Business Details
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Trusted Insurance & Financial Services in California
Sally-Jane Multiline Insurance & Financial Services has been a trusted advisor in the insurance and financial planning industry for over three decades. Founded by SallyJane Lim, a Certified Financial Planner with multiple professional designations, the company specializes in providing personalized insurance solutions tailored to individual needs. Our expertise spans Medicare supplements, life insurance, annuities, long-term care, and retirement planning, with a focus on helping clients protect their lifestyles and financial futures. We pride ourselves on offering unbiased advice through a broker model that represents all major national and international insurance carriers, ensuring clients access to the most competitive products available. Our commitment to ongoing education and industry certifications keeps us at the forefront of evolving insurance trends, allowing us to deliver innovative solutions that adapt to changing client needs. With a career marked by multiple national awards and recognition as a Million Dollar Round Table member, we combine professional excellence with a client-first philosophy that emphasizes transparency, trust, and lifelong service.Our unique approach includes free consultations and a guarantee to help clients secure lower premiums while maintaining or enhancing coverage benefits. Operating with licenses in California and Nevada, we serve clients through flexible communication channels including phone consultations, in-person meetings, and digital correspondence. Our track record of success includes assisting clients during critical enrollment periods and navigating complex insurance transitions, supported by testimonials highlighting our ability to explain complex concepts in accessible language. As a business built on integrity and client advocacy, we measure success through the long-term relationships we maintain with our clients, reflected in decades of repeat business and referrals.
Services
Medicare Supplement
Life Insurance
Annuities
Long Term Care
401K Rollovers
IRA Transfers
Mortgage Protection
College Funding
Real Estate Investment
Prescription Drug Plans
Highlights and features
- We provide personalized insurance solutions based on individual needs and health conditions.
- Our broker model represents all major national and international insurance carriers.
- 30+ years of continuous industry experience with annual professional certifications.
- We guarantee assistance in securing lower premiums with equivalent or enhanced coverage.
- Available 24/7 for client consultations and policy adjustments.
Associations and certifications
- Certified Financial Planner (CFP)
- Chartered Life Underwriter (CLU)
- Life Underwriter Training Council Fellow (LUTCF)
- Million Dollar Round Table (MDRT)
What people say
Saved us money
Excellent service
Expertise in Medicare
Personalized solutions
24/7 availability
Services
Medicare Supplement
Medicare Supplement insurance helps cover costs not paid by Original Medicare, including copayments, coinsurance, and deductibles. Our expert guidance ensures clients select plans that maintain their existing healthcare providers while optimizing coverage benefits. With specialized knowledge of state-specific enrollment periods and carrier requirements, we help clients secure lower premiums without compromising coverage quality.
Life Insurance
We offer comprehensive life insurance solutions including term life, whole life, and linked policies with long-term care benefits. Our needs-based analysis considers clients' financial obligations, family needs, and future goals to recommend appropriate coverage amounts and policy structures that provide financial security for loved ones.
Annuities
Our annuity solutions provide guaranteed lifetime income streams for retirement planning. We help clients evaluate fixed, variable, and indexed annuity options to create stable income sources that complement other retirement savings. This includes specialized rollover services for 401(k) and IRA conversions to optimize tax advantages and long-term growth potential.
Prescription Drug Plans
We specialize in Medicare Prescription Drug Plan selection and optimization. Our services include annual plan comparisons during open enrollment periods to ensure clients maintain the most cost-effective coverage for their medication needs, often achieving significant premium reductions and lower copayments through strategic plan changes.
Real Estate Investment
Our California and Philippines real estate investment services focus on income-generating properties as part of comprehensive financial planning. We help clients evaluate investment opportunities that align with their retirement goals and risk tolerance, integrating property investments with insurance and retirement savings strategies for holistic wealth management.
People
SallyJane Lim
Certified Financial Planner
Magna cum laude graduate with dual commerce degrees, CPA, and triple-certified insurance professional with 30+ years experience. First insurance professional approved as Alien of Extraordinary Ability by USCIS, featured in multiple Who's Who publications, and recipient of international industry awards.
Questions
What insurance services do you specialize in?
We specialize in Medicare supplements, life insurance, annuities, long-term care, prescription drug plans, and retirement planning solutions.
Do you offer free insurance consultations?
Yes, we provide free consultations with no obligation to help clients understand their insurance options and potential cost savings.
Can you help with Medicare enrollment?
Yes, we assist with Medicare Advantage and Prescription Drug Plan enrollments during annual open enrollment periods and special circumstances.
Are your services available 24/7?
Our phone consultations are available 24/7 with guaranteed call-backs for messages left during non-business hours.
How do you help clients save money?
Through comprehensive plan comparisons, strategic policy changes during enrollment periods, and leveraging our broker relationships with multiple carriers to secure competitive rates.
What areas do you serve?
We primarily serve California and Nevada residents with insurance solutions available through our licensed operations in these states.