Business Details
43 Years
experience
Your Trusted Independent Insurance Agency in Beachwood, OH
Kozuch Insurance Services has been a trusted independent insurance agency serving Ohio since 1983. With over four decades of experience, our agency specializes in providing comprehensive personal, business, and employee benefits insurance solutions tailored to meet individual client needs. Our team, led by Roger Kozucha seasoned insurance professional with nearly 40 years of industry expertiseprioritizes client advocacy and personalized service. We maintain strong affiliations with reputable insurers like Grange Insurance, enabling us to offer competitive rates and specialized coverage options.Recognized through awards and partnerships such as the Goldman Sachs 10,000 Small Businesses Program, we combine deep industry knowledge with a commitment to educating clients about risk management. Our approach emphasizes transparency, asset protection, and addressing unique insurance challenges, from collector car coverage to flood risk mitigation. By staying attuned to evolving industry trends and client needs, we deliver customized solutions that extend beyond standard policies to include umbrella liability, valuable possessions scheduling, and business continuity planning.
Services
Home Insurance
Auto Insurance
Life Insurance
Business Insurance
Employee Benefits
Umbrella Insurance
Flood Coverage
Collector Car Insurance
Long-Term Care Insurance
General Liability Insurance
Details
- Year established: 1983
Highlights and features
- We offer 40+ years of insurance expertise and personalized service.
- Our independent agency status provides access to multiple competitive insurance options.
- We specialize in customized risk management solutions for unique needs.
- Our team maintains industry affiliations with leading insurers like Grange Insurance.
- We provide educational resources including Roger Kozuch's business insurance expertise.
What people say
Award-winning service
Personalized solutions
Knowledgeable staff
Comprehensive coverage
Trusted advisors
Services
Home Insurance
Protect your home with comprehensive policies covering fire damage, personal property loss, and liability claims. Our replacement cost coverage ensures adequate protection against rising reconstruction costs while meeting local building code requirements.
Business Insurance
Safeguard your business with general liability, professional services coverage, and commercial umbrella policies. We offer tailored solutions for real estate investors and small businesses, including specialized liability protection for unique operational risks.
Employee Benefits
Provide comprehensive group benefits including health, dental, vision, and disability insurance. Our solutions help businesses attract talent while offering long-term care options that address evolving workforce needs through competitive carrier partnerships.
Umbrella Insurance
Expand personal or business liability coverage beyond standard policy limits. This protection covers major claims and lawsuits involving assets, with options to bundle with existing auto, home, or commercial policies for comprehensive financial security.
Flood Coverage
Secure specialized flood insurance through the National Flood Insurance Program. Our policies protect against water damage from natural disasters, covering structural repairs and contents with options for properties in high-risk and standard flood zones.
People
Roger Kozuch
Owner/Insurance Agent
With nearly 40 years of insurance experience, Roger Kozuch specializes in helping businesses understand complex insurance requirements. He authored an industry guide for small business owners and maintains active affiliations with major insurance providers to deliver comprehensive solutions.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, life), business insurance (general liability, commercial umbrella), and employee benefits (group health, dental, disability) across Ohio.
How are you different from other insurance agencies?
As an independent agency with 40+ years of experience, we offer multiple carrier options, personalized risk management strategies, and specialized coverage for unique needs like collector cars and flood protection.
How do I file an insurance claim?
Contact our Beachwood office directly at 216-397-5890 or use our online portal to report claims and receive guidance through the entire claims process.
Do you offer business insurance for real estate investors?
Yes, we specialize in real estate investor insurance with tailored coverage options to protect rental properties and associated liabilities.
What is umbrella insurance coverage?
Umbrella insurance provides excess liability protection beyond standard auto or homeowners policies, covering major claims up to policy limits to protect personal assets.
