Business Details
40 Years
experience
Trusted Insurance Solutions for Agents Nationwide
Founded in 1986, American Life and Health Group has established itself as a trusted partner for insurance agents seeking comprehensive support and resources. As a national insurance marketing company and wholly owned subsidiary of Globe Life Inc., we specialize in connecting agents with industry-leading life, health, and Medicare Supplement insurance products. Our commitment to agent success is reflected in our extensive tools, educational seminars, and personalized assistance designed to foster growth and long-term prosperity.With over 35 years of expertise in Medicare Supplement insurance and partnerships with premier carriers, we empower agents to deliver reliable solutions to clients nationwide. Our streamlined processes, flexible annuity options, and innovative policies like the Reserve Fund Annuity underscore our dedication to meeting diverse client needs while maintaining the highest standards of service and integrity.
Services
Medicare Supplement
Reserve Fund Annuity
Final Expense
Critical Illness
Cancer Insurance
Accidental Death Coverage
Juvenile Whole Life
Details
- Year established: 1986
Highlights and features
- We offer 35+ years of expertise in Medicare Supplement insurance.
- Our agents receive extensive resources and training for professional growth.
- We partner with industry-leading carriers like Globe Life Inc.
- Policies require no physical exams for qualifying applicants.
- Reserve Fund Annuity provides guaranteed 3% interest with no withdrawal penalties.
Services
Medicare Supplement
Medicare Supplement insurance helps cover out-of-pocket costs for Medicare beneficiaries. Our policies, offered through trusted carriers, provide comprehensive coverage for deductibles and coinsurance. With over 35 years of experience, we ensure agents can offer reliable solutions to clients seeking financial protection in retirement.
Reserve Fund Annuity
The Reserve Fund Annuity (RFA) is a flexible, premium-deferred annuity designed to help policyholders save for Medicare-related expenses. Guaranteed interest rates of at least 3% and no withdrawal penalties make this product ideal for clients planning for future healthcare costs alongside their insurance coverage.
Final Expense
Final expense insurance provides permanent coverage with benefits ranging from $1,000 to $25,000. These policies accumulate cash value and offer guaranteed lifetime premiums, ensuring clients can secure financial protection for end-of-life expenses without undergoing a physical exam.
Critical Illness
Critical illness coverage pays a lump sum for diagnoses like heart attack or stroke. Policies offer up to $50,000 in benefits, with simplified underwriting for applicants aged 1864. This coverage complements existing insurance by addressing unexpected medical costs directly.
Juvenile Whole Life
Juvenile Whole Life insurance offers permanent coverage for children aged 018, with benefits from $1,000 to $25,000. No health exams are required, and competitive rates make this an accessible option for families planning for long-term financial security.
Questions
What insurance products do you offer?
We provide Medicare Supplement, Reserve Fund Annuity, Final Expense, Critical Illness, Cancer Insurance, Accidental Death Coverage, and Juvenile Whole Life policies.
How do I become an agent?
Visit our Agent Opportunities page to apply online or contact us directly for details about joining our team with access to training and resources.
Are physical exams required for coverage?
No physical exams are required for most policies, though simplified health questions apply to determine eligibility for certain plans.
What support do agents receive?
Agents gain access to marketing tools, educational seminars, and personalized assistance to help grow their practice and serve clients effectively.
Do you offer policies for children?
Yes, our Juvenile Whole Life insurance provides affordable coverage for children aged 0–18, with no health exams required.
