Business Details
Your Trusted Insurance Partner in Pinellas Park, FL
O E Wilson Insurance is a family-owned business dedicated to serving Florida's insurance needs with over 37 years of experience. We specialize in General Liability, Workers Compensation, and Commercial Auto insurance for small to medium-sized contractors and tradesmen, offering tailored solutions to protect both personal and business assets. Our team of experienced professionals provides fast, free quotes and personalized service, ensuring clients receive competitive coverage that aligns with their unique requirements. As a trusted local agency, we prioritize our clients' best interests, delivering comprehensive insurance products and exceptional customer support. Our commitment to understanding Florida's specific risks allows us to offer policies that safeguard against hurricanes, floods, and other regional challenges.With a focus on transparency and reliability, we work closely with clients to eliminate coverage gaps and provide peace of mind. Our services extend to mobile home, auto, home, and umbrella insurance, ensuring Floridians are prepared for life's unexpected events. By representing multiple carriers, we offer diverse options to help clients save money while securing optimal protection. Our office in Pinellas Park operates Monday through Friday, with dedicated agents available to assist with quotes, policy adjustments, and claims guidance. For over three decades, we have built a reputation as a dependable partner in risk management, combining local expertise with nationwide carrier partnerships to serve Florida communities.
Services
Mobile Home Insurance
Auto Insurance
Home Insurance
Flood Insurance
Commercial Auto Insurance
Umbrella Insurance
General Liability
Artisan Contractors Insurance
Workers Compensation
Business Owners Policy
Highlights and features
- We offer over 37 years of specialized insurance experience in Florida.
- Our family-owned agency prioritizes personalized service and client needs.
- We provide tailored coverage for hurricane, flood, and business risks.
- Our team offers fast, free quotes from multiple insurance carriers.
- We specialize in protecting Florida contractors and tradesmen with liability policies.
Services
General Liability Insurance
General Liability Insurance protects Florida businesses from financial loss due to property damage, bodily injury, or advertising injury claims. This coverage safeguards assets by paying for legal defense costs, medical expenses, and settlements when your business is held responsible for third-party damages. Ideal for contractors, tradesmen, and small businesses exposed to client interactions or physical operations.
Workers Compensation
Workers Compensation insurance covers medical expenses, lost wages, and rehabilitation costs for employees injured on the job. Required for Florida businesses with three or more employees, this policy protects both employers and workers while providing legal defense against workplace injury lawsuits. Essential for high-risk industries like construction and contracting.
Commercial Auto Insurance
Commercial Auto Insurance covers company vehicles used for business purposes, including liability for bodily injury and property damage. This policy protects against repair costs, medical bills, and legal fees from accidents involving work vehicles. Tailored for businesses operating fleets or single vehicles in transportation, delivery, or service industries.
Flood Insurance
Flood Insurance provides protection against water damage from hurricanes, tropical storms, and heavy rainfall. Covers structural damage to buildings, personal property, and essential systems like electrical and plumbing. Required by lenders for properties in high-risk flood zones but recommended for all Florida homeowners due to regional weather patterns.
Mobile Home Insurance
Mobile Home Insurance offers specialized coverage for factory-built homes, including dwelling protection, personal belongings, and liability for guest injuries. Policies address unique risks like hurricane damage and include optional endorsements for park living, smart home devices, and deductible adjustments to reduce premiums.
Questions
What types of insurance does O.E. Wilson Insurance offer?
We provide mobile home, auto, home, flood, commercial auto, general liability, workers compensation, umbrella, and artisan contractor insurance for Florida residents and businesses.
How can I get a free insurance quote?
Contact us via phone at (727) 535-0524 or through our website's contact form to receive a personalized, no-obligation quote from our agents.
Is flood insurance required in Florida?
Flood insurance is mandatory for properties in high-risk flood zones with government-backed mortgages, but we recommend it for all Florida homeowners due to hurricane risks.
Do you offer commercial insurance for contractors?
Yes, we specialize in General Liability, Workers Compensation, and Business Owners Policies tailored for Florida contractors and tradesmen.
What are your office hours?
Our Pinellas Park office is open Monday through Friday from 8:30 AM to 5 PM. We're closed on weekends.
Can I file an insurance claim online?
Contact us directly via phone or our website's contact form to initiate a claim, and our team will guide you through the process.
