understand graded benefit structures and premium requirements for conditions like COPD or heart disease.
Senior Life Insurance
Senior-specific policies provide final expense protection for ages 50-80, with simplified application processes. We offer tailored options for older adults seeking to cover funeral costs or leave inheritance, including both term and permanent coverage. Our team assists with policy comparisons across multiple insurers to find optimal senior protection solutions.
Questions
Do you require medical exams for life insurance?
No medical exams are required for our simplified issue and guaranteed issue policies. We offer coverage options specifically designed for applicants who prefer or need to avoid medical underwriting.
Can I get life insurance with pre-existing conditions?
Yes, we specialize in coverage for pre-existing conditions including diabetes, heart disease, and cancer survivorship. Our network includes insurers that accept applicants with various health histories.
What coverage options exist for seniors?
We offer term and permanent life insurance policies for seniors up to age 80, including final expense coverage. Our specialists help older applicants find affordable options regardless of health status.
How quickly can I get coverage?
Simplified issue policies can be approved within one week, while guaranteed issue policies often have even faster processing times. Term policies requiring medical exams typically take 4-8 weeks for approval.
