Business Details
16 Years
experience
Independent Insurance Brokers in Denver, CO
Commonwealth Insurance Brokers was founded in March 2010 by a group of former captive insurance agents who recognized the need to offer clients multiple insurance options. As an independent agency, we align our goals with those of our clients, prioritizing their needs over corporate mandates. Our mission is to serve as insurance advocates, guiding individuals, families, and businesses through the complexities of insurance selection, comparison, and claims management. With over a decade of experience, we specialize in demystifying coverage details, particularly in Medicare, health, home and auto, life, and business insurance.We emphasize transparency, ensuring clients understand both the coverage and limitations of their policies. Our team of seasoned professionals brings extensive industry knowledge, offering personalized service without hidden fees. We pride ourselves on providing unbiased advice, cost-effective solutions, and ongoing support throughout the life of a policy. Our commitment to client education and advocacy has earned us a reputation for trustworthiness and reliability in the Denver community.
Services
Medicare Insurance
Health Insurance
Home Insurance
Auto Insurance
Life Insurance
Business Insurance
Details
- Year established: 2010
Highlights and features
- We are independent agents offering unbiased insurance comparisons from multiple providers
- Our team has over 20 years of combined experience in Medicare and senior insurance solutions
- We provide no-cost, transparent consultations without hidden fees or commissions
- Our client advocacy extends through the entire policy lifecycle, including claims support
- We specialize in simplifying complex insurance products like Medicare supplements
What people say
Helpful and thorough
Awesome communication
Great options provided
Knowledgeable staff
Excellent support
Services
Medicare Insurance
We specialize in Medicare supplements and Advantage plans, helping seniors navigate complex coverage options. Our experts provide no-cost consultations to identify plans that align with health needs and financial situations. With decades of experience, we simplify Medicare enrollment and ensure clients understand coverage gaps requiring supplemental policies.
Health Insurance
Our health insurance solutions help individuals and families access affordable medical care without financial devastation. We compare plans from multiple providers to find cost-effective options that balance premiums, deductibles, and coverage. Our guidance ensures clients understand policy details before emergencies arise.
Home Insurance
We offer comprehensive home insurance policies protecting against property damage, theft, and liability claims. Our team helps homeowners and renters select appropriate coverage levels for their dwellings and personal belongings. We also provide specialized insurance for boats, RVs, and other valuable assets.
Life Insurance
Our life insurance products provide financial security for families in the event of a policyholder's death. We explain term and permanent policy options, helping clients determine appropriate coverage amounts to protect dependents, pay debts, and transfer wealth tax-free.
Business Insurance
We help businesses mitigate risks with tailored insurance packages including property, liability, workers' compensation, and business interruption coverage. Our solutions protect companies of all sizes from financial losses due to accidents, lawsuits, or unexpected disruptions to operations.
People
Tim Wilson-Humphries
Owner and Founder
Tim founded Commonwealth Insurance Brokers in 2010 after working as a captive agent. He specializes in all insurance lines and focuses on providing unbiased solutions. Originally from Australia, he actively participates in Denver's Australian Rules Football community.
Michelle Johnson
Insurance Specialist
With 30+ years of experience managing family businesses, Michelle assists clients with insurance questions and account management. She joined the team in 2019 and enjoys helping clients find comprehensive coverage solutions.
Bob Russo
Senior Agent
Former Allstate agency owner with 33 years of experience, Bob specializes in all insurance lines. He relocated to Colorado to be near family and focuses on personalized client service for individuals and businesses.
Linda Bowlby
Medicare Specialist
A retired investment advisor with 20+ years in financial planning, Linda educates retirees on Medicare supplements. She combines her financial expertise with insurance knowledge to help seniors make informed coverage decisions.
Kathy Elliott
Insurance Consultant
A Colorado native with 25 years in finance, Kathy specializes in Medicare solutions and personal insurance products. She focuses on helping clients protect their assets while enjoying Colorado's outdoor lifestyle.
Questions
What insurance products do you offer?
We offer Medicare supplements, health, home, auto, life, and business insurance. Our independent status allows us to compare policies from multiple providers to find your best match.
Are your services free?
Yes, our insurance consultations and policy comparisons are free. We receive compensation from insurance companies, not clients, ensuring unbiased recommendations.
How do you help with Medicare enrollment?
We provide no-cost Medicare guidance, explaining Part A-D options, Advantage plans, and supplements. Our experts help avoid penalties and select coverage matching your health needs.
Do you work with businesses?
Yes, we offer commercial insurance packages including property, liability, workers' compensation, and business interruption coverage tailored to your industry and risk profile.
What makes you different from other agencies?
As independent brokers, we prioritize your needs over carrier quotas. Our team's decades of experience and focus on long-term client advocacy set us apart from traditional agencies.
