Business Details
50+ Years
experience
Your Trusted Independent Insurance Agency in Ohio
Founded in 1940 by Harry Sheward, our agency has grown from a single Jackson, Ohio location to include a second office in Minford, Ohio under current owner Dan Fulks. We prioritize client relationships by delivering tailored insurance solutions that protect personal and business assets across five states. Our independent agency model allows us to partner with multiple carriers to find optimal coverage for each client. With over 80 years of combined experience, we maintain a client-first philosophy rooted in honesty, integrity, and community service.Our team specializes in navigating complex risks for farms, businesses, and individuals while maintaining local accessibility and statewide expertise. We actively support community initiatives and maintain professional licensing across Indiana, Kentucky, Ohio, Virginia, and West Virginia.
Services
Auto Insurance
Home Insurance
Business Insurance
Farm Insurance
Life Insurance
Flood Insurance
Workers Compensation
General Liability
Commercial Property
Motorcycle Insurance
Details
- Year established: 1940
Highlights and features
- We offer 80+ years of combined insurance expertise since 1940
- Our team provides localized knowledge of Ohio's insurance requirements
- We deliver multi-state solutions across five regional jurisdictions
- Our independent agency model offers access to multiple carriers
- We maintain active community involvement in southern Ohio
Services
Business Insurance
We provide comprehensive business insurance solutions protecting companies of all sizes against liability claims, property damage, and operational risks. Our offerings include business owners policies, workers compensation, and specialized farm insurance endorsements. With expertise in commercial property and general liability coverage, we help businesses in Ohio and four surrounding states manage risk effectively while maintaining compliance with state regulations.
Auto Insurance
Our auto insurance policies protect personal and commercial vehicles against accidents, theft, and natural disasters. We offer standard liability coverage, comprehensive protection, and specialized policies for motorcycles and farm vehicles. Ohio drivers benefit from our local expertise in state-mandated coverage requirements while multi-state clients receive tailored solutions that meet regional regulations across our service area.
Home Insurance
We provide residential insurance covering homes, personal belongings, and liability risks for property owners and renters. Our policies protect against common perils like fire, storms, and theft while offering optional flood insurance for high-risk areas. With localized knowledge of Ohio's insurance requirements, we also serve clients in four adjacent states with regionally appropriate coverage options.
Farm Insurance
Our farm insurance solutions address unique agricultural risks including equipment breakdowns, crop loss, and livestock liability. We offer specialized endorsements for foreign object ingestion, peak season coverage, and pollution risks. Policies protect farm structures, machinery, and business operations across southern Ohio and surrounding regions with customizable options for both small family farms and large agricultural enterprises.
Life Insurance
We offer individual life insurance policies providing financial protection for families and dependents. Our term and permanent life insurance options help clients plan for future security while complementing broader risk management strategies. As an independent agency, we provide multiple carrier options to match varying needs for death benefit protection and cash value accumulation.
People
Dan Fulks
Owner
Dan Fulks has led Sheward-Fulks Insurance Agency since its expansion to Minford, Ohio, maintaining the agency's founding commitment to personalized service. With decades of insurance experience, he oversees operations across two offices while ensuring adherence to the agency's core values of honesty and client-focused solutions.
Questions
What types of insurance do you offer?
We provide auto, home, life, farm, and business insurance including specialized coverage for commercial property, general liability, and workers compensation.
Do you serve clients outside Ohio?
Yes, we offer insurance solutions to clients in Indiana, Kentucky, Virginia, and West Virginia in addition to our Ohio locations.
How can I file a claim?
Use our 24/7 client center online or contact our Jackson office directly at 740-286-1708 for immediate claim assistance.
Can you help compare insurance policies?
Our licensed agents provide policy reviews to help you understand coverage options and make informed insurance decisions.
Are you an independent insurance agency?
Yes, we partner with multiple insurance carriers to provide unbiased recommendations and competitive coverage options.
How do I get proof of insurance?
Request certificates of insurance or auto ID cards through our online client portal or by contacting our office directly.
