Business Details
50+ Years
experience
Your Trusted Insurance Partner in Hendersonville, NC
Penny Insurance Agency is an independent insurance agency serving Western North Carolina and Upstate South Carolina, including Tryon, Hendersonville, Asheville, Landrum, Campobello, and Spartanburg. Established in 1931, we are a third-generation family-owned business committed to providing personalized insurance solutions for families and businesses. Our team of licensed professionals, many with over 25 years of experience, prioritizes individualized service, treating clients as valued partners rather than numbers. As an independent agency, we represent multiple top-rated insurance carriers, allowing us to tailor coverage to meet evolving client needs. We pride ourselves on transparency, accessibility, and a proactive approach to insurance planning.Our dedication to the community spans nearly a century, reflecting our core values of hard work, integrity, and lifelong client relationships. We specialize in auto, home, equine, specialty, and business insurance, ensuring comprehensive protection for diverse client assets. Our process begins with listening to understand client goals, followed by thorough research to identify optimal coverage options. Customer service remains central to our operations, with a commitment to exceeding expectations through ongoing policy reviews and adaptive solutions. Our reputation as a trusted local provider is built on decades of reliable service and community engagement.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Equine Insurance
Premier Coverage
Specialty Insurance
Details
- Year established: 1931
Highlights and features
- We are a third-generation family-owned business with 90+ years of local expertise
- Our team includes licensed professionals with 25+ years average industry experience
- We offer personalized service through independent representation of multiple top-rated carriers
- We provide tailored coverage solutions for unique assets like family heirlooms and equine properties
- Our proactive approach includes periodic policy reviews to adapt to changing client needs
What people say
Three generations
Longtime trusted service
Wouldn't leave home
Trust protection
Expert guidance
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving needs and vehicle types. Our policies protect against liability, collision, and uninsured motorists while offering customizable coverage options. With access to multiple top-rated carriers, we help clients find competitive rates without compromising protection quality.
Home Insurance
Our home insurance policies safeguard residential properties against common risks including fire, theft, and natural disasters. We offer specialized coverage for unique homes and valuable assets like family heirlooms. Our agents work closely with clients to ensure adequate protection for both standard and high-value properties.
Life Insurance
We specialize in term life insurance solutions that provide affordable financial protection for families. Our policies help secure loved ones' futures through death benefit coverage tailored to individual needs. We partner with multiple carriers to offer competitive rates and flexible policy terms.
Business Insurance
Our business insurance solutions protect companies of all sizes with customizable liability, property, and specialized coverage options. We serve diverse industries including equine operations and specialty businesses. Our agents help clients navigate complex commercial insurance needs through multiple carrier partnerships.
Equine Insurance
We offer specialized equine insurance for horse owners and equestrian operations. Our policies cover mortality, liability, and medical expenses for various horse breeds and disciplines. With expertise in rural property insurance, we provide comprehensive protection tailored to equine-related risks.
People
Joan Schnyder
Longtime Hendersonville resident and satisfied client with three generations of family experience using Penny Insurance services.
Steve Johnson
35-year client of Penny Insurance for both home and business insurance needs in Hendersonville.
Caroline Gunther
Owner
Owner of Wag, A Unique Pet Boutique, who trusts Penny Insurance for comprehensive business protection.
Questions
What types of insurance does Penny Insurance offer?
We provide auto, home, life, business, equine, and specialty insurance coverage for individuals and businesses in Western North Carolina and Upstate South Carolina.
Why choose an independent insurance agent?
As an independent agency, we represent multiple carriers to find customized coverage solutions that best meet your specific needs and budget.
How do you handle insurance claims?
We work closely with clients throughout the claims process, providing guidance and support to ensure timely resolution of claims with our partner carriers.
Do you offer coverage outside North Carolina?
Yes, we now provide insurance services in Georgia and Florida in addition to our traditional service areas in Western North Carolina and Upstate South Carolina.
What makes Penny Insurance different?
As a third-generation family-owned business with 90+ years of local experience, we combine personalized service with access to multiple top-rated insurance carriers.
