Business Details
Emergency
services
Your Trusted Independent Insurance Agency in Port Jefferson Sta
At Karras Agency, we prioritize helping customers secure optimal coverage to protect their most valued assets. As an independent agency, we collaborate with a diverse network of top-tier carriers to tailor policies that align precisely with individual circumstances. Our commitment to personalized service ensures clients receive comprehensive solutions without compromising affordability. With decades of combined experience in insurance, our team specializes in auto, home, life, and business insurance, offering expert guidance through complex risk assessments.We maintain strong relationships with financially stable carriers to deliver competitive pricing and reliable service. Our advocacy extends to claims resolution, where we work diligently to ensure fair and timely settlements. Serving New York communities since 2025, we combine local market knowledge with industry expertise to provide peace of mind through customized protection strategies.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Contractors Liability
Recreational Vehicle Insurance
Details
- Year established: 2025
Highlights and features
- We offer independent agent representation with access to multiple insurance carriers
- Our team provides personalized insurance solutions tailored to individual circumstances
- We maintain partnerships with financially strong, reputable insurance companies
- Our agency advocates for clients during claims processing and resolution
- We serve New York communities with localized insurance market expertise
What people say
Very Responsive
Understand Your Needs
Prompt service
Looking out for me
Easy to deal with
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving needs and vehicle types. Our policies protect against liability, collision, and uninsured motorists while offering flexible coverage options. With access to multiple carriers, we help clients find cost-effective policies that meet state requirements and personal risk profiles.
Homeowners Insurance
Our homeowners insurance policies safeguard residential properties against common risks including fire, theft, and natural disasters. We offer customizable coverage options for different property types, including standard homes, condominiums, and high-value residences. Clients benefit from competitive pricing through our carrier partnerships and personalized risk assessments.
Life Insurance
We offer various life insurance products including term, whole, and universal life policies to protect families and financial dependents. Our solutions address final expense needs, mortgage protection, and long-term financial planning. We work with reputable carriers to provide policies that match clients' life stages and financial objectives.
Business Insurance
Our business insurance solutions protect companies against liability, property damage, and operational risks. We offer BOP policies, workers' compensation, and specialized coverage for contractors and commercial vehicle fleets. Policies are tailored to specific industries and business sizes across New York.
Recreational Vehicle Insurance
We provide specialized insurance for recreational vehicles including motorhomes, campers, and trailers. Our policies cover physical damage, liability, and roadside assistance tailored to RV usage patterns. Coverage options accommodate both occasional and full-time RV users across New York state.
Questions
What insurance products do you offer?
We provide auto, home, life, business, and recreational vehicle insurance policies tailored to individual and commercial needs.
Are you an independent insurance agency?
Yes, we're independent agents representing multiple insurance carriers to provide unbiased coverage recommendations.
Do you serve areas outside Port Jefferson Sta?
We serve all New York communities including Coram, Selden, Stony Brook, and surrounding areas.
How can I file an insurance claim?
Claims can be reported through our office or directly to your insurance carrier via our 24/7 claims support service.
What payment options are available?
We accept EFT, e-check, and credit card payments for insurance premiums through participating carriers.
Can I request policy changes online?
Yes, policy change requests can be submitted through our online Policy Service Center portal.
